Mon, 08 Nov 2021 10:17:28 GMT Wed, 08 Apr 2026 12:00:00 GMT https://www.dnb.nl/en/ New figures from DNB show that the composition of the Dutch securitisation market has changed significantly in recent years. Whereas this market previously offered mainly securitised residential mortgages, it now offers a much broader mix of loans. Wed, 08 Apr 2026 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2026/securitisation-market-diversifies-residential-mortgages-lose-their-dominance/ Large international firms lend substantial sums to their Dutch subsidiaries, DNB figures reveal. Their financial holdings – known as captive financial institutions (CFIs) – had extended over €154 billion in loans to Dutch businesses at the end of the third quarter of 2025. Thu, 26 Feb 2026 08:05:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2026/multinationals-extend-loans-worth-over-150-billion-to-dutch-companies/ De Nederlandsche Bank (DNB) is taking additional measures to prepare for potential consequences of geopolitical tensions. In 2025, a resilience programme was launched to identify the main geopolitical risks and decide on the appropriate strategy going forward. Tue, 24 Feb 2026 12:00:00 GMT https://www.dnb.nl/en/general-news/press-release-2026/dnb-strengthens-resilience-to-geopolitical-risks/ De Nederlandsche Bank N.V. (DNB) has imposed an order subject to penalty on IDSG Group B.V. (IDSG). This is because IDSG failed to fully comply with DNB’s demand for information. Thu, 05 Feb 2026 12:00:00 GMT https://www.dnb.nl/en/general-news/enforcement-measures-2026/order-subject-to-penalty-on-idsg-for-failing-to-comply-with-demand-for-information/ Crypto securities holdings by Dutch companies, institutions and households have skyrocketed in recent years, new figures from DNB show. Tue, 20 Jan 2026 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2026/value-of-dutch-indirect-crypto-investments-grows-to-over-1-billion/ Dutch pension funds, insurers, and investment funds now hold more than €200 billion in technology firm stocks, a significant portion of which is invested in major US tech giants. This is twice the amount recorded in 2020. Wed, 17 Dec 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2025/dutch-financial-institutions-invest-heavily-in-volatile-tech-stocks/ In the past two years, Dutch life insurers have taken over €7 billion in pension liabilities through so-called buy-outs, according to new figures from De Nederlandsche Bank (DNB). For pension funds, a buy-out serves as an alternative to transitioning to the new pension system under the Wtp. Tue, 16 Dec 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/dutch-insurers-acquire-7-billion-in-pension-fund-liabilities/ New figures from De Nederlandsche Bank (DNB) show that income from foreign direct investment and royalties channelled through the Netherlands to low-tax jurisdictions continued to fall in 2024. Mon, 15 Dec 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/corporate-profits-flowing-to-tax-havens-via-the-netherlands-continue-to-decline/ Euro area banks have been financing fewer and fewer greenhouse gas emissions through their loans to European firms in recent years, as revealed by new figures from De Nederlandsche Bank (DNB) and the European Central Bank (ECB). Tue, 02 Dec 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/drop-in-carbon-emissions-from-european-bank-loans/ Geopolitical tensions and global uncertainty about economic policy continue to amplify the likelihood of economic and financial shocks, posing significant risks to financial stability in the Netherlands. These developments are analysed in detail in the Financial Stability Report published today.  Mon, 17 Nov 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/press-release-2025/financial-stability-outlook-remains-concerning/ More than half of Dutch households have trust in the financial sector, which is similar to last year. At the same time, concerns about the financial health of banks, insurers and pension funds are growing. This has emerged from a survey of more than 2,400 households conducted by DNB. Thu, 13 Nov 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/background-2025/trust-in-dutch-financial-sector-solid-despite-growing-concern-about-health-of-institutions/ The European Banking Authority (EBA) and the European Central Bank (ECB) this evening published the results of the European banking stress tests carried out recently. Mon, 20 Oct 2025 09:20:40 GMT https://www.dnb.nl/en/general-news/press-releases-2021/stress-tests-show-resilience-of-european-banking-system/ According to recent data published by De Nederlandsche Bank (DNB), lending via Dutch fintech platforms increased by €0.9 billion to a total of €4.4 billion in 2024, representing year-on-year growth of 27%. The majority of this financing was directed toward small and medium-sized enterprises (SMEs). Mon, 06 Oct 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/financing-by-dutch-fintechs-more-than-doubled-over-three-years/ In the first quarter of 2025, the total value of Dutch pension funds' investments went down €54 billion (-3%), new figures from DNB show. In foreign investments, negative exchange rate movements in particular contributed to the losses Tue, 17 Jun 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/weaker-us-dollar-hits-pension-funds-harder-than-falling-stock-prices/ Recent years have seen Dutch banks lend more to domestic businesses, following a period in which growth in corporate lending lagged behind the