Maarten van Rooij

Economics and Research Division
phone +31 20 524 2721
email Maarten van Rooij

Short Bio

Maarten van Rooij is Senior Economist at the Research Department of De Nederlandsche Bank, is affiliated to Netspar (Network for Studies on Pensions, Aging and Retirement) and member of the Editorial Board of TPEdigitaal. He is contact person for activities at the Bank related to the DNB Household Survey (DHS). The last four years he has worked on his dissertation "Financial Literacy, Retirement Provisions, and Household behavior " (supervised by Rob Alessie and Lex Hoogduin).

Education

2009 - Ph.D. Economics, Utrecht University
1995 - M.Sc. Econometrics, Tilburg University

Research Interests

Ageing and Pensions
Financial Household Behaviour
Housing and Mortgage Markets
Equity Markets
Behavioural Finance

Working Papers

Rooij, M.C.J. van, A. Lusardi and R.J.M. Alessie, 2009, Financial literacy and retirement planning in the Netherlands, DNB Working Paper, no. 231. Download

Hurd, M., M.C.J. van Rooij and J. Winter, 2009, Stock market expectations of Dutch households, DNB Working Paper, no. 228. Download

Hoeberichts, M.M., M.C.J. van Rooij, and A.H. Siegmann, 2008, Market thinness, list price revisions and time to sell: evidence from a large-scale housing dataset, DNB Working Paper, no. 176. Download

Rooij, M.C.J. van, and F. Teppa, 2008, Choice or no choice: what explains the attractiveness of default options?, DNB Working Paper, no. 165. Download latest version

Rooij, M.C.J. van, A. Lusardi and R. Alessi, 2007, Financial literacy and stock market participation, DNB Working Paper, no. 146. Download

Publications in refereed journals

Rooij, M.C.J. van, A.H. Siegmann, and P.J.G. Vlaar, 2008, Market valuation, pension fund policy and contribution volatility, De Economist 156, 73-93.

Rooij, M.C.J. van, C.J.M. Kool, and H.M. Prast, 2007, Risk-return preferences in the pension domain: are people able to choose?, Journal of Public Economics 91, 701-722. Download

Christensen, C.A., P.J.A. van Els, and M.C.J. van Rooij, 2006, Dutch households' perceptions of economic growth and inflation, De Economist 154, 277-294.

Els, P.J.A. van, W.A. van den End and M.C.J. van Rooij, 2004, Pensions and public opinion: a survey among Dutch households, De Economist, 152, 101-116.

Punt, L.W. and M.C.J. van Rooij, 2003, The profit-structure relationship and mergers in the European banking industry: an empirical assessment, Kredit und Kapital, 36, 1-29.

Eijffinger, S.C.W., M.C.J. van Rooij, and E. Schaling, 1996, Central bank independence: a paneldata approach, Public Choice, 89, 163-182.

Publications in Books

Rooij, M.C.J. van, 2008, Financial Literacy, Retirement Provisions, and Household Portfolio Behavior, Dissertation, Utrecht University, The Netherlands, ISBN: 978 90 393 4974 8. Download

Els, P.J.A. van, M.C.J. van Rooij, and M.E.J. Schuit, 2007, Why mandatory retirement saving?, in: O.W. Steenbeek and S.G. van der Lecq (eds.), Costs and benefits of collective pension systems, Springer, Berlin, 159-186.

Els, P.J.A van, W.A. van den End, and M.C.J. van Rooij, 2005, Financial behaviour of Dutch households: analysis of the DNB Household Survey. In: 'Investigating the relationship between the financial and real economy', BIS Papers, 22, 1-40.

Other publications

Kapteyn, A., and M.C.J. van Rooij, 2010, Adequacy of saving for old age (Discussion of Fornero. Lusardi and Monticone), in: L. Bovenberg, A. van Soest, and A. Zaidi (eds.), Ageing, Health and Pensions in Europe, Palgrave Macmillan, forthcoming.

Early retirement, the life course savings scheme and Dutch household wealth, DNB Quarterly Bulletin, March 2008, 31-35.

Limited financial literacy among Dutch households, DNB Quarterly Bulletin, June 2006, 45-51.

Els, P.J.A. van, M.C.J. van Rooij, and M.E.J. Schuit, 2006, Nut en noodzaak van verplicht pensioensparen (Use and need of compulsary pension savings), in: S.G. van der Lecq and O.W. Steenbeek (eds.), Kosten en baten van collectieve pensioensystemen, Kluwer, 191-220.

Renselaar, C. van, and M.C.J. van Rooij (2006), Prijsstabiliteit en vertrouwen in de ECB (Price stability and trust in the ECB), Economisch Statistische Berichten 91(4493), 434-436.

Prast, H.M., M.C.J. van Rooij and C.J.M. Kool (2005), Werknemer kan én wil niet zelf beleggen voor pensioen (Employee can and will not on his own invest for his pension), Economisch Statistische Berichten 90(4458), 172-175.

Rooij, M.C.J. van, A.H. Siegmann and P.J.G Vlaar (2005), Beleidsopties voor pensioenfondsen (Policy options for pension funds), Economisch Statistische Berichten 90(4456), 124-127.

Rooij, M.C.J. van Rooij, A.H. Siegmann and P.J.G. Vlaar (2005), De consequenties van fair value bij pensioenfondsen: een analyse met het DNB pensioenmodel PALMNET (The consequences of fair value for pension funds: an analysis with the DNB pension model PALMNET), De Actuaris 12(3), 17-19.

Stress testing the Dutch Financial Sector, DNB Quarterly Bulletin, September 2004, 89-97.

Financial Behaviour of Dutch Households, DNB Quarterly Bulletin, September 2004, 69-81.

Financial Behaviour of Dutch Households, DNB Quarterly Bulletin, September 2003, 39-50.

Rooij, M.C.J. van (2003), Hypotheek: financieel avontuur of zekerheid? (Financial adventure or certainty?), Tijdschrift voor de Volkshuisvesting, July, 43-45 (book review).

Spotlight on household wealth management in the Netherlands, DNB Quarterly Bulletin, June 2002, 27-36.

Rooij, M.C.J. van (2002), Geen stress voor hypotheekbezitters (No stress for mortgage owners), Economisch Statistische Berichten 87(4388), 889-891.

Bolt, W., M.C.J. van Rooij and A.F. Tieman (2002), Nooit meer hoge inflatie (Never again high inflation), Economisch Statistische Berichten 87(4347), 130-131 (book review).

Survey among Dutch mortgage-holders on the use of mortgage credit, DNB Quarterly Bulletin, June 2000, 31-43.

The Dutch housing and mortgage markets: a risk analysis, DNB Quarterly Bulletin, September 1999, 23-33.

Rooij, M.C.J. van, and L. Vos (1999), De samenhang tussen Europese huizenprijzen (The relationship between European housing prices), Maandschrift Economie, 63, 224-229.

The Netherlands economy in 1999 and 2000: a forecast based on MORKMON, DNB DNB Quarterly Bulletin, December 1998, 91-104.

Survey of the Dutch public’s and business community’s attitude to the euro, DNB Quarterly Bulletin, December 1996, 45-71.

Latest update: December 2009