Mon, 08 Nov 2021 10:17:28 GMT Wed, 08 Apr 2026 12:00:00 GMT https://www.dnb.nl/en/ New figures from DNB show that the composition of the Dutch securitisation market has changed significantly in recent years. Whereas this market previously offered mainly securitised residential mortgages, it now offers a much broader mix of loans. Wed, 08 Apr 2026 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2026/securitisation-market-diversifies-residential-mortgages-lose-their-dominance/ Workers in the Netherlands say that, on average, they spend a fifth of their working hours on activities that are not part of their core tasks. Meetings and administrative duties take up the bulk of this time, particularly in education and the public sector. Thu, 02 Apr 2026 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2026/in-a-tight-labour-market-workers-spend-a-lot-of-their-time-on-non-core-tasks/ Pension funds in the Netherlands increased their investment holdings in Europe in 2025 and reduced them in the United States, as revealed by new DNB figures. They also disposed of a relatively large volume of equities to rebalance their asset allocation following the rise in share prices in years. Tue, 31 Mar 2026 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2026/dutch-pension-funds-invested-more-in-europe-in-2025-and-less-in-the-united-states/ According to new figures from De Nederlandsche Bank (DNB), the total value of Dutch exports to the Middle East amounted to €47 billion in 2025, while imports totalled €21 billion. This means that the Netherlands’ trade with the region accounts for less than 5% of total Dutch imports and exports. Thu, 26 Mar 2026 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2026/the-netherlands-has-limited-financial-ties-with-the-middle-east/ The war in the Middle East could cause inflation in the Netherlands to rise significantly, though less so than during the 2022 energy crisis. In a severe scenario, economic growth could slow down considerably. This is according to new calculations by De Nederlandsche Bank. Tue, 24 Mar 2026 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2026/war-in-the-middle-east-the-impact-on-the-dutch-economy/ The number of counterfeit euro banknotes in the Netherlands is declining. A total of 17,900 counterfeit euro banknotes were withdrawn from circulation in the Netherlands in 2025, a 26% drop compared with 24,100 counterfeit notes in 2024. The €50 note was counterfeited most often. Fri, 27 Feb 2026 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2026/decline-in-counterfeit-euro-banknotes-in-the-netherlands-continues/ Large international firms lend substantial sums to their Dutch subsidiaries, DNB figures reveal. Their financial holdings – known as captive financial institutions (CFIs) – had extended over €154 billion in loans to Dutch businesses at the end of the third quarter of 2025. Thu, 26 Feb 2026 08:05:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2026/multinationals-extend-loans-worth-over-150-billion-to-dutch-companies/ New research among more than 1,700 consumers shows that 71% are aware of the advice of the National Forum on the Payment System (NFPS) to hold €70 per adult and €30 per child in cash per household for emergencies. 58% of consumers actually keep this amount on hand. Wed, 25 Feb 2026 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2026/majority-of-consumers-aware-of-advice-on-cash-for-emergencies/ Dutch households look back on a strong investment year despite considerable turbulence in the financial markets. Overall, the value of household portfolio investments rose by 7.8% in 2025, according to new figures from DNB. This brought total investments to €204.3 billion at year-end. Thu, 19 Feb 2026 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2026/households-close-eventful-investment-year-on-a-positive-note/ The Netherlands is set to spend more than €19 billion extra on defence on a structural basis. If we want to efficiently increase our military capacity with these additional billions, we need to look at where we have an edge over other European countries. Fri, 06 Feb 2026 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2026/target-additional-defence-expenditure-for-greatest-strategic-benefit/ In the fourth quarter of 2025, Dutch pension funds saw their funding ratios improve relative to the previous quarter, as the value of their liabilities decreased more than the value of their investments. Tue, 27 Jan 2026 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2026/pension-sector-funding-ratio-improves-in-fourth-quarter/ Crypto securities holdings by Dutch companies, institutions and households have skyrocketed in recent years, new figures from DNB show. Tue, 20 Jan 2026 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2026/value-of-dutch-indirect-crypto-investments-grows-to-over-1-billion/ The size of financial relations between the Netherlands and other countries has grown further this year, as revealed by new figures from De Nederlandsche Bank (DNB). Wed, 24 Dec 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/the-netherlands-remains-financially-closely-intertwined-with-other-countries/ Dutch pension funds, insurers, and investment funds now hold more than €200 billion in technology firm stocks, a significant portion of which is invested in major US tech giants. This is twice the amount recorded in 2020. Wed, 17 Dec 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2025/dutch-financial-institutions-invest-heavily-in-volatile-tech-stocks/ In the past two years, Dutch life insurers have taken over €7 billion in pension liabilities through so-called buy-outs, according to new figures from De Nederlandsche Bank (DNB). For pension funds, a buy-out serves as an alternative to transitioning to the new pension system under the Wtp. Tue, 16 Dec 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/dutch-insurers-acquire-7-billion-in-pension-fund-liabilities/ New figures from De Nederlandsche Bank (DNB) show that income from foreign direct investment and royalties channelled through the Netherlands to low-tax jurisdictions continued to fall in 2024. Mon, 15 Dec 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/corporate-profits-flowing-to-tax-havens-via-the-netherlands-continue-to-decline/ Dutch bank customers from the Silent Generation and the Baby Boom Generation assign even greater importance to a socially committed and sustainable bank than Millennial and Gen Z customers Wed, 10 Dec 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/background-2025/older-bank-customers-have-greener-and-more-social-attitude-than-younger-generations/ Euro area banks have been financing fewer and fewer greenhouse gas emissions through their loans to European firms in recent years, as revealed by new figures from De Nederlandsche Bank (DNB) and the European Central Bank (ECB). Tue, 02 Dec 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/drop-in-carbon-emissions-from-european-bank-loans/ The third quarter of 2025 saw Dutch households’ portfolio investments surpass €200 billion for the first time, as revealed by the latest DNB figures. The growth can mainly be ascribed to rising stock prices. Wed, 19 Nov 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/household-investments-break-through-the-200-billion-mark-due-to-rising-stock-prices/ In the third quarter of 2025, Dutch pension funds saw their funding ratios improve relative to the previous quarter, as the value of their liabilities decreased, while the value of their investments went up. Tue, 28 Oct 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2025/pension-sector-funding-ratio-improves-in-third-quarter/ Banks, insurers, and pension funds increasingly rely on digital infrastructure to operate securely and efficiently. Tue, 28 Oct 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2025/entangled-in-tech-financial-institutions-and-their-digital-dependence/ The economic damage inflicted by the coronavirus (COVID-19) pandemic is of such severity that a deep, almost globe-spanning economic recession is unavoidable... Mon, 20 Oct 2025 09:23:44 GMT https://www.dnb.nl/en/general-news/press-releases-2015-2020/dnb-expects-dutch-economy-to-face-deep-economic-recession-due-to-pandemic/ The latest figures available from DNB show that the Dutch financial sector had a direct exposure to Russia of approximately €11.4 billion in the fourth quarter of 2021. Mon, 20 Oct 2025 09:21:45 GMT https://www.dnb.nl/en/general-news/news-2022/financial-sector-has-11-4-billion-exposure-to-russia/ In the second quarter of 2021, Dutch pension funds saw their financial position improve for the fifth consecutive quarter, as growth in their aggregate pension assets outstripped the increase in liabilities. Mon, 20 Oct 2025 09:21:03 GMT https://www.dnb.nl/en/general-news/news-2021/financial-position-of-dutch-pension-funds-improved-in-second-quarter-of-2021/ DNB launches its new sustainable finance strategy. Five questions about the impact on the economy, the financial sector and consumers. Mon, 20 Oct 2025 09:15:36 GMT https://www.dnb.nl/en/general-news/news-2021/five-questions-about-the-impact-of-the-new-sustainable-finance-strategy/ According to recent data published by De Nederlandsche Bank (DNB), lending via Dutch fintech platforms increased by €0.9 billion to a total of €4.4 billion in 2024, representing year-on-year growth of 27%. The majority of this financing was directed toward small and medium-sized enterprises (SMEs). Mon, 06 Oct 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/financing-by-dutch-fintechs-more-than-doubled-over-three-years/ In the first half of 2025, the total value of Dutch institutions’ holdings in foreign government bonds declined by €23 billion, according to new figures from De Nederlandsche Bank. The losses were primarily concentrated in government bonds issued by countries in Europe, driven by interest rates.  Tue, 23 Sep 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/dutch-institutions-suffered-losses-on-european-government-bonds-in-first-half-of-2025/ Merchants in the Netherlands are showing interest in the possibilities of an 'offline' digital euro, a payment method that can still be used when there is no electricity or internet connection. However, one key condition stands out: the costs associated with using the digital euro must remain low. Thu, 28 Aug 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2025/merchants-see-potential-in-an-offline-digital-euro/ Dutch households are investing more and more in defence companies, new figures from DNB show. Germany’s Rheinmetall has become particularly popular. In Q2 of 2025, it became the first defence contractor to be among the top 25 companies in which households invest directly. Tue, 19 Aug 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/investing-in-defence-companies-more-popular-among-households/ Mortgage lending by banks in the Netherlands is growing robustly again after a temporary downturn, new figures from DNB show. Growth is even above the euro area average. Loans with fixed-interest periods of five to ten years in particular are in demand. Mon, 04 Aug 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/banks-are-lending-more-for-residential-mortgage-loans/ In the second quarter of 2025, Dutch pension funds saw their funding ratios improve relative to the previous quarter, as the value of their liabilities decreased, while the value of their investments went up. Tue, 29 Jul 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2025/pension-sector-funding-ratio-improves-in-second-quarter/ How much do Dutch people save? How do pension funds invest their money? And what would happen to the economy if we all went on holiday at the same time? Our statistics help answer these questions – and more. In our articles, we go beyond the numbers to explain what they mean. Tue, 08 Jul 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/tell-us-what-you-think-how-can-we-make-our-data-more-relevant-to-you/ New figures from DNB show that the Dutch used their debit or credit cards to pay for €198 billion worth of products and services in 2024. This represents a 15% increase from 2022. Although point-of-sale card payments still far outnumber them, online card payments in particular are on the rise. Fri, 04 Jul 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/card-payments-further-up-especially-online/ Lower-income households spend a higher proportion of their income on energy. To help these households, targeted government support is more effective than generic compensation for increased costs. This was revealed in a new study conducted by De Nederlandsche Bank (DNB). Thu, 03 Jul 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2025/energy-inflation-hits-low-income-households-harder/ Two times seven years. This is the maximum. And that is why Klaas Knot is now handing over the presidential baton to his successor, Olaf Sleijpen. Olaf will be leading a central bank that has changed considerably since Klaas started – just like the world around it. Mon, 30 Jun 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2025/klaas-knot-14-years-in-14-figures-and-5-videos/ In the first quarter, the