Mon, 08 Nov 2021 10:17:51 GMT Thu, 26 Mar 2026 12:00:00 GMT https://www.dnb.nl/en/ DNB monitors developments in cyclical risks that could impact Dutch financial stability and decides quarterly on the height of the countercyclical capital buffer (CCyB). DNB assesses that the current level of the CCyB (2%) remains appropriate. Thu, 26 Mar 2026 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2026/dnb-maintains-the-countercyclical-capital-buffer-at-2/ Strengthening cooperation and knowledge sharing within the financial sector is a key objective of the Sustainable Finance Platform. The Integrating Impact Working Group has compiled a handbook for investors, based on best practices and scientific insights. Tue, 27 Jan 2026 12:00:00 GMT https://www.dnb.nl/en/sector-news/sustainable-finance-platform-2026/new-handbook-helps-investors-integrate-impact-into-their-decisions/ Working together for a climate-resilient future: that is what Sustainable Finance Platform’s Working Group on Climate Adaptation is all about. Together with the public sector, financial institutions and knowledge partners, we took concrete steps in 2025 to prepare the Netherlands for climate change. Fri, 16 Jan 2026 12:00:00 GMT https://www.dnb.nl/en/sector-news/sustainable-finance-platform-2026/working-group-on-climate-adaptation-achieves-tangible-results-in-2025/ De Nederlandsche Bank (DNB) conducted a survey among five Dutch banks to explore how they apply the Anti-Money Laundering and Anti-Terrorist Financing Act (Wet ter voorkoming van witwassen en financieren van terrorisme – Wwft) to customers with a low risk of money laundering. Mon, 12 Jan 2026 17:24:43 GMT https://www.dnb.nl/en/sector-news/supervision-2025/q4/proportionality-in-perspective-proportionate-application-of-wwft-allows-for-more-tailored-solutions/ On December 11 2025, the European Securities and Markets Authority (ESMA) issued a public statement (link) providing clarification on how to comply with two new reporting obligations introduced under the revised European Market Infrastructure Regulation (EMIR 3). Wed, 24 Dec 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2025/q4/joint-newsletter-by-dnb-and-the-afm-regarding-emir-reporting-requirements/ DNB monitors developments in cyclical risks that could impact Dutch financial stability and decides quarterly on the height of the countercyclical capital buffer (CCyB). DNB assesses that the current level of the CCyB (2%) remains appropriate. Wed, 17 Dec 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2025/q4/dnb-maintains-the-countercyclical-capital-buffer-at-2/ The Financial Stability Board (FSB) has commended the Dutch authorities’ approach to cyber resilience in the financial sector, as revealed in its Peer Review of the Netherlands report, published on Friday, 21 November. Fri, 21 Nov 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2025/q4/financial-stability-board-reviews-cyber-resilience-in-the-netherlands/ FATF released an update of its ‘grey’ and ‘black’ lists. Tue, 28 Oct 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2025/q4/update-fatf-warning-lists-october-2025/ The Financial Action Task Force (FATF) released two documents, indicating jurisdictions with strategic deficiencies in their anti-money laundering and combating the financing of terrorism (AML/CFT) regimes. Mon, 20 Oct 2025 09:24:39 GMT https://www.dnb.nl/en/sector-news/fatf-warning-lists-june-2021-update/ As of 17 September 2020, banks have been permitted to temporarily exclude certain central bank exposures from the calculation, reporting and disclosure of what is known as the leverage ratio. Mon, 20 Oct 2025 09:24:16 GMT https://www.dnb.nl/en/sector-news/dnb-follows-ecb-in-extending-leverage-ratio-relief-for-banks-until-31-march-2022/ DNB & the AFM jointly inform you about the state of affairs regarding the European sanctions against Russia. This news item only relates to new sanctions and/or changes to existing sanctions regimes concerning the situation in Ukraine. Mon, 20 Oct 2025 09:20:18 GMT https://www.dnb.nl/en/sector-news/supervision-2022/dnb-afm-sanctions-alert-state-of-affairs-concerning-russia-and-ukraine-24-february-2022/ Mon, 20 Oct 2025 09:17:25 GMT https://www.dnb.nl/en/sector-news/fatf-warning-lists-march-2021-update/ Mon, 20 Oct 2025 09:14:55 GMT https://www.dnb.nl/en/sector-news/dnb-handhaaft-contracyclische-kapitaalbuffer-op-0-procent-december-2020/ DNB will organize a physical information session about fit and proper assessments on Tuesday 18th November from 3:00-4:45 PM CET. Please note that this session will only be held in Dutch. Thu, 16 Oct 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2025/q4/information-session-about-fit-and-proper-assessments-dnb-on-tuesday-18th-november/ DNB monitors developments in cyclical risks that could affect Dutch financial stability and decides quarterly