euro area average. This is according to new figures from DNB which are discussed in the Dutch economists’ journal ESB today. Tue, 27 May 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/dutch-corporate-bank-lending-picks-up/ The outlook for financial stability in the Netherlands has deteriorated due to geopolitical tensions and high economic uncertainty. In particular, uncertainty around trade, international cooperation and government budgets has risen sharply in recent months. Tue, 20 May 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/press-release-2025/global-economic-uncertainty-leads-to-higher-financial-stability-risks/ Trade conflicts and geopolitical tensions are resulting in historically high economic uncertainty worldwide. While much of the uncertainty originates abroad, its implications are also felt here in the Netherlands. Thu, 08 May 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/background-2025/how-uncertainty-can-slow-down-the-dutch-economy/ After almost two decades of contraction, outstanding Dutch securitisations sold to investors increased substantially in 2024, new figures from DNB show. Net growth was €3.1 billion (12%) to €29.2 billion, still considerably less than 20 years ago. Tue, 08 Apr 2025 08:00:27 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/significant-growth-in-securitisations-in-2024-after-years-of-contraction/ Today, De Nederlandsche Bank publishes ‘Resilience in turbulent times’, a study on the potential impact of geopolitical risks on financial institutions. DNB economist Maurice Doll co-wrote the study and talks about its main findings. Mon, 31 Mar 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2024/european-cooperation-essential-to-confront-geopolitical-risks/ Dutch pension funds invest structurally less in European companies than in US companies, DNB figures reveal. At the end of 2024, invested assets in European (EU) non-financial corporations amounted to €97 billion, compared to €293 billion in US counterparts. Tue, 11 Mar 2025 09:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/dutch-pension-funds-invest-more-in-us-companies-than-in-european-companies/ The volume of financing provided through fintech platforms operated by non-bank parties has almost doubled in two years, according to new global research by DNB and the Financial Stability Board (FSB). In the Netherlands, this type of lending amounted to €2.3 billion by the end of 2023. Wed, 18 Dec 2024 07:33:20 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/financing-through-fintechs-nearly-doubled/ Geopolitical shocks have a significant impact on the solvency of Dutch and European insurers. This has emerged from a stress test published by the European Insurance and Occupational Pensions Authority (EIOPA) on 17 December 2024. Tue, 17 Dec 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2024/geopolitical-shocks-have-a-significant-impact-on-the-solvency-of-dutch-and-european-insurers/ Income from foreign direct investment in the Netherlands flowing to low-tax jurisdictions has declined structurally since 2020, new figures from DNB show. Income flows with other countries remained more stable over the same period. Wed, 11 Dec 2024 10:01:39 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/income-flowing-to-tax-havens-through-the-netherlands-structurally-down/ Dutch mortgage funds received €2 billion in new investments from institutional investors such as pension funds and insurers in the first three quarters of 2024, DNB figures show. This is less than in previous years and can be attributed to market interest rates having risen sharply during 2022. Fri, 06 Dec 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/investor-interest-in-dutch-mortgage-funds-continues-to-decline/ The heightened international tensions can have an impact on financial institutions, according to De Nederlandsche Bank (DNB) in its supervisory strategy for 2025-2028 and in a study on the impact of geopolitical risks on financial institutions. Mon, 11 Nov 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/press-release-2024/growing-geopolitical-risks-impact-financial-sector/ Dutch insurers and pension funds invest not only directly in listed equity and corporate bonds, but also indirectly via investment funds. New DNB figures on CO2 emissions of non-financial corporations relate to both types of investments and provide a more complete.. Thu, 10 Oct 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/carbon-footprint-of-dutch-insurers-and-pension-funds-in-sharper-focus/ ‘We encourage the use of AI to its full potential, while respecting the rules and regulations that ensure the stability and integrity of the financial system and that uphold our values of fairness, freedom and security,’ said Steven Maijoor at the kick-off event of the impact centre ‘AI4 Fintech’. Fri, 04 Oct 2024 16:11:44 GMT https://www.dnb.nl/en/general-news/speech-2024/2024-an-ai-odyssey/ The volume of lending by what are known as other non-bank financial intermediaries (OFIs) has continued to decline over the past two years. Tue, 27 Aug 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/lending-by-other-financial-intermediaries-has-declined-further-in-the-netherlands/ Thanks to buoyant stock markets worldwide, Dutch pension funds recorded strong price gains of almost €36 billion on their equity and investment fund shares, according to macroeconomic data from DNB. Thu, 04 Jul 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/dutch-pension-funds-see-assets-grow-due-to-price-gains-on-equities/ The Dutch conduit sector is shrinking faster than previously assumed. This is one of the findings of a five-yearly revision of the balance of payments figures, the results of which are being published by DNB today. Mon, 24 Jun 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/contraction-of-dutch-conduit-sector-previously-underestimated/ ‘Economic growth in the Netherlands is expected to pick up in the year ahead, spurring confidence in a “soft landing” for our economy.’ Klaas Knot said this today during the annual public session in the House of Representatives on macroeconomic risks to the financial system. Tue, 18 Jun 2024 17:00:00 GMT https://www.dnb.nl/en/general-news/speech-2024/klaas-knot-s-introductory-statement-for-the-standing-parliamentary-committee-for-finance/ Higher mortgage rates over the past two years caused house prices to fall temporarily, but now they are rising. How can that be explained? Thu, 06 Jun 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/background-2024/explanations-for-rapid-recovery-of-house-prices/ The rising importance of BigTechs in the financial sector may lead to radical changes in the financial landscape. While BigTechs are boosting innovation and driving efficiency in financial services, their increasing prominence may also lead to concentration risk. Fri, 03 May 2024 15:05:44 GMT https://www.dnb.nl/en/general-news/news-2021/rise-of-bigtechs-in-financial-services-sector-requires-adjustments-in-supervision/ Dutch banks risk losses from coastal and river flooding through their loans to businesses. Flood measures such as dykes and storm surge barriers mitigate most of the risk, even as climate change increases flood risks. Without flood measures, expected losses would total more than €2.5 billion a year. Thu, 18 Apr 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/dutch-banks-exposure-to-flood-risks-through-corporate-lending-is-limited/ The market for Dutch green securitisations of residential mortgages and for green covered bonds more than tripled in size in 2023 compared to 2022, DNB figures show, reflecting investor demand for green investments. Tue, 09 Apr 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/sharp-increase-in-green-securitisations-in-2023/ Insurers in the Netherlands continued to sell direct investments in bonds in 2023, new figures from DNB show. For the fourth year in a row, insurers sold more bonds than they bought. Mon, 11 Mar 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/dutch-insurers-continue-to-invest-less-in-bonds/ In the fourth quarter of 2023, Dutch pension funds saw their average funding ratios deteriorate relative to the third quarter, as the value of their liabilities increased more than the value of their investments. Tue, 30 Jan 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2024/pension-sector-funding-ratio-down/ In the third quarter of 2023, Dutch investment funds achieved relatively solid returns, despite falling global bond and equity prices, as revealed by new DNB figures. Mon, 15 Jan 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/us-dollar-appreciation-bolstered-returns-of-dutch-investment-funds-in-third-quarter-of-2023/ Dutch non-bank financial service providers once again provided less financing such as loans in 2022. The decrease is mainly due to fewer investments and price losses in investment funds. Tue, 19 Dec 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/non-bank-financing-declines-again/ Today, speaking at the ASEAN+3 Economic Cooperation and Financial Stability Forum (online) in his capacity as FSB chair, Klaas Knot said that vulnerabilities in the global financial system remain elevated. Tue, 05 Dec 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/speech-2023/high-debt-and-financial-stress-implications-for-asian-financial-stability/ Dutch institutional investors such as pension funds, investment funds and insurers kept their investments in risky bonds roughly the same over the past 12 months. This is a break from previous years: since 2019, large investors had expanded their exposure to what are termed high-yield bonds. Wed, 29 Nov 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/dutch-large-investors-do-not-expand-investments-in-high-risk-bonds/ Dutch banks are financially resilient, thanks in part to increased interest rates. This gives them the room to step up their ambitions in terms of digitalisation, sustainability and the fight against money laundering. Tue, 28 Nov 2023 13:00:00 GMT https://www.dnb.nl/en/general-news/press-release-2023/dutch-banks-are-resilient-but-need-to-step-up-their-ambitions/ In his introductory remarks at the Fifth Macroprudential Policy and Research Conference at the ECB in Frankfurt Klaas Knot discussed some of the challenges in using macro-prudential tools. Tue, 17 Oct 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/speech-2023/introductory-remarks-klaas-knot-at-ecb-fifth-macroprudential-policy-and-research-conference/ Financial institutions have to step up their efforts to adequately manage their risks related to climate change and environmental degradation. That’s what Steven Maijoor said in his key note speech at the Morningstar Sustainable Investing Summit 2023. Wed, 11 Oct 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/speech-2023/managing-climate-and-environmental-related-risk-stepping-up-the-pace/ The Dutch financial sector must be prepared to face increasing interest rate and credit risks at financial institutions. In