current account balance was 9,9% of GDP, almost the same as last year. Despite rising geopolitical tensions, imports and exports of goods and services increased. Tue, 24 Jun 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/current-account-balance-remains-high/ Dutch people are still strongly attached to cash as a payment option. This is according to a survey commissioned by De Nederlandsche Bank. An overwhelming majority of respondents (92%) say that being able to pay with cash is socially important. Thu, 19 Jun 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2025/the-dutch-support-cash-regardless-of-whether-they-use-it/ In the first quarter of 2025, the total value of Dutch pension funds' investments went down €54 billion (-3%), new figures from DNB show. In foreign investments, negative exchange rate movements in particular contributed to the losses Tue, 17 Jun 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/weaker-us-dollar-hits-pension-funds-harder-than-falling-stock-prices/ Recent years have seen Dutch banks lend more to domestic businesses, following a period in which growth in corporate lending lagged behind the euro area average. This is according to new figures from DNB which are discussed in the Dutch economists’ journal ESB today. Tue, 27 May 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/dutch-corporate-bank-lending-picks-up/ Based on a broader definition of investment income, the average Dutch current account surplus for the period 2021-2023 falls from 8.8% to 7.5%. This has emerged from an analysis conducted by DNB. The broader definition is in line with a recent International Monetary Fund (IMF) recommendation. Thu, 22 May 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/broader-definition-of-income-leads-to-lower-current-account-surplus/ In the first quarter of 2025, the value of Dutch households’ portfolio investments fell slightly, as revealed by the latest DNB figures. At the end of March, the value of investments stood at €188.9 billion, compared to €189.7 billion in the previous quarter (-0.4%, revised figures). Wed, 21 May 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/value-of-dutch-households-investments-falls-slightly-in-first-quarter-of-2025-relatively-high-losses-in-tech-stocks/ The number of ‘PIN only’ points of sale has increased slightly from 4.5% in 2023 to 4.8% in 2024. The increase is most noticeable in the larger cities, and particularly at pharmacies and cinemas. Mon, 12 May 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2025/cash-acceptance-in-the-netherlands-slightly-down/ In contrast to the general labour productivity growth trend in the Dutch economy, which has exhibited a marked deceleration, labour productivity growth in the market sector has demonstrated notable stability over the course of several years.   Fri, 02 May 2025 12:11:04 GMT https://www.dnb.nl/en/general-news/news-2025/productivity-growth-remains-remarkably-stable-in-much-of-the-dutch-business-sector/ On 2 April, President Trump’s announcement of "reciprocal tariffs" sent a shockwave through the global trading system and financial markets. If these exceptionally high tariffs are actually implemented, they would affect the Dutch economy mainly through a decline in global trade. Thu, 01 May 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2025/how-the-us-tariffs-can-harm-the-dutch-economy/ In the first quarter of 2025, Dutch pension funds saw their funding ratios improve relative to the previous quarter, as the value of their liabilities decreased more than the value of their investments. Total investments decreased by 5.8% to €1,589 billion... Tue, 29 Apr 2025 12:41:53 GMT https://www.dnb.nl/en/general-news/news-2025/pension-sector-funding-ratio-improves-in-first-quarter/ Unknown does not necessarily mean unloved. DNB research shows that a majority of Dutch people would consider using the digital euro, should this digital counterpart to cash become available in the future. Tue, 15 Apr 2025 10:24:15 GMT https://www.dnb.nl/en/general-news/news-2025/majority-of-dutch-people-willing-to-use-digital-euro/ On 9 April 2025 together with Bruegel we are organising a conference on Globalisation and geo-economic fragmentation. Tue, 08 Apr 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2025/conference-on-globalisation-and-geo-economic-fragmentation-follow-via-livestream-on-9-april/ After almost two decades of contraction, outstanding Dutch securitisations sold to investors increased substantially in 2024, new figures from DNB show. Net growth was €3.1 billion (12%) to €29.2 billion, still considerably less than 20 years ago. Tue, 08 Apr 2025 08:00:27 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/significant-growth-in-securitisations-in-2024-after-years-of-contraction/ From zinc smelters to asphalt producers, and from food producers to refineries – energy and emissions costs are determining factors for the output of much of Dutch industry. Thu, 03 Apr 2025 14:49:33 GMT https://www.dnb.nl/en/general-news/news-2025/dnb-studies-industry-resilience-to-cost-increases/ Today, De Nederlandsche Bank publishes ‘Resilience in turbulent times’, a study on the potential impact of geopolitical risks on financial institutions. DNB economist Maurice Doll co-wrote the study and talks about its main findings. Mon, 31 Mar 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2024/european-cooperation-essential-to-confront-geopolitical-risks/ The United States has been the largest net international investor in the Netherlands for years, balance of payments figures from DNB show. This is due to investments by US multinationals in Dutch subsidiaries. Much of these investments flow out of the Netherlands to business units in other countries Wed, 26 Mar 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/united-states-largest-international-investor-in-the-netherlands/ Dutch firms, institutions and households collectively held nearly €3,500 billion worth of securities as at year-end 2024. This is according to new figures DNB today released for the first time. From now on, DNB charts the securities holdings of the overall Dutch economy. Mon, 17 Mar 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/dutch-portfolio-investments-total-nearly-3-500-billion/ Dutch pension funds invest structurally less in European companies than in US companies, DNB figures reveal. At the end of 2024, invested assets in European (EU) non-financial corporations amounted to €97 billion, compared to €293 billion in US counterparts. Tue, 11 Mar 2025 09:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/dutch-pension-funds-invest-more-in-us-companies-than-in-european-companies/ De Nieuwe Schatkamer is located on three floors of the Amsterdam headquarters of De Nederlandsche Bank (DNB). Anyone interested in learning about gold, money or the economy is welcome. Mon, 03 Mar 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2025/de-nieuwe-schatkamer-is-open/ King Willem-Alexander has appointed Professor Paul Hilbers as Commander of the Order of Orange-Nassau for his services to society. On Friday, 14 February, the Dutch Minister of Finance Eelco Heinen appointed him with the royal decoration. Tue, 18 Feb 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2025/royal-honour-for-paul-hilbers/ In the fourth quarter of 2024, Dutch households’ portfolio investments reached a new record high of €192.4 billion, as revealed by the latest DNB figures. The increase is entirely due to rising stock market prices, as households also sold a significant amount of their securities holdings. Tue, 18 Feb 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/households-with-investments-close-2024-with-record-securities-holdings/ Dutch households again saved a lot of money in 2024, new figures from DNB show. Together, they held a record amount of €600.5 billion in payment and savings accounts at the end of December 2024. Thu, 30 Jan 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2025/dutch-households-keep-saving-more-than-600-billion-in-bank-accounts/ Digital payments are on the rise in the euro area, but cash was still the payment instrument used most often at points of sale (POS) in 2024. More than half (52%) of all POS transactions were paid in cash in 2024. Tue, 21 Jan 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2025/cash-remains-a-key-payment-method-in-europe-but-its-share-continues-to-decline/ De Nederlandsche Bank (DNB) and Across The Isles (ATI) have decided to end their cooperation on the 'Across the Seas' project on Bonaire, following extensive mutual consultations in recent weeks. Mon, 20 Jan 2025 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2025/dnb-and-ati-end-cooperation-on-bonaire/ Employees of De Nederlandsche Bank will return to the headquarters building on Frederiksplein in Amsterdam on 6 January 2025. Nearly five years of renovation work have resulted in a building that is ready for the future, sustainable and open for all. Sat, 04 Jan 2025 09:00:45 GMT https://www.dnb.nl/en/general-news/news-2025/dnb-returns-to-renewed-and-open-headoffice/ The negative balance in the goods trade with the United States has weakened in recent quarters after rising sharply since 2021, as revealed by new DNB balance of payments figures. In the third quarter of 2024, the balance was € -3.7 billion. Tue, 24 Dec 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/import-surplus-in-goods-trade-with-us-shrinks/ The volume of financing provided through fintech platforms operated by non-bank parties has almost doubled in two years, according to new global research by DNB and the Financial Stability Board (FSB). In the Netherlands, this type of lending amounted to €2.3 billion by the end of 2023. Wed, 18 Dec 2024 07:33:20 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/financing-through-fintechs-nearly-doubled/ Geopolitical shocks have a significant impact on the solvency of Dutch and European insurers. This has emerged from a stress test published by the European Insurance and Occupational Pensions Authority (EIOPA) on 17 December 2024. Tue, 17 Dec 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2024/geopolitical-shocks-have-a-significant-impact-on-the-solvency-of-dutch-and-european-insurers/ Income from foreign direct investment in the Netherlands flowing to low-tax jurisdictions has declined structurally since 2020, new figures from DNB show. Income flows with other countries remained more stable over the same period. Wed, 11 Dec 2024 10:01:39 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/income-flowing-to-tax-havens-through-the-netherlands-structurally-down/ Dutch mortgage funds received €2 billion in new investments from institutional investors such as pension funds and insurers in the first three quarters of 2024, DNB figures show. This is less than in previous years and can be attributed to market interest rates having risen sharply during 2022. Fri, 06 Dec 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/investor-interest-in-dutch-mortgage-funds-continues-to-decline/ In the third quarter of 2024, portfolio investments of Dutch households reached a new record level of €190.4 billion, new figures from DNB show. This is around 2% up from the previous all-time high recorded in the preceding quarter. Tue, 19 Nov 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/household-portfolio-investments-reach-another-all-time-high-in-third-quarter-of-2024/ Dutch insurers and pension funds invest not only directly in listed equity and corporate bonds, but also indirectly via investment funds. New DNB figures on CO2 emissions of non-financial corporations relate to both types of investments and provide a more complete.. Thu, 10 Oct 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/carbon-footprint-of-dutch-insurers-and-pension-funds-in-sharper-focus/ Based on a new forecast model, DNB expects the Dutch economy to grow by 0.4% in the third quarter of 2024 compared to the previous quarter. The uncertainty surrounding this forecast is large. In mid-November, CBS publishes the first official measurement of economic growth in the third quarter. Thu, 03 Oct 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2024/dnb-develops-new-model-to-forecast-short-term-economic-growth/ The current account surplus of the Netherlands’ balance of payments was €24.8 billion in the second quarter of 2024, almost the same as the corresponding period last year, new figures from DNB show. Mon, 23 Sep 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/dutch-current-account-balance-remained-almost-unchanged-despite-larger-export-surplus/ By and large, households in the Netherlands are able to replace approximately 60% of their previous income with a state pension (AOW) and supplementary retirement income, and 63% if savings are included. Fri, 13 Sep 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2024/a-look-at-post-retirement-income/ As at 30 June 2024, Dutch households held some €15 billion in bank deposits in other euro area countries, the latest figures from DNB and the European Central Bank (ECB) show. This means foreign savings keep growing. Thu, 05 Sep 