The number of cash payments fell from 3.8 billion in 2012 and 2013 to 3.4 billion in 2014, continuing the downward trend in the use of cash after a one-year interruption. Likewise, the value of cash payments declined from EUR 47 billion in 2013 to EUR 42 billion in 2014. The average value per cash payment in 2014 remained at around EUR 12.
People in the Netherlands increasingly prefer to pay by debit card, with the number of payments rising by 35%, from 2.2 billion in 2010 to 2.9 billion in 2014. The value of these payments also rose, from EUR 81 billion in 2010 to EUR 89 billion in 2014. This increment developed less steeply because the average value per debit card payment has dropped sharply now that consumers increasingly use their debit cards to pay for small purchases. The average value of debit cards payments is expected to continue decreasing in the years ahead as a result of the introduction of contactless payments – which allows consumers to use their debit card for purchases up to EUR 25 without having to enter a PIN code. The abolition of the chipknip electronic purse system on 1 January 2015 is also expected to contribute to this trend.