addition, lower liquidity in financial markets may cause price fluctuations in one market to spill over to other parts of the financial system more quickly. Mon, 09 Oct 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/press-release-2023/risks-to-financial-stability-increase-due-to-rapidly-rising-interest-rates/ “Risks to financial stability increase due to rapidly rising interest rates. Rising interest rates have made it more expensive for households and businesses in the Netherlands to borrow money.” Klaas Knot said this today at the presentation of DNB’s autumn 2023 Financial Stability Report. Mon, 09 Oct 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/speech-2023/introductory-remarks-by-klaas-knot-at-the-press-conference-on-the-fsr/ At the Flairs conference Klaas Knot spoke for an audience of young bankers about the experiences with bank failures since the global financial crisis, the importance of a well functioning and credible resolution regime, and the lessons we can draw from recent cases. Fri, 29 Sep 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/speech-2023/banks-going-bankrupt/ Dutch pension funds are increasingly investing their assets in foreign investment funds. Whereas their holdings in Dutch investment fund units have been declining for some time, an increasing share of their assets is being allocated to foreign, especially European, investment funds. Thu, 21 Sep 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/dutch-pension-fund-assets-increasingly-allocated-to-foreign-investment-funds/ At the Launch Event of the NGFS Conceptual Framework on Nature-related Financial Risk Klaas Knot called for urgent action to assess and reduce the risks the nature crisis poses to the economy and the financial system. Thu, 07 Sep 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/speech-2023/lessons-from-mount-everest-acting-now-to-curb-nature-related-financial-risks/ Dutch companies have once again raised more capital by issuing green bonds, new figures from DNB reveal. In relative terms, the Netherlands is the leader in the euro area when it comes to issuing green debt securities. Thu, 31 Aug 2023 07:56:40 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/the-netherlands-european-leader-in-green-bonds/ Following four quarters of declining assets, the assets under management of Dutch pension funds increased again in the first quarter of 2023. This increase can mainly be ascribed to price gains, especially of equities. Tue, 13 Jun 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/dutch-pension-funds-invest-more-in-the-netherlands/ Dutch households' trust in financial institutions has remained stable over the past year, despite the recent problems faced by banks in the United States and Switzerland. During that period, households did think slightly more often about the possibility of Dutch banks failing. Tue, 02 May 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/public-trust-in-financial-institutions-remains-stable-despite-turmoil-in-financial-markets/ “So far, no shock has been the Waterloo of our global financial system. But we need to remain vigilant. We need to remain diligent, in mapping, measuring, and monitoring vulnerabilities. Old and new.” This is what Klaas Knot said at Eurofi’s High Level Seminar 2023 in Stockholm. Fri, 28 Apr 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/speech-2023/speech-klaas-knot-mamma-mia-here-we-go-again-lessons-from-svb-and-credit-suisse/ In the first quarter of 2023, Dutch pension funds saw their funding ratios improve relative to the previous quarter, as growth in their investments outstripped the increase in liabilities. Tue, 25 Apr 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/dutch-pension-sector-s-funding-ratio-improves/ On 19 April Klaas Knot gave the annual Whitaker Lecture in Dublin where he made clear that “to maintain financial stability we do not only have to adapt to changing conditions, we also have to create the conditions to be able to adapt when stability is threatened. Wed, 19 Apr 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/speech-2023/speech-klaas-knot-the-whitaker-lecture-striving-for-financial-stability/ The rising importance of BigTechs such as Google, Amazon, Apple and Facebook in the financial sector requires special attention from supervisory authorities such as De Nederlandsche Bank (DNB). Wed, 12 Apr 2023 11:58:06 GMT https://www.dnb.nl/en/general-news/press-releases-2021/rise-of-bigtechs-requires-adjustments-in-financial-supervision/ Climate change and environmental degradation can result in direct and indirect damage, including financial damage. This means they impact the work of De Nederlandsche Bank (DNB). Thu, 30 Mar 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/background-2023/new-climate-and-environmental-risk-management-guide-for-the-financial-sector/ Mortgage lenders are financing Dutch residential mortgages less and less often by selling bonds with these mortgages as collateral, new figures from DNB reveal. Thu, 30 Mar 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/bond-financing-less-popular-among-mortgage-lenders/ After years of price gains, pension funds suffered losses on their real estate investments in 2022, DNB figures show. Overall, the value of these investments fell by over €14 billion. Listed real estate in particular fell in value, while losses in directly held properties were limited. Tue, 14 Mar 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/pension-funds-suffer-losses-on-real-estate/ “It is hard to predict when or where the next cyberattack will hit, but chances are that it will have to do with a human error. So it is important that people, in all layers of an organisation, know the why of it all. Why they need to follow certain processes and procedures. Why they need to... Wed, 08 Feb 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/speech-2023/speech-steven-maijoor-the-human-life-of-cyber-resilience/ DNB, together with the ECB and other central banks, is publishing new sustainability figures for the financial sector this week. Why, in fact? And what exactly are we measuring? See the Q&As below. Tue, 24 Jan 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/background-2023/five-questions-on-our-new-sustainability-figures/ The equity portfolios of Dutch pension funds and insurers have become significantly “greener” over the 2017-2020 period. This is mainly because investee companies have emitted less carbon over that period, according to an analysis by De Nederlandsche Bank (DNB). Tue, 24 Jan 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/smaller-carbon-footprint-from-large-investors-equity-portfolios/ On average, the Dutch public has fairly high trust in De Nederlandsche Bank (DNB) as the supervisory authority for financial institutions. DNB's execution of the Dutch Deposit Guarantee, which insures account holders' balances up to €100,000, contributes greatly to this level of trust. Thu, 17 Nov 2022 08:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/trust-in-dnb-benefits-from-greater-awareness-of-the-financial-supervisor-s-tasks-and-responsibilities/ Dutch households and businesses have very limited insurance cover against new and changing risks, such as those from floods and cyberattacks. Responding to this situation offers Dutch insurers opportunities to continue fulfilling their role in society and strengthen their future resilience. Wed, 16 Nov 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/press-release-2022/insurers-in-the-netherlands-must-respond-to-new-and-changing-risks/ In many respects, Dutch banks are in a very different position when dealing with the impact of high inflation than they were in the 1970s and 1980s, when consumer prices also rose rapidly. Thu, 10 Nov 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/background-2022/inflation-can-affect-banks-in-many-different-ways/ It is of the utmost importance that rules are swiftly agreed upon internationally to regulate the use of crypto-assets such as Bitcoin, Ethereum and Tether. Mon, 07 Nov 2022 15:01:54 GMT https://www.dnb.nl/en/general-news/press-release-2022/proper-regulation-indispensable-for-risky-cryptos/ Unbacked crypto-assets like Bitcoin are mainly used as speculative and risky investments, and their value is highly volatile. Bitcoin is therefore ill-suited as a means of payment, store of value or unit of account, and this means it is unsuitable as money. Mon, 07 Nov 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/unbacked-crypto-assets-not-suitable-as-money/ An insurance guarantee scheme (IGS) can be designed such that it offers policyholders affordable additional protection for their insurance. This emerged from a study conducted by De Nederlandsche Bank into the feasibility and affordability of such a scheme in the Netherlands. Thu, 13 Oct 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/background-2022/a-feasible-and-affordable-insurance-guarantee-scheme-for-policyholders/ Ben jij een professional bij een financiële instelling en wil je in minder dan een uur meer leren over biodiversiteit? Dan is deze nieuwe e-learning die je de basisbeginselen over biodiversiteit bijbrengt iets voor jou. Thu, 29 Sep 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/the-sustainable-finance-platform-launches-e-learning-biodiversity-basics-for-professionals-of-financial-institutions/ “There is no GPS to navigate climate-related risks. The navigation tools are still being developed. But fortunately, progress is being achieved rapidly – and it is up to us to catch the wind in our sails. The FSB Roadmap is an important tool to help us do that.” Thu, 29 Sep 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/speeches-2022/speech-klaas-knot-navigating-climate-related-financial-risks/ “We have thirty years of experience to learn from. Thirty years of crises and successes, of design flaws and great innovation, of opportunities for reform that we have missed, and opportunities for prosperity gains that we have seized.” This is what Klaas Knot said at the Maastricht Treaty. Tue, 27 Sep 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/speeches-2022/speech-klaas-knot-working-on-progress-on-public-and-private-risk-sharing-in-the-emu/ Data and data mobility are having a growing impact on financial services. Moreover, new EU regulation has been proposed or is expected that aims to create an EU data market by 2030 by enhancing the ability of data holders to share their data. Thu, 15 Sep 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/background-2022/data-mobility-and-the-financial-sector-how-to-regulate/ A more risk-based approach will sharpen the focus of efforts to keep the financial sector free from financial crime. Fri, 09 Sep 2022 09:00:00 GMT https://www.dnb.nl/en/general-news/press-release-2022/fight-against-money-laundering-must-be-more-focused/ De Nederlandsche Bank has published a report on preventing and combating financial crime. It recommends zooming in on the high-risk customer categories. An