on the height of the countercyclical capital buffer (CCyB). DNB assesses that the current level of the CCyB (2%) remains appropriate. Mon, 29 Sep 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2025/q3/dnb-maintains-the-countercyclical-capital-buffer-at-2/ De Nederlandsche Bank (DNB) has concluded its 2025 follow-up survey into how banks and payment service providers prevent discrimination in their compliance with the Anti-Money Laundering and Anti-Terrorist Financing Act (Wwft). Mon, 29 Sep 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2025/q3/follow-up-survey-into-banks-approach-to-preventing-discrimination/ On 8 August 2025, the European Banking Authority (EBA) published a statement confirming that its previously issued no-action letter concerning the provisions for the boundary between the banking book and the trading book remains in force. Tue, 12 Aug 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2025/q3/dnb-extends-non-enforcement-period-with-respect-to-boundary-between-banking-book-and-trading-book/ On 7 October 2025, De Nederlandsche Bank will host its annual seminar for the sector of the Dutch Deposit Guarantee Scheme (DGS). The theme of this year: “Protection is key: Celebrating a decade of safeguarding trust and stability through the revised DGSD.” Wed, 06 Aug 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/dutch-deposit-guarantee-2025/dgs-seminar-2025-protection-is-key/ The results of the 2025 EU-wide stress test confirm that European banks remain resilient in a stress scenario with a deep economic recession. The stress test was conducted earlier this year by the European Banking Authority (EBA) and the European Central Bank (ECB). Fri, 01 Aug 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2025/q3/european-banks-prove-resilient-under-stress-scenario/ To stimulate the dialogue between DNB and the banking sector and to provide more insight into the Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT) Supervision of DNB... Thu, 17 Jul 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2025/q3/dnb-inhouse-day-banking-sector-financial-economic-crime-supervision/ In the past month, DNB has collected the first premiums for the new Deposit Guarantee Fund for the Caribbean Netherlands (DGF CN). This premium collection marks the beginning of a 10-year build-up phase. Wed, 16 Jul 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/dutch-deposit-guarantee-2025/first-premiums-for-deposit-guarantee-for-the-caribbean-netherlands-collected/ To assist service providers in Aruba, the BES islands, Curaçao, and Sint Maarten in complying with legal requirements, the Kingdom Supervisors AFM, CBA, CBCS, and DNB have developed a Good Practice. Fri, 11 Jul 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2025/q3/good-practices-politically-exposed-persons-wwft-bes/ On 31 May 2023, DNB announced an increase of the countercyclical capital buffer (CCyB) to 2%. Banks with loans outstanding in the Netherlands must comply with this requirement since 31 May 2024. Mon, 30 Jun 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2025/q2/dnb-maintains-countercyclical-capital-buffer-at-2-june-2025/ On Tuesday, 27 May from 15:00-16:45, DNB will organise an online information session about fit and proper assessments.   Tue, 29 Apr 2025 10:04:51 GMT https://www.dnb.nl/en/sector-news/supervision-2025/q2/information-session-about-dnb-s-fit-and-proper-assessments-on-tuesday-27-may/ The European Banking Authority (EBA) has conducted its five-yearly evaluation of the stress tests of seven European Deposit Guarantee Schemes (DGSs) from Austria, Belgium, Finland, Italy, Latvia, Poland and Spain. Wed, 09 Apr 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/dutch-deposit-guarantee-2025/eba-peer-review-on-stress-tests-of-european-deposit-guarantee-schemes/ Thanks to the efforts of De Nederlandsche Bank (DNB) and the Dutch banking sector, public awareness of the Dutch Deposit Guarantee continues to grow year on year. Tue, 01 Apr 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/dutch-deposit-guarantee-2025/public-awareness-of-the-dutch-deposit-guarantee-grows-to-68/ On 31 May 2023, DNB announced an increase of the countercyclical capital buffer (CCyB) to 2%. Banks with loans outstanding in the Netherlands must comply with this requirement since 31 May 2024. Tue, 25 Mar 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2025/dnb-maintains-countercyclical-capital-buffer-at-2-march-2024/ The Climate Adaptation Working Group of the Platform for Sustainable Finance has been working hard over the past year to follow up on recommendations from the report 'Accelerating climate adaptation'.   