Consumers are increasingly paying electronically for in-store purchases. In 3% of stores they have no alternative because the retailer pursues a card-only policy. 27% of retailers use promotional materials to encourage consumers to pay electronically.Read more
Payments: research and development
DNB conducts research on the payment system. For example, we have projects on the development of banknotes.
Banknote research and development
The ECB coordinates and finances research and development projects for the production of banknotes. Many projects are executed by public and private institutions. They do so independently or in cooperation with the ECB, DNB and the other central banks of the Eurosystem.
There are projects in the following areas:
- authenticity features of banknotes
- production processes and technology for banknote handling
- technologies to minimise the ecological footprint of cash and money supply
Many projects are carried out by or in collaboration with public and private institutions. Are you interested in getting on board? Explore the opportunities.
Research on the digital euro
DNB and the Eurosystem are currently exploring the possibilities for a digital euro. Read more about this project.
A wide range of factors contribute to confidence in the payment system, the most important of which is being able to pay safely. High public confidence in the payment system held up well during these turbulent times.Read more
Consumers from vulnerable groups such as senior citizens, disabled people and those with low digital skills experience a decline in the accessibility and availability of payment services. This seems to be related to the fact that banks increasingly digitalise their services and close branches.Read more