interview with Loes Wenink, supervisor at DNB. Fri, 09 Sep 2022 07:00:00 GMT https://www.dnb.nl/en/general-news/background-2022/biggest-money-laundering-risks-must-be-given-top-priority/ Dutch pension funds sold €88 billion worth of assets in the first half of 2022, according to figures from DNB. They used part of the proceeds to meet the margin requirements under derivatives contracts, which had risen due to increased interest rates. Thu, 08 Sep 2022 10:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/dutch-pension-funds-sell-record-amount-in-assets/ In the second quarter of 2022, Dutch pension funds saw their average funding ratio improve relative to the first quarter, as the value of their liabilities showed a steeper decline than their assets. Pension assets went down by €190 billion to €1,517 billion. Tue, 26 Jul 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/dutch-pension-funds-average-funding-ratio-improved/ Public trust in financial institutions has remained stable over the past year, while trust in other sectors (such as politics and the public sector) has decreased. This has emerged from a DNB survey held among more than 2,200 Dutch households. Wed, 06 Jul 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/trust-in-financial-institutions-stable/ Income from foreign direct investment (FDI) in the Netherlands flowing to low-tax countries has fallen sharply over the past two years. This is probably due to newly introduced national and international legislation, according to a DNB analysis. Tue, 28 Jun 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/income-flowing-to-tax-havens-through-the-netherlands-significantly-down/ With the ongoing digitalisation of financial services, cyber threats are posing increasing risks for the financial sector. In a new study, DNB investigates under which circumstances a cyber incident at a financial institution could develop into a threat for the financial system as a whole. Wed, 08 Jun 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/background-2022/cyber-risks-also-relevant-to-financial-stability/ After a strong recovery from the COVID-19 pandemic in 2021, the war in Ukraine and high inflation have worsened the economic outlook and increased financial stability risks. In addition to the enormous humanitarian consequences in Ukraine itself, the economic and financial impact of the war... Wed, 25 May 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/press-release-2022/financial-stability-risks-increased-due-to-war-and-high-inflation/ On May 11, Klaas Knot spoke at the International Swaps and Derivatives Association in Madrid in his capacity as chairman of the Financial Stability Board (FSB). He talked about the current challenges to global financial stability and the measures being taken by the FSB to address them. Wed, 11 May 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/speeches-2022/speech-klaas-knot-diverse-challenges-common-threads-preserving-global-financial-stability-today-and-tomorrow/ In the past two years, Dutch institutional investors increasingly preferred riskier high-yield (HY) bonds over their safer investment-grade (IG) counterparts. Most of these investments in HY debt securities are made abroad, for example in US firms and Brazilian and South African governments. Fri, 06 May 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/dutch-institutional-investors-increasingly-turn-to-high-risk-bonds/ At 31 December 2021, the volume of Dutch securitisations outstanding, also referred to as re-packaged loans, stood at €168 billion. Mon, 21 Mar 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/value-of-outstanding-dutch-securitisations-below-that-of-covered-bonds-for-the-first-time/ The topic of this event is called ‘who has power in financial markets’. This is an intriguing question. As recent events show, financial markets do not operate in isolation, in a vacuum – so to speak. Tue, 08 Mar 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/speeches-2022/speech-steven-maijoor-banking-in-the-digital-age-seizing-opportunities-managing-risks/ Dutch investments in EU bonds are among the top three largest within the European Union (EU). The capital raised with these bonds is used to finance the European Commission's (EC) extensive COVID-19 recovery plans. Thu, 17 Feb 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/dutch-financial-institutions-invest-heavily-in-new-eu-bonds/ In his speech at the 6th Annual Afore Conference, Steven Maijoor spoke about the complexity of reshaping regulation and supervision in a financial sector where platforms and new technology play in increasingly important role. Wed, 09 Feb 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/speeches-2022/speech-steven-maijoor-changing-landscape-changing-supervision-preserving-financial-stability-in-times-of-tech-revolution/ Demand for loans to enterprises increased in the second half of 2021 as firms became more willing to invest. Tue, 01 Feb 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/dutch-banks-demand-for-loans-to-enterprises-increased-in-late-2021/ Higher interest rate levels are favourable for the banking sector. But a scenario of persistently low interest rates poses challenges. Thu, 06 Jan 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/background-2022/banks-profits-under-pressure-in-persistently-low-interest-rate-environment/ The Biodiversity Working Group of the Sustainable Finance Platform has developed a roadmap to help financial institutions address