Thu, 06 Mar 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/sustainable-finance-platform-2025/2024-progress-report-climate-adaptation-working-group-is-making-headway/ Since the entry into force of DORA, financial institutions must keep a register of information on all contractual agreements on the use of ICT services provided by third-party providers (DORA, Article 28(3)). T Wed, 26 Feb 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2025/dora-reporting-dora-registers-of-information-in-april-2025/ Payment service providers must comply with a number of new obligations under the Instant Payments Regulation, which DNB will monitor. We list the most important obligations below. Tue, 18 Feb 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2025/instant-payments-regulation-new-obligations/ DNB has recently amended the suitability matrix for banks, insurers, payment institutions, investment holding companies, exchange institutions, electronic money institutions, central clearing counterparties, clearing institutions and payment processing service providers. Mon, 03 Feb 2025 15:19:33 GMT https://www.dnb.nl/en/sector-news/supervision-2025/update-suitability-matrix-fit-and-proper-assessments/ This joint newsletter provides guidance on the updated requirements that EU financial counterparties (FCs), non-financial counterparties (NFCs), central counterparties (CCPs), clearing members providing clearing services and clients providing clearing services (CSPs) .. Thu, 30 Jan 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2025/guidance-to-readiness-joint-newsletter-by-dnb-and-the-afm-to-assist-the-implementation-of-emir-3/ On 24 January 2024, the European Commission published its plans for the revision of the European macroprudential framework for banks. An important theme within this evaluation is the usability of capital buffers during a crisis. Fri, 10 Jan 2025 17:29:25 GMT https://www.dnb.nl/en/sector-news/supervision-2025/ministry-of-finance-and-dnb-make-recommendations-for-a-more-consistent-use-of-the-countercyclical-capital-buffer-in-europe/ Starting January 9, 2025, DNB will request information on potential conflicts of interest through the fit and proper assessments application form. Thu, 09 Jan 2025 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2025/fit-and-proper-assessments-additional-questions-on-potential-conflicts-of-interest/ On 31 May 2023, DNB announced an increase of the countercyclical capital buffer (CCyB) to 2%. Banks with loans outstanding in the Netherlands must comply with this requirement since 31 May 2024. DNB is required to determine the height of the CCyB on a quarterly basis. Thu, 19 Dec 2024 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2024/dnb-maintains-countercyclical-capital-buffer-at-2-december-2024/ DNB has reviewed the identification and buffer requirements for systemically important banks and maintains the current requirements. Mon, 02 Dec 2024 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2024/dnb-maintains-buffers-for-systemically-important-banks/ On Tuesday 5th November from 3:00-4:45 PM CET DNB will organize a physical information session about fit and proper assessments. Tue, 15 Oct 2024 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2024/information-session-about-fit-and-proper-assessments-dnb-november/ On 30 September 2024, DNB published the amendments to the two policy rules for the deposit guarantee scheme (DGS). These amendments were publicly consulted in June 2024. Mon, 30 Sep 2024 12:00:00 GMT https://www.dnb.nl/en/sector-news/dutch-deposit-guarantee-2024/adoption-of-the-2024-amendments-to-the-policy-rules-for-the-deposit-guarantee-scheme/ DNB is extending the period during which it will take no enforcement action on the boundary between the banking book and the trading book. Fri, 16 Aug 2024 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2024/dnb-extends-non-enforcement-period-with-respect-to-boundary-between-banking-book-and-trading-book/ There are two new regulatory developments of relevance to banks regarding their crypto asset exposures. Firstly, the Capital Requirements Regulation 3 (CRR3) includes a transitional regime on banks’ direct crypto asset exposures. Thu, 18 Jul 2024 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2024/new-rules-for-the-crypto-exposures-of-banks/ Embedded finance offers customers the convenience of in-app payment options and on-the-spot insurance. This seamless integration of financial services, available exactly when and where they are needed, makes life simpler. But this innovation also entails new risks. Wed, 10 Jul 2024 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2024/embedded-finance-striking-a-balance-between-convenience-and-risk-in-the-digital-economy/ The final texts of the Capital Requirements Regulation 3 (CRR3) and the Capital Requirements Directive 6 (CRD6) were published on 19 June 2024. With this new banking package, the final Basel 3 reforms are implemented in the European Union. Fri, 05 Jul 2024 