Deposit guarantee scheme
The Dutch Deposit Guarantee is a guarantee scheme for depositors at a Dutch bank. If a bank fails, the Deposit Guarantee protects deposits up to EUR 100,000 per person per bank.
Dutch Deposit Guarantee
The deposit guarantee applies in principle to all account holders and to almost all types of payment and savings accounts. De Nederlandsche Bank (DNB) executes the Dutch Deposit Guarantee on behalf of the Dutch government. If the scheme is activated for a bank that has run into difficulty, we make reimbursements to the account holders. The Deposit Guarantee Fund (DGF), which makes available the funding for the reimbursements, and DNB are together responsible for the deposit guarantee scheme (DGS). All Dutch banks contribute to the Dutch DGF.
Regulations for banks
The implementation of the revised DGS Directive in Dutch law at the end of 2015 brought some significant amendments to the DGS. For example, the DGF was set up and the payout deadline after bank failure will be reduced to 7 working days. To accommodate the new requirements we have developed additional regulations, guidance and information for banks and other professional parties.
Information for consumers
Would you like to know more about the Dutch Deposit Guarantee and protection of the money in your bank accounts? Check out the information on our pages on the Dutch Deposit Guarantee.