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/dutch-households-see-foreign-bank-deposits-double-in-two-years/ The volume of lending by what are known as other non-bank financial intermediaries (OFIs) has continued to decline over the past two years. Tue, 27 Aug 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/lending-by-other-financial-intermediaries-has-declined-further-in-the-netherlands/ The value of combined investments of Dutch households reached a record high of €185 billion in the second quarter of 2024. This increase was mainly driven by rising global equity markets, which subsequently fell during the third quarter. Tue, 20 Aug 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/household-portfolio-investments-reach-all-time-high-in-second-quarter-of-2024/ In the second quarter of 2024, Dutch pension funds saw their funding ratios improve relative to the previous quarter, as the decline in the value of their investments was less pronounced than the decline in the value of liabilities. Tue, 30 Jul 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2024/dutch-pension-sector-s-funding-ratio-improves-july-2024/ Like eating, drinking and sleeping, spending money is simply part of life. But that doesn’t necessarily make it fun. Indeed, most people dislike spending money, according to research by De Nederlandsche Bank (DNB). Mon, 29 Jul 2024 16:16:17 GMT https://www.dnb.nl/en/general-news/news-2024/spending-money-hurts-but-less-if-you-re-a-teenager-paying-cash/ The Dutch conduit sector is shrinking faster than previously assumed. This is one of the findings of a five-yearly revision of the balance of payments figures, the results of which are being published by DNB today. Mon, 24 Jun 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/contraction-of-dutch-conduit-sector-previously-underestimated/ Trust in the financial institutions among Dutch households remained stable over the past year. This has emerged from a DNB survey of more than 2,400 households. Mon, 17 Jun 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2024/public-trust-in-banks-insurers-and-pension-funds-remains-stable/ DNB statistics can now be accessed through an application programming interface (API), making them easier to use. Mon, 27 May 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2024/dnb-launches-api-for-statistics/ The Netherlands' net external asset position in 2021 was €181 billion lower than previously estimated. This is according to adjusted balance of payments data published by DNB today. Thu, 23 May 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/dutch-net-external-assets-181-billion-lower-than-previously-measured/ Dutch investors had a profitable first quarter: in the first three months of 2024, the value of their combined investments rose by €13.1 billion. Households posted returns of €11.3 billion due to higher stock prices, and they made additional net purchases of €1.8 billion. Tue, 21 May 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/banner-first-quarter-for-household-portfolio-investments-in-2024-11-3-billion-gain/ Households deposited a record EUR 3.8 billion in Dutch investment funds in 2020. This boosted their assets managed by investment funds to EUR 47.3 billion. Fri, 03 May 2024 16:06:20 GMT https://www.dnb.nl/en/general-news/statistical-news/2021/dutch-investment-funds-hit-record-aum-at-eur-1-trillion/ The proportion of bonds carrying negative yields fell sharply in the first half of 2021 on the back of rising market rates. As of 30 June 2021, the combined nominal value of Dutch bonds with negative yields totalled €624 billion, down €142 billion on 31 December 2020. Fri, 03 May 2024 16:06:15 GMT https://www.dnb.nl/en/general-news/statistical-news/2021/volume-of-dutch-bonds-with-negative-yields-has-fallen-sharply/ In the first quarter of 2021, Dutch pension funds saw their financial position improve again. Due to rising interest rates in financial markets, the value of aggregate liabilities fell EUR 111 billion to EUR 1,576 billion, outstripping the EUR 15 billion decline in aggregate assets to EUR 1,676.... Fri, 03 May 2024 16:06:14 GMT https://www.dnb.nl/en/general-news/statistical-news/2021/dutch-pension-funds-financial-position-improved/ Consumers from vulnerable groups such as senior citizens, disabled people and those with low digital skills experience a decline in the accessibility and availability of payment services. This seems to be related to the fact that banks increasingly digitalise their services and close branches. Fri, 03 May 2024 15:06:22 GMT https://www.dnb.nl/en/general-news/news-2021/accessibility-of-payment-services-for-vulnerable-groups-deteriorating/ Since the outbreak of the COVID-19 pandemic, De Nederlandsche Bank (DNB) has processed far fewer banknotes than usual. The intake of banknotes has in fact decreased so much that, for the first time ever, DNB is issuing more banknotes than it is receiving. Fri, 03 May 2024 15:06:21 GMT https://www.dnb.nl/en/general-news/news-2021/sharp-fall-in-banknote-circulation-due-to-covid-19-pandemic/ Fri, 03 May 2024 15:06:20 GMT https://www.dnb.nl/en/general-news/news-2021/uk-overstromingen/ Dutch banks' interest margin decreased last year. Interest rates are expected to remain low, sustaining pressure on the interest margin. Banks are therefore applying negative interest rates to a growing proportion of savings. Fri, 03 May 2024 15:06:02 GMT https://www.dnb.nl/en/general-news/news-2021/low-interest-rates-put-pressure-on-banks-interest-margin/ More than three quarters of the Dutch population expect they will still make cash payments five years from now, but 42% think they will do so less often than today. This was revealed by a survey on the use and perception of cash among some 1,000 Dutch citizens, held in February 2021 Fri, 03 May 2024 15:05:57 GMT https://www.dnb.nl/en/general-news/news-2021/confidence-in-cash-remains-high-even-with-decreasing-use/ The rising importance of BigTechs in the financial sector may lead to radical changes in the financial landscape. While BigTechs are boosting innovation and driving efficiency in financial services, their increasing prominence may also lead to concentration risk. Fri, 03 May 2024 15:05:44 GMT https://www.dnb.nl/en/general-news/news-2021/rise-of-bigtechs-in-financial-services-sector-requires-adjustments-in-supervision/ The coronavirus (COVID-19) crisis has exposed vulnerabilities in global value chains. For example, the supply of vital goods and product components was disrupted in many countries. This has sparked a public debate – also in the Netherlands – about solutions to make international trade more... Fri, 03 May 2024 14:25:54 GMT https://www.dnb.nl/en/general-news/news-2020/coronavirus-crisis-is-no-argument-for-restricting-free-trade/ In the first quarter of 2024, Dutch pension funds saw their funding ratios improve relative to the previous quarter, as the increase in their liabilities was lower than the growth in their investments. Tue, 30 Apr 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2024/dutch-pension-sector-s-funding-ratio-improves/ The vast majority of homeowners in the Netherlands have sufficient savings or could take out a loan to make their home more climate-friendly. They can afford to upgrade their home insulation to energy label B and install a heat pump. Mon, 22 Apr 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2024/almost-all-dutch-homeowners-able-to-finance-climate-measures/ Dutch banks risk losses from coastal and river flooding through their loans to businesses. Flood measures such as dykes and storm surge barriers mitigate most of the risk, even as climate change increases flood risks. Without flood measures, expected losses would total more than €2.5 billion a year. Thu, 18 Apr 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/dutch-banks-exposure-to-flood-risks-through-corporate-lending-is-limited/ More than 7 out of 10 point-of-sale payments were contactless in the Netherlands in 2023. More and more contactless payments are made using a smartphone or smartwatch rather than with a debit card. The traditional method of inserting a debit card is becoming less common. Mon, 15 Apr 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2024/mobile-payments-on-the-rise/ The market for Dutch green securitisations of residential mortgages and for green covered bonds more than tripled in size in 2023 compared to 2022, DNB figures show, reflecting investor demand for green investments. Tue, 09 Apr 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/sharp-increase-in-green-securitisations-in-2023/ High inflation, though now receding, has had a strong impact on recent wage growth. However, higher wages generally do not fully pass through to prices, which suggests that the likelihood of a wage-price spiral emerging is low. This is shown in a new Analysis by DNB. Fri, 05 Apr 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2024/new-study-confirms-low-likelihood-of-wage-price-spiral/ According to the DNB business cycle indicator, the low point of the economic cycle has been reached, after which economic growth will pick up gradually and at a moderate pace this year. Thu, 28 Mar 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2024/turnaround-in-the-economy/ In the fourth quarter of 2023, foreign multinationals transferred over €300 billion in conduit activities from the Netherlands abroad. These relocations indicate adjustments in business structures, and may be due to the introduction this year of a minimum tax for these international companies. Mon, 25 Mar 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/conduit-activities-in-the-netherlands-declined-in-fourth-quarter-of-2023/ The total number of retailers and service providers in the Netherlands that do not accept cash remained unchanged from last year. Trends are shifting in some sectors, however. Cash is no longer accepted at 25% of car parks, up from 16% a year ago. Mon, 18 Mar 2024 07:49:35 GMT https://www.dnb.nl/en/general-news/news-2024/no-more-decline-in-cash-acceptance-at-most-dutch-points-of-sale-except-for-car-parks-cinemas-and-pharmacies/ Insurers in the Netherlands continued to sell direct investments in bonds in 2023, new figures from DNB show. For the fourth year in a row, insurers sold more bonds than they bought. Mon, 11 Mar 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/dutch-insurers-continue-to-invest-less-in-bonds/ Among Dutch married and cohabiting couples, women mainly pay the household expenses, such as groceries, while men pay the larger expenses, such as mortgage payments and taxes. But the trend is shifting: among younger generations, this division of tasks is significantly less clear-cut. Fri, 08 Mar 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2024/who-pays-for-what-traditional-division-of-tasks-is-fading-among-younger-generations/ Our economy and society depend on nature. When nature deteriorates, financial and economic risks arise. Identifying these risks is uncharted territory for financial institutions such as insurers, pension funds and banks. Mon, 04 Mar 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2024/dnb-studies-nature-s-impact-on-own-account-equity-investments/ De Nederlandsche Bank (DNB) recorded a negative result of almost €3.5 billion in 2023. The lion’s share – more than €2.3 billion – is absorbed by the provision for financial risks, while the remaining loss of over €1.1 billion is charged to capital and reserves. T Fri, 23 Feb 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2024/dnb-records-negative-result-of-3-5-billion-in-2023/ Dutch households on balance sold €4.7 billion worth of investments in the fourth quarter of 2023. This is the highest amount since our record-keeping of this data began, in 2009. Despite historically high sales, the value of household investments still increased due to rising stock prices. Tue, 20 Feb 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/households-sold-historically-high-levels-of-investments-in-late-2023/ When a bank fails, we make sure that account holders can quickly regain access to their money. Effective 1 January 2024, this will take no more than seven working days. Back in 2009, it was three months. Tue, 30 Jan 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2024/customers-of-bankrupt-bank-have-access-to-their-money-even-faster/ In the fourth quarter of 2023, Dutch pension funds saw their average funding ratios deteriorate relative to the third quarter, as the value of their liabilities increased more than the value of their investments. Tue, 30 Jan 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2024/pension-sector-funding-ratio-down/ Dutch households’ bank deposits continued to grow in 2023, new figures from DNB show. Total deposits in payment and savings accounts at banks in the Netherlands increased by €14.9 billion to €576.3 billion. Mon, 29 Jan 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/households-saving-as-much-as-before-the-pandemic/ In the third quarter of 2023, Dutch investment funds achieved relatively solid returns, despite falling global bond and equity prices, as revealed by new DNB figures. Mon, 15 Jan 2024 