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2024/publication-new-banking-package-crr3crd6/ On June 6th, DNB started the public consultation of the 2024 amendment round of the Deposit Guarantee Scheme (DGS) Policy Rules for banks. Parties are requested to submit responses to the consultation to DNB by 19 July at the latest. Mon, 10 Jun 2024 12:43:29 GMT https://www.dnb.nl/en/sector-news/dutch-deposit-guarantee-2024/start-consultation-amendments-dgs-policy-rules-2024/ This week, the European Supervisory Authorities (EBA, EIOPA and ESMA – ESAs) have published their final reports on greenwashing in the financial sector. Fri, 07 Jun 2024 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2024/european-supervisory-authorities-publish-reports-on-greenwashing-in-the-financial-sector/ On 31 May 2023, DNB announced an increase of the countercyclical capital buffer (CCyB) to 2%. Banks with loans outstanding in the Netherlands must comply with this requirement by 31 May 2024. Since the previous CCyB announcement, the risk environment has not changed materially. Tue, 28 May 2024 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2024/dnb-maintains-countercyclical-capital-buffer-at-2-may-2024/ On Tuesday 28th May from 3:00-4:45 PM CET DNB will organize an online information session about fit and proper assessments. Mon, 22 Apr 2024 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2024/information-session-about-fit-and-proper-assessments-dnb/ De Nederlandsche Bank (DNB) is looking forward to hosting its annual seminar on the deposit guarantee scheme (DGS) with the theme “Navigating New Horizons: Exploring the Future of the Dutch Deposit Guarantee”. The seminar will be held on Wednesday 5 June 2024. Thu, 11 Apr 2024 12:00:00 GMT https://www.dnb.nl/en/sector-news/dutch-deposit-guarantee-2024/deposit-guarantee-scheme-dgs-seminar-navigating-new-horizons-exploring-the-future-of-the-dutch-deposit-guarantee/ The rapid development of artificial intelligence (AI) poses challenges for the supervisory work of the AFM and DNB. The supervisory authorities have published a report with criteria and areas of attention for shaping the supervision of AI. Tue, 09 Apr 2024 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2024/afm-and-dnb-publish-report-on-the-impact-of-ai-on-the-financial-sector-and-supervision/ How does one bring the professional oath to life in daily practice? Representatives from the financial sector and the supervisory authorities tackled this question at the DNB seminar on the professional oath in late 2022. Wed, 03 Apr 2024 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2024/the-professional-oath-in-daily-practice/ On 31 May 2023, we announced an increase in the countercyclical capital buffer (CCyB) to 2%. Banks with loans outstanding in the Netherlands must comply with this requirement by 31 May 2024. Mon, 25 Mar 2024 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2024/dnb-maintains-countercyclical-capital-buffer-at-2/ Financial institutions may benefit from climate action plans as they contribute to the management of climate-related risks and the building of a future-proof business model. Achieving this and avoiding reputational risks requires the actual implementation of the plans. Fri, 08 Mar 2024 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2024/how-do-climate-action-plans-contribute-to-the-long-term-health-of-financial-institutions/ In view of our continued support for a deeper and more integrated European Capital Markets Union (CMU), De Nederlandsche Bank (DNB) and the Dutch Authority for the Financial Markets (AFM) present next steps to shape the right policies and create a competitive European capital market. Fri, 16 Feb 2024 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2024/dnb-and-afm-recommendations-for-a-strong-european-capital-markets-union/ The Single Resolution Board (SRB) has launched its new strategy, SRM Vision 2028. Wed, 14 Feb 2024 12:00:00 GMT https://www.dnb.nl/en/sector-news/resolution-2024/single-resolution-board-launches-new-strategy/ Effective 1 March 2024, Aerdt Houben will be our new Director of the European Banks Supervision Division, while Pieter Reinier Maat succeeds him as Director of the Financial Markets Division. Lex van 't Spijker succeeds Pieter Reinier as Director of the National Institutions Supervision Division. Mon, 05 Feb 2024 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2024/dnb-appoints-new-divisional-directors/ De Nederlandsche Bank (DNB) published a factsheet that provides insight into the operation and progress of the deposit guarantee scheme (DGS) payout for Amsterdam Trade Bank (ATB) in 2022. DNB is together with the deposit guarantee fund (DGF) responsible for the Dutch Deposit Guarantee. Tue, 30 Jan 2024 12:00:00 GMT https://www.dnb.nl/en/sector-news/dutch-deposit-guarantee-2024/dnb-publishes-report-on-the-dgs-payout-process-for-amsterdam-trade-bank/ On 31 May 2023, we announced an increase in the countercyclical capital buffer (CCyB) to 2%. Accordingly, banks with loans outstanding in the Netherlands must comply with this requirement by 31 May 2024. Thu, 21 Dec 2023 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2023/dnb-maintains-countercyclical-capital-buffer-at-2-december-2023/ DNB has published a new version of the Assessment framework for supervision of compliance with requirements of Single Customer View Policy Rule. This revised version of the assessment framework sets the standards for 2024 and beyond Wed, 20 Dec 2023 12:00:00 GMT https://www.dnb.nl/en/sector-news/dutch-deposit-guarantee-2023/publication-new-version-assessment-framework-for-supervision-of-compliance-with-requirements-of-single-customer-view-policy-rule/ The European Banking Authority (EBA) has performed an evaluation of the coverage level of € 100.000 by the Deposit Guarantee Scheme (DGS). DNB is, together with the Deposit Guarantee Fund responsible for the Dutch Deposit Guarantee. Tue, 19 Dec 2023 12:00:00 GMT https://www.dnb.nl/en/sector-news/dutch-deposit-guarantee-2023/eba-report-on-deposit-guarantee-coverage/ Thijs van Woerden, Director of the European Banks Supervision Division (EUBA), has today been appointed Director General Horizontal Line Supervision at the European Central Bank (ECB). He will start his new position in early 2024. Tue, 12 Dec 2023 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2023/european-banks-supervision-division-director-thijs-van-woerden-appointed-at-the-ecb/ In the area of Interest Rate Risk in the Banking Book (IRRBB) newly introduced reporting schemes for significant institutions (and a few less significant institutions) will be added to the existing reporting. Mon, 13 Nov 2023 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2023/changes-in-irrbb-reporting-banks/ Supervisory authority De Nederlandsche Bank (DNB) is submitting a new anti-money laundering approach to financial institutions and other stakeholders as part of a public consultation. In a policy document presented today [...] Wed, 18 Oct 2023 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2023/dnb-submits-new-anti-money-laundering-approach-to-financial-sector/ On 31 May 2023, we announced an increase in the countercyclical capital buffer (CCyB) to 2%. Accordingly, banks with loans outstanding in the Netherlands must comply with this requirement by 31 May 2024. Since this announcement the risk environment has not changed substantially. Fri, 29 Sep 2023 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2023/dnb-maintains-countercyclical-capital-buffer-at-2-september-2023/ De Nederlandsche Bank (DNB) is looking forward to hosting its annual seminar on the deposit guarantee scheme (DGS) with the topic “DGS at a crossroads: let’s look ahead”. Thu, 07 Sep 2023 12:00:00 GMT https://www.dnb.nl/en/sector-news/dutch-deposit-guarantee-2023/deposit-guarantee-scheme-dgs-seminar-dgs-at-a-crossroads-let-s-look-ahead/ The European Banking Authority (EBA) and the European Central Bank (ECB) have published the results of the European banking stress tests carried out earlier this year. As the Dutch prudential supervisory authority, Fri, 28 Jul 2023 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2023/stress-tests-show-resilience-of-european-banking-sector/ Based on self-assessments and examinations, we have assessed how effectively banks and payment institutions are managing cyber risk. We observed three areas that currently need additional attention. Thu, 08 Jun 2023 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2023/how-effectively-do-banks-and-payment-institutions-manage-cyber-risk/ DNB is raising the countercyclical capital buffer (CCyB) from 1.0% to 2.0%. The requirement will apply to all banks – both Dutch and foreign – that have loans outstanding in the Netherlands. Wed, 31 May 2023 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2023/dnb-raises-countercyclical-capital-buffer-ccyb-from-1-0-to-2-0/ DNB has conducted a series of examinations to assess financial institutions’ compliance with sanctions regulations and, more specifically, whether their compliance operations are fit for purpose. We are happy to share the results of these investigations. Wed, 31 May 2023 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2023/sanctions-act-examinations-room-for-improvement-but-sector-shows-strong-commitment-to-compliance/ Did you know that you can track the status of your assessment application in My DNB? As of 11 May 2023 you can see the status of your assessment application in My DNB – Supervisory Applications Service. Thu, 11 May 2023 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2023/new-status-of-your-assessment-application-with-dnb/ We hereby inform you that DNB has