Maarten van Rooij

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Maarten van Rooij

Economics and Research Division 
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Short Bio

Maarten van Rooij is Senior Economist at De Nederlandsche Bank. He is contact person for activities at the Bank related to the DNB Household Survey (DHS). He is also affiliated to Netspar as research fellow and member of the Netspar Editorial Board.

Education

2009 - Ph.D. Economics, Utrecht University
1995 - M.Sc. Econometrics (Cum laude), Tilburg University

Research Interests

  • Financial household behaviour
  • Retirement decisions
  • Housing and mortgages 

Working Papers

Will helicopter money be spent? New evidence (with Jakob de Haan), DNB Working paper No. 538, 2016. Download

Trust in the central bank and inflation expectations (with Dimitris Christelis, Dimitris Georgarakos and Tullio Jappelli), DNB Working paper No. 537, 2016. Download

Consumption uncertainty and precautionary saving (with Dimitris Christelis, Dimitris Georgarakos and Tullio Jappelli), DNB Working paper No. 496, 2016. Download

Social interactions and the retirement age (with Niels Vermeer and Daniel van Vuuren), DNB Working paper No. 426, 2014. Download

Are Retirement Decisions Vulnerable to Framing Effects? Empirical Evidence from NL and the US (with Federica Teppa), DNB Working paper No. 366, 2012. Download

Publications in refereed journals

Maarten Van Rooij and Jakob de Haan (2019), Would helicopter money be spent? New evidence for the Netherlands, Applied Economics,forthcoming.

Dimitris Christelis, Dimitris Georgarakos, Tullio Jappelli, and Maarten van Rooij (2018), Consumption uncertainty and precautionary saving, Review of Economics and Statistics, forthcoming.

Dimitris Christelis, Dimitris Georgarakos, Tullio Jappelli, Luigi Pistaferri and Maarten van Rooij (2018), Asymmetric consumption effects of transitory income shocks, Economic Journal, forthcoming. Download

Carin van der Cruijsen, David-Jan Jansen and Maarten van Rooij (2018), The rose-tinted spectacles of homeowners, Journal of Consumer Affairs 52(1), 61-87. Download

Bruine de Bruin, W., W. van der Klaauw, M. van Rooij, F. Teppa, and K. de Vos (2017), Measuring expectations of inflation: Effects of survey mode, wording, and opportunities to revise, Journal of Economic Psychology 59, 45-58. Download

Bucher-Koenen, T., A. Lusardi, R. Alessie, and M. van Rooij (2017).How financially literate are women? An overview and new insights, Journal of Consumer Affairs 51(2), 255-283. Download    

van Ooijen, R. and M. van Rooij (2016), Mortgage risk, debt literacy and financial advice, Journal of Banking and Finance, 72, 201–217. Download

van Rooij, M., and F. Teppa (2014), Personal traits and individual choices: Taking action in economic and non-economic decisions, Journal of Economic Behavior & Organization 100, 33-43. Download

van Rooij, M., A. Lusardi en R. Alessie (2012), Financial literacy, retirement planning, and household wealth, The Economic Journal 122 (May), 449–478. Download

Alessie, R., M. van Rooij, and A. Lusardi (2011), Financial literacy and retirement preparation in the Netherlands, Journal of Pension Economic and Finance 10(4), 527-546. Download

van Rooij, M.C.J., A. Lusardi, and R.J.M. Alessie (2011), Financial literacy and retirement planning in the Netherlands, Journal of Economic Psychology 32, 593-608. Download

van Rooij, M.C.J., A. Lusardi, and R.J.M. Alessie (2011), Financial literacy and stock market participation, Journal of Financial Economics 101(2), 449-472. Download

Hurd, M., M.C.J. van Rooij, and J. Winter (2011), Stock market expectations of Dutch Households, Journal of Applied Econometrics 26, 416-436. Download

van Rooij, M.C.J., A.H. Siegmann, and P.J.G. Vlaar (2008), Market valuation, pension fund policy and contribution volatility, De Economist 156, 73-93. Download

van Rooij, M.C.J., C.J.M. Kool, and H.M. Prast (2007), Risk-return preferences in the pension domain: are people able to choose?, Journal of Public Economics 91, 701-722. Download

Christensen, C.A., P.J.A. van Els, and M.C.J. van Rooij (2006), Dutch households' perceptions of economic growth and inflation, De Economist 154, 277-294. Download

van Els, P.J.A., W.A. van den End and M.C.J. van Rooij (2004), Pensions and public opinion: a survey among Dutch households, De Economist 152, 101-116.

Punt, L.W. and M.C.J. van Rooij (2003), The profit-structure relationship and mergers in the European banking industry: an empirical assessment, Kredit und Kapital 36, 1-29.

Eijffinger, S.C.W., M.C.J. van Rooij, and E. Schaling (1996), Central bank independence: a paneldata approach, Public Choice 89, 163-182.

Publications in Books

van Rooij, M.C.J. (2008), Financial Literacy, Retirement Provisions, and Household Portfolio Behavior, Dissertation, Utrecht University, The Netherlands, ISBN: 978 90 393 4974 8. Download

van Els, P.J.A., M.C.J. van Rooij, and M.E.J. Schuit (2007), Why mandatory retirement saving?, in: O.W. Steenbeek and S.G. van der Lecq (eds.), Costs and benefits of collective pension systems, Springer, Berlin, 159-186. 

van Els, P.J.A, W.A. van den End, and M.C.J. van Rooij (2005), Financial behaviour of Dutch households: analysis of the DNB Household Survey. In: Investigating the relationship between the financial and real economy, BIS Papers, 22, 1-40. 

