The development of virtual currencies is gaining momentum. At present, they fall outside of the scope of the Dutch Financial Supervision Act (Wet op het financieel toezicht or Wft). Consequently, DNB does not supervise virtual currencies or enterprises trading in them. DNB advises consumers to be aware of this and the potential risks of buying bitcoins or other virtual currencies. The exchange rates are volatile and there is no central issuing institution that consumers can hold liable should the need arise.
Moreover, the deposit guarantee scheme does not apply.