experienced a delay in implementing the new portal to be used for supervisory surveys. Unfortunately, this affects the date that the integrity supervisory survey for your institution will become available in MijnDNB. Tue, 04 Apr 2023 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2023/integrity-survey-response-deadline-postponed/ On 21 March, an online demo of the new qualitative surveys service will take place at 16:00h. Tue, 14 Mar 2023 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2023/join-us-for-the-online-demo-qualitative-surveys-service/ The Financial Action Task Force (FATF) released two documents, indicating jurisdictions with strategic deficiencies in their anti-money laundering and combating the financing of terrorism (AML/CFT) regimes. Tue, 07 Mar 2023 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2023/fatf-warning-lists-february-2023-update/ De Nederlandsche Bank (DNB) assesses incumbent and prospective policymakers, such as management and supervisory board members, for fitness to fulfil their duties and whether their propriety is beyond doubt. In conducting our assessments, we also take any antecedents into account. Wed, 01 Feb 2023 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2023/continuous-notification-requirement-for-antecedents/ Over a decade of research on behaviour and culture at banks. Much has improved, but executive and supervisory board members can become even more effective by devoting more time and attention to reflection. Mon, 30 Jan 2023 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2023/from-reflex-to-reflection/ Just as in October 2022, DNB keeps the the countercyclical capital buffer (CCyB) unchanged at 1%. Accordingly, banks with loans outstanding in the Netherlands must comply with this requirement by 25 May 2023. We closely monitor the risk picture and stand ready to adjust the buffer requirement if Mon, 19 Dec 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/dnb-maintains-the-countercyclical-capital-buffer-at-1-percent-december-2022/ With the introduction of European supervision on banks, alternative instruments were made available to monitor the risk of banks overexposing in high-risk jurisdictions using deposits covered under the Dutch deposit guarantee scheme (DGS) for funding. Mon, 12 Dec 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/change-in-concentration-risk-supervision-for-exposures-to-high-risk-jurisdictions-and-deposit-funding/ The risk methodology for the Dutch Deposit Guarantee has been amended and laid down in the ministerial regulation. The reason for the change was the evaluation of the risk methodology in 2021. The revised methodology applies from premium date 31 December 2022. Thu, 08 Dec 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/dutch-deposit-guarantee-2022/adoption-revised-risk-methodology-deposit-guarantee/ On the 1st of December, DNB has published the final amendments to the two Policy Rules enabling a timely payout by the Deposit Guarantee Scheme (DGS). These amendments have been put up for public consultation in the fall of 2022 Thu, 01 Dec 2022 12:10:00 GMT https://www.dnb.nl/en/sector-news/dutch-deposit-guarantee-2022/adoption-third-round-of-amendments-to-the-policy-rules-for-the-deposit-guarantee-scheme/ In 2020, DNB modified the composition of the systemic buffer to better align them with the reviewed Capital Requirement Directive (CRD V). The systemic risk buffer (SRB) was abolished, and the buffer for Other Systemically Important Institutions (O-SII buffer) was amended where appropriate. Thu, 01 Dec 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/dnb-confirms-the-o-sii-buffers/ From 14 November, the Digital Supervision Portal (DLT) and Digital Reporting Portal (DLR) services can be found in the new My DNB environment. We have designed the new My DNB environment to make contact with DNB faster, easier and more transparent for institutions and applicants. Mon, 14 Nov 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/new-my-dnb-environment-makes-interaction-with-dnb-easier/ The Financial Action Task Force (FATF) released two documents, indicating jurisdictions with strategic deficiencies in their anti-money laundering and combating the financing of terrorism (AML/CFT) regimes. Wed, 26 Oct 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/fatf-warning-lists-october-2022-update/ We have taken note of the ruling of the Trade and Industry Appeals Tribunal (CBb) in the bunq appeal case. Tue, 18 Oct 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/response-to-tribunal-ruling-in-bunq-case/ On 6 October 2022, the European Union imposed new sanctions against Russia. As this is an extraordinary situation, we are providing a brief explanation in this news release. Below, we discuss the sanctions in force on 7 October 2022 at the time of writing. Thu, 