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2024/us-dollar-appreciation-bolstered-returns-of-dutch-investment-funds-in-third-quarter-of-2023/ The Dutch current account balance increased by €7.1 billion in the third quarter of 2023 compared to a year ago, reaching a record level of €32.2 billion. The increase can be attributed to developments in the goods account and the primary income. Fri, 22 Dec 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/dutch-current-account-balance-rises-further/ Dutch non-bank financial service providers once again provided less financing such as loans in 2022. The decrease is mainly due to fewer investments and price losses in investment funds. Tue, 19 Dec 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/non-bank-financing-declines-again/ The Netherlands is sensitive to worldwide economic fragmentation. If trade and financial flows between countries are disrupted, Dutch trade and GDP will be hit relatively hard. In turn, this may affect financial stability. Fri, 08 Dec 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/dutch-economy-is-sensitive-to-fragmentation-of-the-international-trading-system/ Dutch households are putting more and more money in bank accounts abroad, according to the latest quarterly figures from DNB and the ECB. Countries where savings rates have recently risen are particularly popular among Dutch savers. Wed, 06 Dec 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/dutch-households-save-more-abroad/ Dutch institutional investors such as pension funds, investment funds and insurers kept their investments in risky bonds roughly the same over the past 12 months. This is a break from previous years: since 2019, large investors had expanded their exposure to what are termed high-yield bonds. Wed, 29 Nov 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/dutch-large-investors-do-not-expand-investments-in-high-risk-bonds/ In October the ECB did not raise its rates for the first time since the summer of 2022. This does not mean that the effects of tighter monetary policy have already worn off, however. Mon, 20 Nov 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/effect-of-monetary-policy-takes-time-to-materialise-and-varies-by-country/ Dutch households suffered losses on their portfolio investments in the third quarter of 2023. Overall, the value of portfolio investments fell some €3.6 billion (-2.1%) from a quarter earlier, to €162.4 billion. Mon, 20 Nov 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/first-fall-in-dutch-household-portfolio-investments-in-a-year/ In the third quarter of 2023, Dutch pension funds saw their funding ratios improve relative to the second quarter, as the decline in the value of their investments was less pronounced than the decline in the value of liabilities. Tue, 31 Oct 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/dutch-pension-sector-s-funding-ratio-improves-in-third-quarter-2023/ The surplus on the current account of the Dutch balance of payments rose by €7.3 billion in the second quarter of 2023 (year-on-year) to €23.2 billion. Fri, 22 Sep 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/higher-export-surplus-boosts-current-account-balance/ Dutch pension funds are increasingly investing their assets in foreign investment funds. Whereas their holdings in Dutch investment fund units have been declining for some time, an increasing share of their assets is being allocated to foreign, especially European, investment funds. Thu, 21 Sep 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/dutch-pension-fund-assets-increasingly-allocated-to-foreign-investment-funds/ Peter Blom has decided to step down as a member of DNB’s Supervisory Board. He had earlier resigned from his duties on a temporary basis on 7 November 2022. Blom has been a member of DNB's Supervisory Board since 1 September 2021. Fri, 15 Sep 2023 11:00:00 GMT https://www.dnb.nl/en/general-news/press-release-2023/peter-blom-decides-to-step-down-from-dnb-s-supervisory-board/ At DNB's Statistics Division, we are constantly working to improve the quality and accessibility of our statistics. Our users expect our products and services – such as tables, statistical news releases and dashboards – to be insightful, timely and reliable. Tue, 12 Sep 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/dnb-statistics-user-survey-september/ Buy or rent? The housing situation of 1.8 million households in the Netherlands does not match their preferences. This means they currently rent their home but would prefer to buy, or own a home but would prefer to rent. Tue, 05 Sep 2023 07:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/1-8-million-dutch-households-would-rather-be-in-a-different-housing-situation/ Dutch companies have once again raised more capital by issuing green bonds, new figures from DNB reveal. In relative terms, the Netherlands is the leader in the euro area when it comes to issuing green debt securities. Thu, 31 Aug 2023 07:56:40 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/the-netherlands-european-leader-in-green-bonds/ At DNB's Statistics Division, we are constantly working to improve the quality and accessibility of our statistics. Our users expect our products and services – such as tables, statistical news releases and dashboards – to be insightful, timely and reliable. Mon, 28 Aug 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/dnb-statistics-user-survey/ The value of portfolio investments held by Dutch households continued to increase in the second quarter of 2023. The total value of portfolio investments at the end of June was €165.9 billion, an increase of €5.1 billion (+3.2%) compared to the previous quarter. Tue, 22 Aug 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/dutch-household-investments-rise-in-value-again/ The recent drop in energy prices pushed Dutch inflation down to the European average of 5.3% in July. However, core inflation (HICP excluding energy and food) remains higher in the Netherlands than in the euro area. One possible explanation is the more pronounced overheating of the Dutch economy. Tue, 08 Aug 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/falling-energy-prices-mask-high-dutch-core-inflation/ DNB has updated its sustainable finance strategy. It addresses climate-related and environmental risks for the economy and the financial sector, climate-proofing the Netherlands and social issues. Also, DNB gradually raises the bar on sustainability in its supervision of financial institutions. Thu, 06 Jul 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/with-our-own-transition-plan-we-aim-to-make-a-positive-contribution-to-sustainability/ The DNB Fund is open as from Friday, 30 June, 10:00. This means you can submit your funding proposal through the Prins Bernhard Cultuurfonds website. Fri, 30 Jun 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/prins-bernhard-cultuurfonds-opens-dnb-fund/ People with disabilities or low digital literacy or who have difficulty making ends meet particularly value cash. Of all Dutch people, 28% say they cannot do without cash and 7% say they only pay with cash at points of sale, but these percentages are higher for the aforementioned focus groups. Tue, 27 Jun 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/cash-plays-an-important-role-for-different-groups-in-dutch-society/ The current account surplus of the Dutch balance of payments was higher in 2021 and 2022 than previously recorded. This is mainly due to higher adjusted profits of listed multinationals and larger exports than previously projected. Fri, 23 Jun 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/netherlands-current-account-surplus-revised-upwards/ Partly due to sharply higher energy prices in 2021 and 2022, the Netherlands had to pay more to foreign countries to import the same amount of goods and services. Tue, 13 Jun 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/netherlands-suffered-income-loss-in-2022-from-higher-energy-prices/ Following four quarters of declining assets, the assets under management of Dutch pension funds increased again in the first quarter of 2023. This increase can mainly be ascribed to price gains, especially of equities. Tue, 13 Jun 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/dutch-pension-funds-invest-more-in-the-netherlands/ People with low incomes and insecure jobs are also more likely to be vulnerable in other areas, such as their housing situation and asset position. About a quarter of this group seems unable to escape their vulnerable position. Tue, 23 May 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/low-income-and-job-insecurity-often-occur-in-combination-with-other-vulnerabilities/ Dutch investors started off well in 2023 – in the first quarter, the value of investments held by Dutch households increased by €7.8 billion. Despite the turmoil in financial markets, Dutch households also invested more in equities and bonds issued by banks. Tue, 23 May 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/dutch-households-book-investment-gains-in-first-quarter-of-2023/ While interest rates on mortgages have risen sharply following the ECB's recent rate hikes, the increase of interest rates on savings accounts has been limited so far. Banks do not pass on an ECB rate hike equally to their customers as they wish to maintain their interest margin. Wed, 10 May 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/ecb-interest-rate-hikes-have-a-higher-pass-through-to-mortgage-than-to-savings-rates/ From the autumn of 2023, first-time buyers will find homes slightly more affordable. Although house prices are falling, first-time buyers’ mortgage costs are higher than a year ago as mortgage rates have gone up. Wed, 03 May 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/will-dutch-first-time-buyers-be-able-to-afford-a-home-again/ Dutch households' trust in financial institutions has remained stable over the past year, despite the recent problems faced by banks in the United States and Switzerland. During that period, households did think slightly more often about the possibility of Dutch banks failing. Tue, 02 May 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/public-trust-in-financial-institutions-remains-stable-despite-turmoil-in-financial-markets/ An increasing number of banks are reporting a drop in demand for residential mortgage loans, as revealed in the latest Bank Lending Survey. Tue, 02 May 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/more-banks-see-drop-in-demand-for-residential-mortgage-loans/ Dutch consumers and businesses made around 6.1 billion payments using a debit or credit card in 2022, representing a combined amount of €182 billion, new figures from DNB on payment transactions show. Mon, 01 May 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/card-payments-up-in-2022/ In the first quarter of 2023, Dutch pension funds saw their funding ratios improve relative to the previous quarter, as growth in their investments outstripped the increase in liabilities. Tue, 25 Apr 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/dutch-pension-sector-s-funding-ratio-improves/ More than 90% of Dutch people think it is important to be able to pay with cash. They find the €20 banknote the most beautiful, and more than two-thirds of respondents said they had never held a banknote in their hands that they doubted was genuine. Tue, 25 Apr 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/dutch-people-are-attached-to-their-cash/ If Dutch households are vulnerable, they are often vulnerable in several areas at once. For instance, households with high housing expenses relative to income are also more likely than average to have a poor position in the labour market and limited financial buffers, according to a new study by DNB Wed, 19 Apr 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/many-dutch-are-doing-well-but-for-some-vulnerabilities-are-accumulating/ In 2022, Dutch people used their mobile phone or wearable device for contactless payment at points of sale as often as they paid in cash. The share of these new means of payment rose to 21%, while the use of banknotes and coins stabilised at 20% of total payments. Thu, 06 Apr 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/paying-with-mobile-as-popular-as-cash-at-checkout/ Mortgage lenders are financing Dutch residential mortgages less and less often by selling bonds with these mortgages as collateral, new figures from DNB reveal. Thu, 30 Mar 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/bond-financing-less-popular-among-mortgage-lenders/ At 5.6%, the Dutch current account surplus as a percentage of gross domestic product (GDP), based on three-year averages, was below the European Commission's 6% standard in 2022 for the first time in more than a decade, as revealed by new DNB figures. Mon, 27 Mar 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/current-account-surplus-dips-below-6-standard/ After years of price gains, pension funds suffered losses on their real estate investments in 2022, DNB figures show. Overall, the value of these investments fell by over €14 billion. Listed real estate in particular fell in value, while losses in directly held properties were limited. Tue, 14 