biodiversity loss. The roadmap offers guidance for institutions that are new to this theme, but also for institutions that have already taken their first steps. Thu, 16 Dec 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/financial-institutions-share-roadmap-to-protect-biodiversity/ Dutch investments in SPACs have increased strongly in the last year, particularly Institutional investors’ investments in these companies. Mon, 15 Nov 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2021/institutional-investors-increasingly-investing-in-spacs/ Dutch mortgage debt is also on the rise. Unlike before, it is mainly institutional investors who are responsible for this growth, rather than the banks. In addition, growth is relatively subdued from a historical perspective in relation to the rise in house prices. Mon, 08 Nov 2021 10:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2021/new-mortgage-loans-mainly-provided-by-institutional-investors/ At the BIS Conference on Regulating Big Tech, Klaas Knot said that regulators need to re-examine their regulatory framework to respond to big tech risks to financial stability and competition. Thu, 07 Oct 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/speeches-2021/speech-klaas-knot-big-tech-and-financials-a-happy-marriage/ In recent years, Dutch banks have strengthened their capital buffers. Four years ago, the largest Dutch banks were expected to need additional capital to meet the minimum standards set out in the Basel Accord. Wed, 18 Aug 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/background-2021/dutch-banking-system-prepared-for-implementation-of-final-basel-iii-accord/ At the end of the first quarter of 2021, the balance sheet of De Nederlandsche Bank (DNB) amounted to no less than EUR 464 billion. This is an increase of EUR 149 billion (47%) compared to February 2020, just before the global outbreak of COVID-19, when DNB's balance sheet totalled EUR 314 billion. Mon, 17 May 2021 10:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2021/dnb-balance-sheet-size-increases-due-to-covid-19-pandemic-response/ Commercial real estate prices may slide in the coming period, not only as a result of the coronavirus crisis and the lockdown restrictions, but also due to structural trends such as online shopping and remote working, both of which have accelerated since the outbreak of the pandemic. Mon, 19 Apr 2021 08:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/the-impact-of-the-pandemic-on-the-commercial-real-estate-market/ In order to gain a proper understanding of the climate impact of the investments of financial institutions, it is important to consider inflation and exchange rate fluctuations. Thu, 28 Jan 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/inflation-and-exchange-rate-adjustments-improve-insight-into-climate-impact-of-financial-sector/ The Dutch financial sector has so far proved resilient to the impact of the coronavirus crisis. Banks are sufficiently shock-resistant and can continue to fulfil their lending role. The second wave of infections, however, is leading to renewed uncertainty. This also increases the potential impact... Tue, 13 Oct 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/press-releases-2015-2020/dnb-coronavirus-crisis-puts-dutch-financial-sector-to-the-test/ As a financial institution, how do you assess whether you are financing deforestation? What financial risks do you face as a result? And how can you limit your impact on deforestation? In a report published by the Biodiversity working group of the Sustainable Finance Platform, eight... Mon, 12 Oct 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/financial-sector-publishes-report-on-combating-deforestation/ In a survey distributed by DNB, Dutch banks report that they tightened the credit standards for corporate loans and residential mortgage loans in the second quarter of 2020. In the next three months they expect to tighten these standards even further. Tue, 14 Jul 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/banks-tightened-credit-standards-for-corporate-loans-and-residential-mortgage-loans/ In the financial sector, more attention should be paid to climate risks in meetings with customers. In the case of corporate clients, this mainly concerns the potential impact of climate risks on their business operations, and in the case of mortgage owners, for example, the sustainability of... Thu, 09 Jul 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/press-releases-2015-2020/working-group-on-climate-risk-as-a-financial-institution-discuss-climate-risks-with-customers/ In spite of concerns over the harmful impact of the coronavirus (COVID-19) crisis, Dutch households maintain confidence in their own financial institutions. The unflagging public trust in banks, insurance firms and pension funds was recorded against the backdrop of strengthened trust in... Thu, 09 Jul 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/covid-19-concerns-do-not-affect-public-trust-in-dutch-financial-sector/ The Netherlands plays an important role in the international tax strategies of many multinational corporations. As a result of national and international initiatives against tax avoidance, this role has increasingly become a subject of debate. This has led to a decrease in both the number of... Thu, 07 May 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/decreased-activity-among-mostly-smaller-special-purpose-entities/ During the first quarter of 2020, some Dutch banks reported an