13 Oct 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/sanctions-against-russia-status-7-october-2022/ On 25 May 2022, DNB announced an increase in the countercyclical capital buffer (CCyB) to 1%. DNB now confirms its decision to continue the build-up of the CCyB to 1%. Accordingly, banks with loans outstanding in the Netherlands must to comply with this requirement by 25 May 2023. Mon, 03 Oct 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/dnb-maintains-the-countercyclical-capital-buffer-at-1-percent-september-2022/ Previous DNB policy statements may be read to mean that, in the context of sanctions screening, not all relationships must be screened. This is an incorrect conclusion, and DNB will therefore amend the relevant policy statements shortly. Fri, 16 Sep 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/sanctions-screening/ We would value hearing your views if you have noticed overlap in the information and reporting requests from AFM and DNB. We have made a survey on this subject available to help us identify possible duplication. Thu, 14 Jul 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/please-complete-the-survey-on-overlap-between-the-afm-s-and-dnb-s-information-requests/ Financial institutions often serve many different customers in many different sectors, including customers in sectors with higher inherent integrity risks. The sector in which a customer operates is one of the factors that a financial institution... Tue, 14 Jun 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/further-clarification-of-the-questions-about-sectors-in-the-annual-integrity-risk-survey/ DNB increases the countercyclical capital buffer (CCyB) from 0% to 1%. The requirement will apply to all banks – both Dutch and foreign – that have loans outstanding in the Netherlands. For the Dutch banking sector as a whole, the requirement involves a capital charge of approximately EUR 3.3 bill. Wed, 25 May 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/dnb-increases-countercyclical-capital-buffer-to-1-may-2022/ DNB and the AFM jointly inform you about the state of affairs regarding the European sanctions. This news item only relates to new sanctions and/or changes to existing sanctions regimes concerning the situation in Ukraine. Thu, 14 Apr 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/dnb-afm-sanctions-alert-state-of-affairs-concerning-russia-and-ukraine-14-april-2022/ On 8 April 2022, the European Union imposed new sanctions against Belarus and Russia. As this is an extraordinary situation, we are providing a brief explanation in this news release. Below, we discuss the sanctions in force at the time of posting of this news release. Tue, 12 Apr 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/sanctions-against-russia-status-12-april/ In 2021, De Nederlandsche Bank (DNB) analysed the identification, measurement and management of climate-related and environmental risks by 22 medium-sized and small banks. The study revealed that all banks still have some way to go in this respect. Wed, 06 Apr 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/considerable-room-for-improvement-in-dealing-with-climate-related-and-environmental-risk-in-medium-sized-and-small-dutch-banks/ DNB considers information security and the associated cyber risks to be one of the key strategic risks in financial institutions. Currently Many institutions and security providers warn of an increased cyberthreat to Western vital organisations. Tue, 22 Mar 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/dnb-shares-cybersecurity-observations-in-annual-information-security-monitor-2021/ All sanctions list hits must be reported to DNB, not just freeze transactions/sanctions. In this update, we will further discuss the 15 March 2022 sanctions package. Thu, 17 Mar 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/sanctions-against-russia-update-status-17-march/ The Financial Action Task Force (FATF) released two documents, indicating jurisdictions with strategic deficiencies in their anti-money laundering and combating the financing of terrorism (AML/CFT) regimes. Mon, 14 Mar 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/fatf-warning-lists-march-2022-update/ The Financial Action Task Force (FATF) released two documents, indicating jurisdictions with strategic deficiencies in their anti-money laundering and combating the financing of terrorism (AML/CFT) regimes. Mon, 14 Mar 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/fatf-warning-lists-june-2022-update/ What are the obligations for complying with the Sanctions Act and what should you do if you encounter a hit? Fri, 04 Mar 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/what-does-dnb-expect-institutions-to-do-if-they-encounter-a-hit/ On 28 February and 2 March 2022, the EU imposed new sanctions against Russia. As