Mar 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/pension-funds-suffer-losses-on-real-estate/ In 2022, Dutch households again invested more in emerging markets such as South Africa, Brazil and China. Despite net purchases, the value of these investments decreased to €2,241 million at the end of 2022 due to price losses, down from a record €2,631 million at the end of 2021. Mon, 20 Feb 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/dutch-households-invest-more-in-emerging-markets/ What is the state of cash acceptance in shops and by other retailers in the Netherlands? DNB monitors developments annually. Thu, 16 Feb 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/some-retail-sectors-refuse-cash-payments-too-often/ The Dutch population's trust in De Nederlandsche Bank (DNB) and national politics has fallen. This is partly caused by the unprecedented high inflation over the past year. Mon, 06 Feb 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/trust-in-central-bank-and-national-politics-has-fallen-due-to-high-inflation/ In the fourth quarter of 2022, Dutch pension funds saw their funding ratios deteriorate relative to the third quarter, as the value of liabilities increased, while pension assets remained almost unchanged. Tue, 31 Jan 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/dutch-pension-sector-funding-ratio-down-mainly-due-to-indexation/ Some 2.6 million Dutch people aged 18 and above struggle with their digital payments and other banking affairs. This has emerged from a study conducted by De Nederlandsche Bank (DNB). Mon, 30 Jan 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/digital-banking-is-a-struggle-for-many/ 2.6 million Dutch adults do not manage all their banking affairs on their own. This has emerged from a study conducted by DNB. Although many of them would like to be more self-reliant, they need assistance for a variety of reasons. Mon, 30 Jan 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2023/millions-of-dutch-struggle-to-get-to-grips-with-digital-payments/ In 2022, bank balances of Dutch households increased further. The aggregate balance held in payment and savings accounts rose by €34.1 billion last year to reach €562.5 billion (equal to 61% of annual GDP). Dutch people continued to put aside substantial amounts in 2022, DNB statistics show. Mon, 30 Jan 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/dutch-households-continue-saving-steadily-even-post-pandemic/ The equity portfolios of Dutch pension funds and insurers have become significantly “greener” over the 2017-2020 period. This is mainly because investee companies have emitted less carbon over that period, according to an analysis by De Nederlandsche Bank (DNB). Tue, 24 Jan 2023 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2023/smaller-carbon-footprint-from-large-investors-equity-portfolios/ The Dutch current account balance of €13.9 billion (6% of GDP based on three-year averages) in the third quarter of 2022 was €0.3 billion lower than a year earlier, according to figures from DNB. Fri, 23 Dec 2022 09:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/current-account-balance-in-line-with-last-year/ You can temporarily exchange Croatian banknotes for euros at DNB. The reason is the introduction of the euro in Croatia. The exchange rate: 7.53450 kuna = 1 euro. Thu, 22 Dec 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/exchanging-croatian-banknotes-at-dnb/ Companies in carbon-intensive sectors to which banks lend are not switching to sustainable alternatives quickly enough to meet the goals of the Paris Climate Agreement. This has emerged from an analysis conducted by DNB. Thu, 22 Dec 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/banks-at-risk-due-to-slow-pace-of-climate-transition-by-companies/ In most euro area countries, cash is used less and less in point-of-sale (POS) payments, whereas debit and credit cards are used more and more frequently. Nevertheless, cash remains the most important means of payment for six in ten people in the euro area. Tue, 20 Dec 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/use-of-cash-lower-in-euro-area-countries/ The European Central Bank (ECB) can bring down high inflation by tightening its monetary policy. This can be achieved more quickly if fiscal policy is also restrictive. This is shown in a new study by economists from DNB and Radboud University. Fri, 16 Dec 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/inflation-reduced-faster-if-central-bank-and-governments-apply-brakes-simultaneously/ De Nederlandsche Bank (DNB) announces that MEK Global Limited (MGL), doing business as ‘KuCoin’, is providing crypto services in the Netherlands without the required legal registration with DNB. Thu, 15 Dec 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/warning-against-mek-global-limited-doing-business-as-kucoin/ On Friday 2 July, DNB President Klaas Knot unveiled an art installation on the Frederiksplein square, together with local residents. Wed, 14 Dec 2022 15:38:41 GMT https://www.dnb.nl/en/general-news/news-2021/unveiling-of-art-installation-on-frederiksplein/ The financial sector is exposed to risks as a result of biodiversity loss. To manage these risks adequately, the quality of available biodiversity data must be improved. For this reason, DNB is urging for creation of more transparent and standardised biodiversity indicators at the COP15 conference. Wed, 14 Dec 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/adequate-pricing-of-biodiversity-risks-requires-higher-quality-data/ Dutch non-bank financial services providers provided €401 billion in financing in 2021, 14% less than in 2020. This left the sector as large as one-sixth of the Dutch banking system, accounting for 1% of global non-bank financing. Wed, 14 Dec 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/less-non-bank-financing-in-the-netherlands-in-2021/ Dutch insurers sold €23 billion worth of assets on balance so far this year, DNB figures show. They used about three quarters of the proceeds to meet the margin requirements under derivatives contracts. I Thu, 08 Dec 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/dutch-insurers-are-selling-many-assets-this-year/ Companies in the chip industry account for almost a quarter of the market capitalisation of all listed companies having their registered office in the Netherlands, a DNB analysis shows. Thu, 01 Dec 2022 10:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/chip-manufacturers-largest-among-dutch-listed-companies/ Dutch households suffered large losses on investment funds in the first three quarters of 2022, DNB figures show. Falling stock market prices and rising interest rates reduced the size of investments in funds by €18.3 billion (-15.9%) to €97.3 billion in the first nine months of this year. Wed, 30 Nov 2022 10:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/dutch-households-suffer-large-losses-on-investment-fund-positions/ Renters in the private sector are on average 2.5 times more likely to move to a different region than homeowners. Renters in the social sector, on the other hand, are 1.4 times more likely to move than homeowners. This is the result of recent DNB research. Mon, 28 Nov 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/renters-in-social-housing-are-less-likely-to-move/ Dutch households are increasingly taking out variable-rate mortgage loans or fixed-rate residential mortgage loans of up to one year, DNB data show. Thu, 24 Nov 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/variable-and-short-term-mortgage-rates-increasingly-popular/ On average, the Dutch public has fairly high trust in De Nederlandsche Bank (DNB) as the supervisory authority for financial institutions. DNB's execution of the Dutch Deposit Guarantee, which insures account holders' balances up to €100,000, contributes greatly to this level of trust. Thu, 17 Nov 2022 08:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/trust-in-dnb-benefits-from-greater-awareness-of-the-financial-supervisor-s-tasks-and-responsibilities/ Unbacked crypto-assets like Bitcoin are mainly used as speculative and risky investments, and their value is highly volatile. Bitcoin is therefore ill-suited as a means of payment, store of value or unit of account, and this means it is unsuitable as money. Mon, 07 Nov 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/unbacked-crypto-assets-not-suitable-as-money/ Faced with soaring inflation that is eroding purchasing power, workers will try to compensate by negotiating higher wages. As the resulting pressure on profit margins grows, employers will in turn try to pass on higher wages in the prices they charge their customers. Wed, 02 Nov 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/avoiding-a-wage-price-spiral-requires-effort-from-governments-central-banks-and-social-partners/ Dutch companies are increasingly raising capital by issuing green bonds, new figures from DNB reveal. Thu, 27 Oct 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/non-financial-companies-lead-in-green-bonds/ A recent DNB analysis finds that the main driver behind the pre-pandemic sluggish corporate credit growth has been subdued demand. It also suggests that corporate bank lending in the Netherlands decreases more after a crisis and takes longer to recover compared to the rest of the euro area. Thu, 27 Oct 2022 08:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/slow-growth-in-corporate-lending-before-the-pandemic-mainly-due-to-low-demand/ In the third quarter of 2022, Dutch pension funds saw their funding ratios improve relative to the second quarter, as the value of their liabilities showed a steeper decline than their assets. Tue, 25 Oct 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/dutch-pension-sector-s-funding-ratio-improves/ DNB and the OMFIF Sustainable Policy Institute have hosted a one-day conference on the relevance of biodiversity loss for the financial system and vice versa, and on the role of public and private finance in the preservation of biodiversity. Wed, 12 Oct 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/three-takeaways-from-our-biodiversity-conference/ Ben jij een professional bij een financiële instelling en wil je in minder dan een uur meer leren over biodiversiteit? Dan is deze nieuwe e-learning die je de basisbeginselen over biodiversiteit bijbrengt iets voor jou. Thu, 29 Sep 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/the-sustainable-finance-platform-launches-e-learning-biodiversity-basics-for-professionals-of-financial-institutions/ The Dutch current account balance has been revised downwards for the period 2015-2021 following recent research by Statistics Netherlands. Fri, 23 Sep 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/current-account-surplus-revised-sharply-downwards/ Dutch households again lost a significant amount of wealth in the stock market in the second quarter of 2022. Thu, 22 Sep 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/households-again-suffer-big-losses-on-equities/ The European Central Bank is tightening monetary policy in response to high inflation. This will have a negative impact on the profitability of De Nederlandsche Bank (DNB) and therefore on its capital position, as DNB has disclosed in a letter to Finance Minister Sigrid Kaag. Tue, 20 Sep 2022 15:56:08 GMT https://www.dnb.nl/en/general-news/news-2022/dnb-foresees-deterioration-of-capital-position/ In the fourth quarter of 2021, the surplus on the Dutch current account amounted to €15.2 billion, bringing the full-2021 surplus to €81.4 billion. Tue, 13 Sep 2022 13:36:47 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/dutch-current-account-surplus-back-at-2019-level/ Dutch pension funds sold €88 billion worth of assets in the first half of 2022, according to figures from DNB. They used part of the proceeds to meet the margin requirements under derivatives contracts, which had risen due to increased interest rates. Thu, 08 Sep 2022 10:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/dutch-pension-funds-sell-record-amount-in-assets/ A substantial part of the Dutch working population does not participate in an occupational pension scheme. A significant part of this group does not compensate for this with other forms of savings either. Thu, 25 Aug 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/workers-with-no-occupational-pension-also-save-little-privately/ There are currently no indications that inflation, through wage increases and a self-reinforcing wage-price spiral, will develop into long-term high inflation. This means there is room for more wage growth in the current macroeconomic conditions. Wed, 17 Aug 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/wages-are-rising-in-line-with-inflation-to-a-limited-extent/ In the second quarter of 2022, Dutch pension funds saw their average funding ratio improve relative to the first quarter, as the value of their liabilities showed a steeper decline than their assets. Pension assets went down by €190 billion to €1,517 billion. Tue, 26 Jul 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/dutch-pension-funds-average-funding-ratio-improved/ On Thursday, 21 July the European Central Bank (ECB), in addition to a 0.5% interest rate increase, announced the transmission protection instrument (TPI). Mon, 25 Jul 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/ecb-announces-new-instrument-in-fight-against-rising-inflation/ At a macro level, the sharp increase in energy prices has a limited impact on the profitability of Dutch companies. Even in an extreme scenario, the negative consequences remain manageable. Mon, 18 Jul 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/higher-energy-costs-have-limited-impact-on-corporate-profits/ Public trust in financial institutions has remained stable over the past year, while trust in other sectors (such as politics and the public sector) has decreased. This has emerged from a DNB survey held among more than 2,200 Dutch households. Wed, 06 Jul 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/trust-in-financial-institutions-stable/ The Dutch current account balance of €20.2 billion in the first quarter of 2022 was €2.3 billion lower than a year earlier, according to figures from DNB. This was due to lower revenues from abroad, including Russia. Tue, 05 Jul 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/russian-invasion-contributes-to-fall-in-dutch-current-account-balance/ Income from foreign direct investment (FDI) in the Netherlands flowing to low-tax countries has fallen sharply over the past two years. This is probably due to newly introduced national and international legislation, according to a DNB analysis. Tue, 28 Jun 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/income-flowing-to-tax-havens-through-the-netherlands-significantly-down/ The Biodiversity Working Group of the Sustainable Finance Platform, together with the Erasmus Platform for Sustainable Value Creation, today published its study “Financing regenerative agriculture”. Tue, 07 Jun 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/regenerative-finance-solutions-to-restore-and-conserve-biodiversity/ The volume of investments by Dutch households in listed equities fell by €3.0 billion to €58.9 billion in the first quarter of 2022. The 4.9% drop compared to the previous quarter was mainly due to falling share prices; only a small part was caused by sales of shares. Tue, 07 Jun 2022 09:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/dutch-households-suffered-large-losses-from-equity-investments-in-first-quarter-of-2022/ We have increased the countercyclical capital buffer (CCyB) from 0% to 1%. As a result, banks that provide loans in the Netherlands – including banks from outside the Netherlands – must set aside extra capital for these loans. For the Dutch banking sector as a whole this amounts to an... Fri, 27 May 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/dnb-activates-countercyclical-capital-buffer-ccyb-in-the-netherlands/ In the past two years, Dutch institutional investors increasingly preferred riskier high-yield (HY) bonds over their safer investment-grade (IG) counterparts. Most of these investments in HY debt securities are made abroad, for example in US firms and Brazilian and South African governments. Fri, 06 May 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/dutch-institutional-investors-increasingly-turn-to-high-risk-bonds/ In the first quarter of 2022, Dutch pension funds saw their financial position improve for the eighth consecutive quarter, as the value of their liabilities showed a steeper decline than their assets. Tue, 26 Apr 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/dutch-pension-funds-financial-position-improved/ The public and the media have raised questions about service provision at Amsterdam Trade Bank (ATB). De Nederlandsche Bank (DNB) is in close consultation with the institution and we expect to be able to provide further information shortly. Fri, 22 Apr 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/update-on-amsterdam-trade-bank/ Dutch people increasingly prefer paying contactless, using either debit cards or devices such as mobile phones, smartwatches and wearables. The use of cash slightly declined during 2021, with one in five payments being made in cash. Tue, 12 Apr 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/increasing-preference-for-contactless-payments/ During the coronavirus (COVID-19) crisis, the Dutch government supported trade and industry with a comprehensive package of measures. Wed, 30 Mar 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/coronavirus-support-has-been-effective-but-different-approach-needed-for-the-future/ Since year-end 2018, the value of investments held by Dutch households has increased by EUR 58 billion to over EUR 185 billion at year-end 2021, according to the first publication of new DNB statistics on households’ investments. This growth was mainly driven by price gains. Thu, 24 Mar 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/dutch-households-investments-grew-to-over-eur-180-billion-in-2021/ At 31 December 2021, the volume of Dutch securitisations outstanding, also referred to as re-packaged loans, stood at €168 billion. Mon, 21 Mar 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/value-of-outstanding-dutch-securitisations-below-that-of-covered-bonds-for-the-first-time/ European fiscal rules could become more effective if they were aimed more at public spending and less at the size of the public deficit and debt. Wed, 09 Mar 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/the-expenditure-rule-can-contribute-to-credible-debt-reduction-and-countercyclical-fiscal-policies/ The European Union has imposed and announced various sanctions against Russia in the last few weeks. Follow the latest news on the sanctions and their impact on the financial sector, payments and the economy. We will update this page on a regular basis. Tue, 01 Mar 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/latest-news-on-sanctions-against-russia/ Dutch investments in EU bonds are among the top three largest within the European Union (EU). The capital raised with these bonds is used to finance the European Commission's (EC) extensive COVID-19 recovery plans. Thu, 17 Feb 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/dutch-financial-institutions-invest-heavily-in-new-eu-bonds/ A European or Dutch carbon tax will affect the Dutch economy in almost equal measure. Our economy will actually benefit from an international tax, however. Wed, 16 Feb 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/carbon-pricing-economic-impact-and-preconditions/ In the coming years, many new homes will have to be made more sustainable. That will not happen by itself. At present, homeowners often refrain from investing in insulation or a heat pump, for example. This is partly due to financial bottlenecks. Tue, 08 Feb 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/encourage-homeowners-to-make-their-homes-more-sustainable/ The financial sector as a driver of the circular economy. How do we achieve this? The Circular Economy Working Group of the Sustainable Finance Platform puts forward proposals for a number of concrete actions. Mon, 07 Feb 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/financial-sector-presents-roadmap-to-circular-economy/ Demand for loans to enterprises increased in the second half of 2021 as firms became more willing to invest. Tue, 01 Feb 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/dutch-banks-demand-for-loans-to-enterprises-increased-in-late-2021/ In 2021, Dutch households continued to save heavily. The total balance in current and savings accounts of Dutch households increased by €33.8 billion to a total of €528.4 billion in 2021. Mon, 31 Jan 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2022/households-saved-less-in-2021-than-in-first-year-of-the-covid-19-pandemic/ In the fourth quarter of 2021, Dutch pension funds saw their financial position improve for the seventh consecutive quarter, as pension assets increased by €63 billion to €1,815 billion, while the value of liabilities remained virtually unchanged at €1,588 billion. Tue, 25 Jan 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/financial-position-of-dutch-pension-funds-improved-in-fourth-quarter-of-2021/ The total carbon footprint of the bitcoin network increased by about 25% in 2020, while the number of transactions fell by 6%. This amounts to a climate impact of about 402 kg of CO2 per bitcoin transaction in 2020, Thu, 13 Jan 2022 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2022/better-insight-into-bitcoin-s-climate-impact/ The Biodiversity Working Group of the Sustainable Finance Platform has developed a roadmap to help financial institutions address biodiversity loss. The roadmap offers guidance for institutions that are new to this theme, but also for institutions that have already taken their first steps. Thu, 16 Dec 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/financial-institutions-share-roadmap-to-protect-biodiversity/ Today, the European supervisory authority for insurers and pension funds (EIOPA) published a detailing the results of a stress test carried out among insurers in the European Union. Thu, 16 Dec 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/european-stress-test-scenario-has-limited-impact-on-dutch-insurers/ This afternoon, the Dutch Minister of Finance sent the report of the Conservatrix Evaluation Committee to the House of Representatives of the Netherlands. Tue, 14 Dec 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/minister-of-finance-sends-conservatrix-evaluation-committee-report-to-the-house-of-representatives/ Some 85% of pension funds have started to prepare for the new pension system. Thu, 09 Dec 2021 15:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/most-pension-funds-have-started-preparing-for-the-new-pension-system/ The lack of consistent and reliable data makes measuring sustainability risks difficult, but not impossible. Tue, 07 Dec 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/sustainability-risks-can-be-measured-despite-data-constraints/ Despite the coronavirus crisis, the distribution of labour and profit income has remained constant. This is reflected in the labour income share (LIS) development of the market sector in 2020. It is notable that the LIS has remained stable. Thu, 02 Dec 2021 08:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/stable-distribution-of-labour-and-profit-income-despite-coronavirus-crisis/ Consumers are increasingly paying electronically for in-store purchases. In 3% of stores they have no alternative because the retailer pursues a card-only policy. 27% of retailers use promotional materials to encourage consumers to pay electronically. Thu, 25 Nov 2021 08:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/dnb-calls-for-unambiguous-communication-about-cash-acceptance/ After being subdued for a number of years, euro area inflation has recently increased markedly. This raises two main questions. What are the drivers of this development? Mon, 22 Nov 2021 22:30:00 GMT https://www.dnb.nl/en/general-news/news-2021/the-surge-in-euro-area-inflation-during-the-pandemic-transitory-but-with-upside-risks/ Dutch investments in SPACs have increased strongly in the last year, particularly Institutional investors’ investments in these companies. Mon, 15 Nov 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2021/institutional-investors-increasingly-investing-in-spacs/ Dutch mortgage debt is also on the rise. Unlike before, it is mainly institutional investors who are responsible for this growth, rather than the banks. In addition, growth is relatively subdued from a historical perspective in relation to the rise in house prices. Mon, 08 Nov 2021 10:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2021/new-mortgage-loans-mainly-provided-by-institutional-investors/ The higher prices that businesses have faced in recent months are increasingly translated into higher consumer prices. This mainly concerns price increases for products that previously exerted downward pressure on inflation in the Netherlands. Fri, 05 Nov 2021 08:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/supply-bottlenecks-visible-in-inflation/ On 3 November 2021, on Finance Day at the COP26, we will publish a statement in which we pledge, within our mandate, to contribute to a decisive policy commitment to implement the Paris Agreement and to mitigate the impact of climate change. Wed, 03 Nov 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/dnb-publishes-pledge-cop26-1-1/ From an economic perspective, pricing is the most efficient means of reducing carbon emissions. As climate change is a worldwide problem, carbon pricing works best with a global price for carbon emissions. However, complete global pricing seems infeasible. Wed, 03 Nov 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/towards-a-global-price-for-carbon-emissions/ Banks have not generally lowered their credit assessments of Dutch businesses compared to before the coronavirus crisis. In most of the hardest-hit sectors, non-performing loans have however increased markedly following the outbreak of the pandemic. Thu, 28 Oct 