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24 April 2015 Supervision Supervision label Q&A

Question:

How should the lapse risk for the basic health insurance be calculated under Solvency II?

Answer:

Under Article 150 of the Solvency II Delegated Regulation health insurers should calculate a capital requirement for the lapse risk of the health insurance business. As the basic health insurance is a compulsory insurance without the possibility of early release, it has a negligible lapse risk.

sector

  • Insurers