this is an extraordinary situation, we are providing a brief explanation in this news release. Below, we discuss the sanctions in force on 4 March 2022 at the time of dispatch. Fri, 04 Mar 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/sanctions-against-russia-status-4-march/ On 9 March 2022, the European Union imposed new sanctions against Belarus and Russia. As this is an extraordinary situation, we are providing a brief explanation in this newsletter. Below, we discuss the sanctions in force on 11 March 2022 at the time of dispatch. Fri, 04 Mar 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/sanctions-against-belarus-and-russia-status-11-march/ DNB & the AFM jointly inform you about the state of affairs regarding the European sanctions against Russia. This news item only relates to new sanctions and/or changes to existing sanctions regimes concerning the situation in Ukraine. Sat, 26 Feb 2022 12:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/dnb-afm-sanctions-alert-state-of-affairs-concerning-russia-and-ukraine-26-february-2022/ We are replicating the ECB's decision (link) to let the relief measures for the leverage ratio expire with regard to the less significant credit institutions (LSIs) under our direct supervision. Thu, 10 Feb 2022 15:00:00 GMT https://www.dnb.nl/en/sector-news/supervision-2022/dnb-will-not-extend-temporary-relief-measures-for-banks/ The Financial Action Task Force (FATF) released two documents, indicating jurisdictions with strategic deficiencies in their anti-money laundering and combating the financing of terrorism (AML/CFT) regimes. Wed, 27 Oct 2021 12:00:00 GMT https://www.dnb.nl/en/sector-news/fatf-warning-lists-october-2021-update/ The European Central Bank (ECB) has successfully introduced interaction on Fit and Proper testing with significant institutions and their advisors via a dedicated infrastructure called IMAS Portal. Fri, 10 Sep 2021 12:00:00 GMT https://www.dnb.nl/en/sector-news/new-procedure-types-i-e-passporting-notifications-and-qualifying-holding-procedures-in-the-imas-portal/ DNB has revised the format of the annual Article 23 LCR DR qualitative data request. The new template will be used in the upcoming data request which will be launched in September. Tue, 10 Aug 2021 12:00:00 GMT https://www.dnb.nl/en/sector-news/revised-template-article-23-lcr-dr-qualitative-data-request/ Innovation, technological developments and the emergence of new market participants are radically changing the financial sector. Mon, 02 Aug 2021 12:00:00 GMT https://www.dnb.nl/en/sector-news/innovation-and-regulation-opportunities-and-obstacles/ The countercyclical capital buffer (CCyB) is a macroprudential instrument that aims to protect banks against systemic risks arising from excessive credit growth in a member state. Fri, 26 Mar 2021 12:00:00 GMT https://www.dnb.nl/en/sector-news/dnb-leaves-countercyclical-buffer-unchanged-at-0-march-2021/ Thu, 07 Jan 2021 12:00:00 GMT https://www.dnb.nl/en/sector-news/publication-of-dnb-s-decision-to-amend-regulation-on-sound-remuneration-policy-wft-2017/ Wed, 30 Dec 2020 12:00:00 GMT https://www.dnb.nl/en/sector-news/fatf-warning-lists-december-2020-update/ Fri, 25 Sep 2020 12:00:00 GMT https://www.dnb.nl/en/sector-news/dnb-leaves-countercyclical-buffer-unchanged-at-0-september-2020/ Fri, 19 Jun 2020 12:00:00 GMT https://www.dnb.nl/en/sector-news/dnb-leaves-countercyclical-buffer-unchanged-at-0-june-2020/ Thu, 14 May 2020 12:00:00 GMT https://www.dnb.nl/en/sector-news/corona-information-about-the-notification-of-general-moratoria/ Thu, 16 Apr 2020 12:00:00 GMT https://www.dnb.nl/en/sector-news/dnb-update-on-submission-deadlines-for-supervisory-reporting/ Thu, 09 Apr 2020 12:00:00 GMT https://www.dnb.nl/en/sector-news/fatf-warning-lists-february-2020-update/ Thu, 26 Mar 2020 00:00:00 GMT https://www.dnb.nl/en/sector-news/dnb-leaves-countercyclical-buffer-unchanged-at-0-march-2020/ Thu, 19 Dec 2019 00:00:00 GMT https://www.dnb.nl/en/sector-news/dnb-leaves-countercyclical-buffer-unchanged-at-0-december-2019/ Wed, 27 Nov 2019 12:00:00 GMT https://www.dnb.nl/en/sector-news/dnb-consults-the-sector-on-a-draft-good-practice-on-the-integration-of-climate-related-risk-considerations-into-banks-risk-management/ Tue, 19 Nov 2019 12:00:00 GMT https://www.dnb.nl/en/sector-news/nhg-amends-terms-and-conditions-prudential-treatment-of-nhg-backed-mortgage-loans/ Mon, 28 Oct 2019 12:00:00 GMT https://www.dnb.nl/en/sector-news/fatf-warning-lists-october-2019-update/ Thu, 24 Oct 2019 12:00:00 GMT https://www.dnb.nl/en/sector-news/dnb-leaves-countercyclical-buffer-unchanged-at-0-september-2019-1/ Thu, 24 Oct 2019 12:00:00 GMT https://www.dnb.nl/en/sector-news/dnb-leaves-countercyclical-buffer-unchanged-at-0-september-2019/ Thu, 27 Jun 2019 12:00:00 GMT https://www.dnb.nl/en/sector-news/fatf-warninglists-update-june-2019/