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/dutch-businesses-creditworthiness-so-far-so-good/ In the third quarter of 2021, Dutch pension funds saw their financial position improve for the sixth consecutive quarter, as growth in their aggregate pension assets outstripped the increase in liabilities. Tue, 26 Oct 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2021/financial-position-of-dutch-pension-funds-improved-in-third-quarter-of-2021/ A wide range of factors contribute to confidence in the payment system, the most important of which is being able to pay safely. High public confidence in the payment system held up well during these turbulent times. Thu, 21 Oct 2021 08:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/safe-payments-are-fundamental-to-sustaining-trust-and-confidence-in-the-payment-system/ The overheated Dutch housing market has to contend with multifaceted and urgent issues. Fri, 15 Oct 2021 06:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/four-key-elements-for-achieving-a-more-balanced-housing-market/ The draft advisory report on social and economic policy for 2021-2025 of the Economic and Social Council of the Netherlands (SER) provides valuable guidance for the incoming government, in particular for curbing the excessive flexibility in the labour market. Mon, 04 Oct 2021 08:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/ser-advisory-report-represents-important-step-in-future-proofing-dutch-labour-market/ The return on Dutch investment funds averaged 7.3% per year over the period from 2015 to July 2021. Fri, 01 Oct 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2021/return-on-dutch-investment-funds-is-the-highest-in-the-euro-area/ Implementing an EU-wide tax of €50 per tonne of carbon emitted for the manufacturing, energy and transport sectors will have a modest impact on the competitiveness of the Netherlands and most other EU Member States. Mon, 30 Aug 2021 08:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/improved-european-carbon-pricing-has-limited-impact-on-competitiveness/ Due to the coronavirus measures, households have been saving more, but they only expect to use a mere 14% of these savings for consumption. Thu, 26 Aug 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/households-expect-not-to-spend-the-vast-majority-of-savings-accumulated-during-the-pandemic-period-on-consumption/ De Nederlandsche Bank (DNB) announces that Binance* is providing crypto services in the Netherlands without the required legal registration with DNB. Wed, 18 Aug 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/dnb-warns-against-binance/ During the coronavirus (COVID-19) crisis, interest rates in the European money market were very divergent for some time. However, this was not the result of fragmentation in the market, and concerns about an impairment of monetary transmission were unjustified. Thu, 15 Jul 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/composition-of-collateral-explains-divergent-rates-in-european-money-market/ As a result of the coronavirus (COVID-19) pandemic, many small and medium-sized enterprises (SMEs) have seen their turnover drop. Although the government's support and recovery package provides partial compensation, the crisis has affected the capital position and solvency of SMEs, particularly... Fri, 04 Jun 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/financial-health-of-most-dutch-smes-has-so-far-been-moderately-impacted-by-covid-19-pandemic/ Driven by rising stock prices, the total market value of Dutch companies reached an all-time high of EUR 1,407 billion in the first quarter of 2021, an increase of 13.6% quarter on quarter. Wed, 19 May 2021 10:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2021/rising-stock-prices-drive-market-value-of-dutch-companies-to-record-high/ At the end of the first quarter of 2021, the balance sheet of De Nederlandsche Bank (DNB) amounted to no less than EUR 464 billion. This is an increase of EUR 149 billion (47%) compared to February 2020, just before the global outbreak of COVID-19, when DNB's balance sheet totalled EUR 314 billion. Mon, 17 May 2021 10:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2021/dnb-balance-sheet-size-increases-due-to-covid-19-pandemic-response/ De Nederlandsche Bank (DNB) calls for climate investment to be scaled up. The lion's share of that investment will need to be made by private parties, while governments must create favourable conditions by pursuing appropriate climate policies. Wed, 12 May 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/new-dutch-cabinet-needs-to-boost-climate-investment/ Climate change and the energy transition are key challenges facing the economy and the financial sector. In the past year, we have taken important steps to identify the climate-related risks and opportunities of our own-account investment portfolios and to make our investments more sustainable. Thu, 06 May 2021 10:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/update-socially-responsible-investment/ Over the past year, public trust in financial institutions has not weakened during the coronavirus (COVID-19) crisis. By contrast, trust in other key players in the Dutch economy and society has not emerged unscathed from the crisis. Mon, 03 May 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/trust-in-the-dutch-financial-sector-has-held-up-during-the-covid-19-crisis/ The surplus on the current account of the Dutch balance of payments in 2020 came to EUR 62 billion, or 7.8% of gross domestic product (GDP). Thu, 22 Apr 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2021/dutch-current-account-surplus-fell-sharply-in-2020/ About half of the Dutch population would be willing to open a current account for digital euros at the central bank, according to DNB research among a representative group of citizens. Thu, 22 Apr 2021 08:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/digital-euro-appeals-to-half-of-the-dutch-population/ Commercial real estate prices may slide in the coming period, not only as a result of the coronavirus crisis and the lockdown restrictions, but also due to structural trends such as online shopping and remote working, both of which have accelerated since the outbreak of the pandemic. Mon, 19 Apr 2021 08:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/the-impact-of-the-pandemic-on-the-commercial-real-estate-market/ Consumers in the Netherlands used debit cards, smartphones or wearables to pay for 79% of their purchases in shops, restaurants and similar establishments in 2020, which is a sharp rise compared to 2019. Tue, 13 Apr 2021 08:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/pandemic-boosted-debit-card-use-in-2020-for-the-first-time-consumers-made-more-debit-card-payments-than-cash-payments-in-all-sectors/ In 2020, buy-to-let mortgages amounting to EUR 1.4 billion were packaged through securitisation and sold to investors. This accounts for one third of the total residential mortgage loans of EUR 4.2 billion that were securitised in 2020. Wed, 31 Mar 2021 10:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2021/more-packaged-loans-from-buy-to-let-mortgages/ An indicator that looks at positive and negative words in newspaper articles can be used to considerably improve the accuracy of short-term economic growth estimates. The almost ever-present prediction error in short-term forecasts can be reduced by 10% to 15% with the help of a sentiment indicator. Fri, 26 Mar 2021 22:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/measuring-the-state-of-the-economy-using-words-from-newspapers/ Climate change and the energy transition are key challenges facing the economy and the financial sector. De Nederlandsche Bank (DNB) today presents its first progress report on financial climate-related risks and opportunities in its areas of responsibility, as part of its Annual Report. Mon, 22 Mar 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/dnb-publishes-its-first-report-on-financial-climate-related-risks-and-opportunities-in-accordance-with-tcfd-recommendations/ Women score lower than men in financial literacy surveys. This is largely because they do not always have the same level of confidence in their own financial knowledge, according to new research. So women underestimate their financial knowledge. "It is important we know this, because... Mon, 08 Mar 2021 09:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/women-underestimate-their-own-financial-knowledge/ Global trade in goods, which was hit hard at the beginning of the COVID-19 pandemic, has now recovered. The recovery is much faster than during the 2008-2009 financial crisis. Global trade in goods has proved resilient and is currently contributing to the global recovery from the COVID-19 crisis. Wed, 10 Feb 2021 08:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/world-trade-recovers-faster-than-expected/ We launched our fully revamped website. With its enhanced user-friendly features, it also addresses a much wider audience. You’ll find some information in a different place. So if you have created favourites, links or bookmarks, we recommend that you update them. Tue, 02 Feb 2021 08:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/we-ve-launched-our-new-website/ Households deposited almost EUR 42 billion into their bank and savings accounts with Dutch banks in 2020, which is twice as much as in 2019. The main reasons for this are the containment measures and the increased economic uncertainty related to the coronavirus crisis. Fri, 29 Jan 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2021/exceptional-growth-in-household-deposits-in-2020/ In order to gain a proper understanding of the climate impact of the investments of financial institutions, it is important to consider inflation and exchange rate fluctuations. Thu, 28 Jan 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/inflation-and-exchange-rate-adjustments-improve-insight-into-climate-impact-of-financial-sector/ In the fourth quarter of 2020, Dutch pension funds saw their financial position improve again. Their combined managed assets went up EUR 94 billion to EUR 1,691 billion, while liabilities went up EUR 12 billion to EUR 1,687 billion. Tue, 26 Jan 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2021/financial-position-of-dutch-pension-funds-improved-in-fourth-quarter-of-2020/ The Netherlands benefits from a strong European Union (EU). Wed, 13 Jan 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2021/changing-international-relations-call-for-a-stronger-eu/ The assets managed by insurers and pension funds increased to EUR 2,112 billion at the end of the third quarter of 2020, which was higher than before the coronavirus crisis. This was mainly due to the recovery of stock exchange prices worldwide. Wed, 06 Jan 2021 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2021/assets-managed-by-insurers-and-pension-funds-beyond-coronavirus-crisis-dip/ Due to the COVID-19 pandemic, many Dutch consumers have switched to card- or smartphone-based contactless payment at points of sale. Tue, 22 Dec 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/contactless-payments-on-the-rise-during-the-covid-19-pandemic/ DNB supports the IFRS Foundation’s plans to set up a Sustainability Standards Board. Mon, 21 Dec 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/dnb-endorses-sustainability-standards-board/ In the Netherlands, most retailers still give their customers a choice in how they pay for their purchases. Research commissioned by DNB indicates that almost all retailers accept both cash (96%) and debit card payments (92%). Thu, 03 Dec 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/who-decides-the-way-we-pay-retailer-or-customer/ Against the background of the current economic crisis, banks need to identify their customers' payment problems in good time and adapt their provisioning policy accordingly... Tue, 24 Nov 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/banks-must-recognise-payment-problems-caused-by-the-economic-crisis-at-an-early-stage/ The COVID-19 pandemic has a significant negative impact on the Dutch economy due to both constraints on production (supply side) and a reduction in spending (demand side)... Thu, 05 Nov 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/supply-and-demand-shocks-due-to-the-coronavirus-pandemic-contribute-equally-to-contraction-in-production/ The third quarter of 2020 has seen improvement in the financial position of pension funds. Their assets went up EUR 41 billion to EUR 1,596 billion. In the same quarter, their liabilities increased by EUR 1 billion to EUR 1,675 billion. With the growth in assets outstripping that in liabilities... Tue, 27 Oct 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/dutch-pension-funds-financial-position-improved-october-2020/ As a financial institution, how do you assess whether you are financing deforestation? What financial risks do you face as a result? And how can you limit your impact on deforestation? In a report published by the Biodiversity working group of the Sustainable Finance Platform, eight... Mon, 12 Oct 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/financial-sector-publishes-report-on-combating-deforestation/ Insurance claims for non-life insurers fell by 5% in the second quarter of 2020 from EUR 2.88 to 2.74 billion. The volume of motor insurance claims decreased particularly, due to the coronavirus crisis. Claims relating to occupational disability and ... Thu, 24 Sep 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/slight-drop-in-claims-for-non-life-insurers/ The surplus on the current account of the Dutch balance of payments fell by 7% (year-on-year) to EUR 12.6 billion at the end of the second quarter of 2020, the lowest it has been in four years. This corresponds to 6.6% of Dutch gross domestic product (GDP), see Figure 1. ... Wed, 23 Sep 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/coronavirus-squeezes-trade-surplus/ In the Netherlands, the initial weeks of the lockdown saw payment transactions plummet in response to the COVID-19 pandemic, in terms of both numbers and value. Consumer payments have meanwhile rebounded in both terms. Supported by measures which Dutch banks have taken, contactless payments... Thu, 30 Jul 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/contactless-payments-gaining-further-ground-during-the-covid-19-crisis/ In the second quarter of 2020, Dutch pension funds saw their financial position improve relative to the first quarter. As financial markets recovered somewhat from the declines caused by the COVID-19 crisis as seen in the first quarter, the pension funds’ assets went up EUR 106 billion to ... Tue, 28 Jul 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/dutch-pension-funds-financial-position-improved-july-2020/ The tripling of house prices in the Netherlands over the last 25 years is primarily attributable to homebuyers’ increased borrowing capacity, and less so to changes in the housing shortage... Thu, 16 Jul 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/house-prices-are-more-closely-related-with-borrowing-capacity-than-with-housing-shortage/ Dutch investors purchased domestic debt securities during the COVID-19 pandemic. In March, April and May 2020 their net purchases amounted to EUR 55 billion, while on balance there were no purchases of foreign debt securities. ... Thu, 16 Jul 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/domestic-debt-securities-portfolio-increased-by-eur-55-billion-during-the-coronavirus-crisis/ In a survey distributed by DNB, Dutch banks report that they tightened the credit standards for corporate loans and residential mortgage loans in the second quarter of 2020. In the next three months they expect to tighten these standards even further. Tue, 14 Jul 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/banks-tightened-credit-standards-for-corporate-loans-and-residential-mortgage-loans/ Central banks and prudential supervisors around the world are stepping up efforts to integrate climate-related risks into their work, in particular financial stability monitoring... Wed, 24 Jun 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/press-releases-2015-2020/ngfs-publishes-climate-scenarios-for-forward-looking-climate-risks-assessment-a-user-guide-and-an-inquiry-into-the-impact-of-climate-change-on-monetary-policy/ The financial sector is exposed to risks as a result of biodiversity loss. This emerged from a joint study by De Nederlandsche Bank (DNB) and PBL Netherlands Environmental Assessment Agency. The new study builds on the report Values at risk?, published last year... Thu, 18 Jun 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/indebted-to-nature/ Dutch investors strongly retrenched to their home market in April 2020. They purchased a net amount of EUR 29 billion in domestic debt securities, while selling EUR 10 billion in foreign debt securities. Dutch firms also issued a record amount (EUR 42 billion) of corporate bonds in April 2020. Thu, 11 Jun 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/dutch-investors-retrench-to-their-home-market-during-the-covid-19-crisis/ The economic crisis brought about by the coronavirus (COVID-19) pandemic is also affecting the financial sector. Risks to financial stability will grow as long as the crisis continues... Mon, 08 Jun 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/press-releases-2015-2020/protracted-coronavirus-crisis-could-severely-hit-the-dutch-financial-sector/ Parties who frequently deal with DNB feel that communication between them has improved in recent years. Although they assess DNB's relations with the outside world more positively across the board, there are clear differences in the extent to which the improvements have occurred, according to the... Tue, 02 Jun 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/stakeholders-more-positive-about-communication-with-dnb-room-for-improvements-remains/ The e-Line DNB portal will be shut down as of 1 July 2020. This means that as of that date it will no longer be possible for you to log into e-Line DNB to resubmit reports. This also applies to the functionality to consult submitted reports or use the archive function... Mon, 01 Jun 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/e-line-dnb-will-be-shut-down/ Prudential supervisors around the world are stepping up to integrate climate-related and environmental risks into their work. Also there is a positive trend among financial institutions to better account for climate related risks of their assets... Wed, 27 May 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/press-releases-2015-2020/ngfs-guides-central-banks-and-supervisors-towards-better-management-of-climate-related-and-environmental-risks/ As a result of the coronavirus crisis, Dutch investment funds recorded a negative return of 11.7% in the first quarter of 2020, a development that eliminated a year and a half of accumulated returns. Equity funds lost a much longer period of accumulated returns ... Fri, 22 May 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/eighteen-months-of-accumulated-investment-fund-returns-evaporated-through-recent-price-losses/ The Netherlands plays an important role in the international tax strategies of many multinational corporations. As a result of national and international initiatives against tax avoidance, this role has increasingly become a subject of debate. This has led to a decrease in both the number of... Thu, 07 May 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/decreased-activity-among-mostly-smaller-special-purpose-entities/ Dutch investors purchased securities from European countries heavily impacted by the COVID-19 pandemic in March 2020. they purchased debt securities and listed equities issued in France, Italy and Spain worth EUR 3.3 billion and EUR 0.5 billion, respectively, on a net basis. ... Thu, 07 May 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/dutch-investors-continue-to-invest-in-european-countries-heavily-impacted-by-covid-19-despite-loss-in-value/ On 21 April 2020, the law was passed under which crypto service providers are subject to the integrity supervision of De Nederlandsche Bank. The new legislation is expected to enter into force on 18 May 2020. DNB calls on crypto service providers to apply for registration before that date... Mon, 04 May 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/dnb-calls-on-crypto-service-providers-to-apply-for-registration-before-18-may/ The financial position of Dutch pension funds worsened in the first quarter of 2020, mainly due to the coronavirus crisis. Pension funds' assets fell, by EUR 111 billion, to EUR 1,449 billion. By contrast, their liabilities went up EUR 118 billion to EUR 1,618 billion. ... Wed, 29 Apr 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/dutch-pension-funds-financial-position-deteriorated/ During the first quarter of 2020, some Dutch banks reported an increased demand for corporate loans. They expect this trend to continue in the second quarter. The rise can partly be attributed to the increased liquidity needs of businesses due to the current coronavirus measures. Tue, 28 Apr 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/banks-report-increased-demand-for-corporate-loans/ The surplus on the current account of the Dutch balance of payments showed a slight decline in 2019, landing at EUR 83 billion. This corresponds to 10% of Dutch gross domestic product (GDP), see Figure 1. 2018 saw a record surplus on the current account of EUR 84 billion, or 11% of GDP. Thu, 09 Apr 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/dutch-current-account-surplus-edged-down-in-2019/ In 2019, the amount outstanding in Dutch packaged loans, commonly known as securitisations, went down by EUR 6.6 billion (-13.3%) to EUR 43.0 billion. This is the lowest level since 2010. The new rules, under which investors investing in simpler securitisation structures benefit ... Tue, 07 Apr 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/market-for-packaged-loans-sees-no-recovery-as-yet-amid-new-rules/ We announced on 17 March 2020 that Dutch banks would temporarily be subject to lower requirements to mitigate the impact of the coronavirus pandemic on the Dutch economy. This DNBulletin provides more details... Mon, 23 Mar 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/dnb-temporarily-lowers-bank-buffer-requirements-to-support-lending/ In 2019 investment funds achieved returns of 18%, the highest level in 11 years. This was slightly below the increase of the AEX index (24%). The difference can be explained from the fact that investment funds also invest in bonds and ... Fri, 21 Feb 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/dutch-investment-funds-in-2019-achieve-highest-returns-since-the-financial-crisis/ Which of our core tasks can have the greatest impact on our sustainability and inclusiveness objectives? And what actions will we take in 2020 to achieve our CSR objectives for 2025? We asked our external and internal stakeholders for input to help us update our 2019-2025 CSR Strategy. Tue, 11 Feb 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/publication-of-csr-strategy/ Dutch private investors hold an increasingly smaller proportion of the Netherlands’ sovereign debt. In the third quarter of 2019, they held EUR 90.8 billion (nominal), against EUR 93.2 billion in the second quarter, down 2.5% quarter-on-quarter. Fri, 07 Feb 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/dutch-investors-hold-smaller-positions-in-dutch-government-paper/ At year-end 2019, Dutch banks held EUR 368 billion in household savings, up roughly EUR 13 billion, or 3.5%, on the previous year. The largest portion of the increase is attributable to higher net deposits, which reached EUR 12 billion in 2019. At EUR 1.2 billion, credited interest made ... Wed, 05 Feb 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/savings-held-at-banks-sharply-up-despite-low-interest-rates/ The financial position of Dutch pension funds improved in the fourth quarter of 2019 compared to the previous quarter. Liabilities went down EUR 96 billion to EUR 1,500 billion. Pension funds' assets also fell, by EUR 6 billion, to EUR 1,560 billion. Fri, 24 Jan 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/dutch-pension-funds-financial-position-improved/ Since the credit crisis, investments of Dutch insurers in mortgages have grown. Mortgage investments with longer fixed-interest periods offer insurers relatively high returns and reduce the maturity mismatch with their liabilities. Derivatives such as interest rate swaps further hedge ... Mon, 13 Jan 2020 12:00:00 GMT https://www.dnb.nl/en/general-news/statistical-news/2020/balance-sheets-of-insurers-show-increase-in-mortgages-and-derivatives/ Prolonged low interest rates constitute one of the major risks to financial stability internationally. Financial conditions have been accommodative for several years now.This reduces incentives for bringing down debts and lead to distorted pricing in financial markets, which could cause asset... Tue, 15 Oct 2019 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/dnb-prolonged-low-interest-rates-are-the-main-risk-to-financial-stability/ In an open banking sector, banks remain responsible for the services they provide, even if they outsource part of their activities or cooperate with third parties. Thu, 29 Nov 2018 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2018/banks-remain-responsible-when-cooperating-with-third-parties/ There are indications of increased homogeneity among banks. More attention should be given to promoting heterogeneity in the financial sector, as this helps to improve financial stability Thu, 31 May 2018 12:00:00 GMT https://www.dnb.nl/en/general-news/news-2018/supervision-should-take-the-financial-sector-s-heterogeneity-into-consideration/ De financiële sector, overheid en toezichthouders verenigd in het Platform voor Duurzame Financiering verwelkomen de nieuwe leidraad om de impact te meten van investeringen in de Sustainable Development Goals (SDG’s) van de Verenigde Naties. Het Platform voor Duurzame Financiering... Fri, 06 Oct 2017 00:00:00 GMT https://www.dnb.nl/en/general-news/news-2020/dutch-financial-sector-enhances-impact-measurement-for-investment-in-sustainable-development-goals-dutch-only/