Other publications

Mink, M., en M. van Rooij (2018), Huizenprijzen en pensioenen bepalend voor vermogens van generaties, Economisch Statistische Berichten 103(4760), 172-174.

Van Rooij, M. (2016), De rol van feiten en gevoel in consumptiegedrag (The role of facts and feelings in consumer behavior), Economisch Statistische Berichten 101(4742S), 53-54.

Houben, A. and M. van Rooij (2016), Aanpassingen financiële systeem nog onvoldoende voor breed herstel vertrouwen, Me Judice, 16 september.

Van Rooij, M. (2015), Een consumentenperspectief op pensioenkeuzes (A consumer's perspective on pension choices), Economisch Statistische Berichten 100(4703S), 70-74.

Van Rooij, M., N. Vermeer, en D.van Vuuren (2014), Langer doorwerken zonder financiële prikkel (Raising the age of retirement without financial incentives), Me Judice, 25 juni.

Van Rooij, M., N. Vermeer, en D. van Vuuren (2014), Sociale interacties van invloed op de arbeidsparticipatie van ouderen (Influence of social interactions on labor participation of the elderly), Netspar NEA Papers, 53.

Bucher-Koenen, T., A. Lusardi, R. Alessie, and M. van Rooij (2012), How financially literate are women? Some new perspectives on the gender gap, Netspar Panel Paper, 31.

van der Cruijsen, C., and M. van Rooij (2012), Optimisme over eigen woning (Optimism about own home), Economisch Statistische Berichten 97(4641), 484-486.

van Rooij, M., H. Prast en A. Smits (2011), Gedragsreacties van deelnemers op nieuwe contracten (Participants' behavioural responses to new contracts), Economisch Statistische Berichten 96 (4625), 52-57.

van Rooij, M., R. Alessie and A. Lusardi (2011), Pensioenakkoord vereist financieel inzicht (Pension contract requires financial literacy), Economisch Statistische Berichten 96, 480-482.

Lusardi, A., and M. van Rooij (2010), Financial literacy: Evidence and implications for consumer education, Netspar Panel Paper, 16.

Kapteyn, A., and M.C.J. van Rooij (2010), Adequacy of savings for old age in Europe (Discussion of E. Fornero, A. Lusardi, and C. Monticone), in: L. Bovenberg, A. van Soest, and A. Zaidi (eds.), Ageing, health and pensions in Europe: An economic and social policy perspective, Palgrave Macmillan, pp. 36-40.

Early retirement, the life course savings scheme and Dutch household wealth, DNB Quarterly Bulletin, March 2008, 31-35.

Limited financial literacy among Dutch households, DNB Quarterly Bulletin, June 2006, 45-51.

van Els, P.J.A., M.C.J. van Rooij, and M.E.J. Schuit (2006), Nut en noodzaak van verplicht pensioensparen (Use and need of compulsary pension savings), in: S.G. van der Lecq and O.W. Steenbeek (eds.), Kosten en baten van collectieve pensioensystemen, Kluwer, 191-220.

van Renselaar, C., and M.C.J. van Rooij (2006), Prijsstabiliteit en vertrouwen in de ECB (Price stability and trust in the ECB), Economisch Statistische Berichten 91(4493), 434-436.

Prast, H.M., M.C.J. van Rooij and C.J.M. Kool (2005), Werknemer kan én wil niet zelf beleggen voor pensioen (Employee can and will not on his own invest for his pension), Economisch Statistische Berichten 90(4458), 172-175.

van Rooij, M.C.J., A.H. Siegmann and P.J.G Vlaar (2005), Beleidsopties voor pensioenfondsen (Policy options for pension funds), Economisch Statistische Berichten 90(4456), 124-127.

van Rooij, M.C.J., A.H. Siegmann and P.J.G. Vlaar (2005), De consequenties van fair value bij pensioenfondsen: een analyse met het DNB pensioenmodel PALMNET (The consequences of fair value for pension funds: an analysis with the DNB pension model PALMNET), De Actuaris 12(3), 17-19.

Stress testing the Dutch Financial Sector, DNB Quarterly Bulletin, September 2004, 89-97.

Financial Behaviour of Dutch Households, DNB Quarterly Bulletin, September 2004, 69-81.

Financial Behaviour of Dutch Households, DNB Quarterly Bulletin, September 2003, 39-50.

van Rooij, M.C.J. (2003), Hypotheek: financieel avontuur of zekerheid? (Financial adventure or certainty?), Tijdschrift voor de Volkshuisvesting, July, 43-45 (book review).

Spotlight on household wealth management in the Netherlands, DNB Quarterly Bulletin, June 2002, 27-36.

van Rooij, M.C.J. (2002), Geen stress voor hypotheekbezitters (No stress for mortgage owners), Economisch Statistische Berichten 87(4388), 889-891.

Bolt, W., M.C.J. van Rooij and A.F. Tieman (2002), Nooit meer hoge inflatie (Never again high inflation), Economisch Statistische Berichten 87(4347), 130-131 (book review).

Survey among Dutch mortgage-holders on the use of mortgage credit, DNB Quarterly Bulletin, June 2000, 31-43.

The Dutch housing and mortgage markets: a risk analysis, DNB Quarterly Bulletin, September 1999, 23-33.

van Rooij, M.C.J., and L. Vos (1999), De samenhang tussen Europese huizenprijzen (The relationship between European housing prices), Maandschrift Economie, 63, 224-229.

The Netherlands economy in 1999 and 2000: a forecast based on MORKMON, DNB DNB Quarterly Bulletin, December 1998, 91-104.

Survey of the Dutch public’s and business community’s attitude to the euro, DNB Quarterly Bulletin, December 1996, 45-71.                                                    

 

Latest update: June 2018