increased demand for corporate loans. They expect this trend to continue in the second quarter. The rise can partly be attributed to the increased liquidity needs of businesses due to the current coronavirus measures. Tue, 28 Apr 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/banks-report-increased-demand-for-corporate-loans/ In 2019, the amount outstanding in Dutch packaged loans, commonly known as securitisations, went down by EUR 6.6 billion (-13.3%) to EUR 43.0 billion. This is the lowest level since 2010. The new rules, under which investors investing in simpler securitisation structures benefit ... Tue, 07 Apr 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/market-for-packaged-loans-sees-no-recovery-as-yet-amid-new-rules/ We are here today to discuss our Annual Report for 2019. In my introduction to the Annual Report, I compare our current situation with how things looked ten years ago. I argue that the world has changed so dramatically over the past ten years that, going forward, we will need to make radically... Fri, 27 Mar 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/press-releases-2015-2020/introduction-by-the-president-at-the-press-conference-for-dnb-s-2019-annual-report/ We announced on 17 March 2020 that Dutch banks would temporarily be subject to lower requirements to mitigate the impact of the coronavirus pandemic on the Dutch economy. This DNBulletin provides more details... Mon, 23 Mar 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/dnb-temporarily-lowers-bank-buffer-requirements-to-support-lending/ This afternoon, De Nederlandsche Bank (DNB), the Dutch Authority for the Financial Markets (AFM), the Ministry of Finance and representatives of the Dutch Banking Association (NVB), the Federation of the Dutch Pension Funds and the Dutch Association of Insurers discussed the consequences... Tue, 17 Mar 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/press-releases-2015-2020/dnb-lowers-bank-buffer-requirements-to-support-lending/ A new DNB study reveals that a share of the Dutch population is vulnerable to financial setbacks. One in seven Dutch residents is unable to raise EUR 2,000 in case of a financial emergency. Mon, 27 Jan 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/one-in-seven-dutch-households-financially-fragile-in-finanical-emergency/ Financially literate people are more likely to trust their bank, insurance firm and pension fund compared with people lacking financial knowledge. This has emerged from DNB research based on 14 years of data on Dutch consumer trust levels... Tue, 14 Jan 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/financial-knowledge-fosters-trust-in-financial-institutions/ DNB issued the autumn 2019 edition of its Financial Stability Report (FSR) on 15 October 2019. Below are the introductory remarks by DNB President Klaas Knot at the press conference... Tue, 15 Oct 2019 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/introductory-remarks-by-dnb-president-klaas-knot-at-the-press-conference-for-the-autumn-2019-financial-stability-report/ In an open banking sector, banks remain responsible for the services they provide, even if they outsource part of their activities or cooperate with third parties. Thu, 29 Nov 2018 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2018/banks-remain-responsible-when-cooperating-with-third-parties/ The budding economic crises in a number of emerging countries, like Turkey and Argentina, illustrate that a sudden tightening of financial conditions constitutes one of the major risks to financial stability. Financial conditions in the developed countries have remained accommodative to... Mon, 08 Oct 2018 00:00:00 GMT https://www.dnb.nl/en/general-news/press-releases-2015-2020/sudden-tightening-of-financial-conditions-poses-a-risk-for-financial-stability/ There are indications of increased homogeneity among banks. More attention should be given to promoting heterogeneity in the financial sector, as this helps to improve financial stability Thu, 31 May 2018 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2018/supervision-should-take-the-financial-sector-s-heterogeneity-into-consideration/ Financial institutions must increasingly factor in the consequences of a changing climate and the transition to a carbon-neutral economy. DNB explores the impact of climate-related risks on the Dutch financial sector in its recent report. Thu, 05 Oct 2017 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2017/increasing-climate-related-risks-demand-more-action-from-the-financial-sector/ The economic recovery continues, but political and economic uncertainties that affect the global economy have increased in recent months, due in part to the imminent Brexit. In addition, concerns about the profitability of the European banking sector have deepened further. Bank profits are... Tue, 04 Oct 2016 00:00:00 GMT https://www.dnb.nl/en/general-news/press-releases-2015-2020/banks-interest-rate-margins-under-pressure-as-a-result-of-low-interest-rates/ The recent sharp price corrections have fuelled uncertainty in various financial markets. The increasing nervousness follows on a period of exceptionally low market stress and can therefore be partly interpreted as a correction of this situation. The repercussions of the economic slowdown in... Wed, 07 Oct 2015 00:00:00 GMT https://www.dnb.nl/en/general-news/press-releases-2015-2020/growing-nervousness-in-global-financial-markets-demands-vigilance-at-financial-institutions-over-their-balance-sheets/