Deposit Guarantee Scheme

The Deposit Guarantee Scheme

All banks holding a banking authorisation granted by DNB are covered by the Deposit Guarantee Scheme. A bank is covered by the Scheme if the text on the left is one of the following.

  • Licensed to operate as a bank (Section 2:12(1) of the Financial Supervision Act), or
  • Licensed to operate as a bank, also offering investment services (Section 2:13(1) of the Financial Supervision Act), or
  • Bank affiliated with a central credit institution (Section 3:111 of the Financial Supervision Act).
  • Central credit institution (Section 3:111 of the Financial Supervision Act).

The register lists banks under their name given in the articles of association. A bank’s legal name is the name on the basis of which DNB has granted an authorisation. However, a bank may operate under several different names, which are referred to as trade names. Although you will also find these trade names in the register, they come under the bank’s legally registered name. Balances with a bank that operates under several different trade names are therefore jointly covered by the Scheme once, which means a maximum cover of EUR 100,000 in total.

Not all financial products of supervised banks are covered by the Scheme. In order to be sure that your specific financial products are covered, it is recommended that you contact the bank concerned.

Banks established in the European Union, Norway, Iceland or Liechtenstein, which together comprise the European Economic Area (EEA), and that have a branch office in the Netherlands or conduct internet-based operations are covered by their home country’s guarantee scheme.

Searching the registers


Statutory nameTrade namePlace of residence
ABN AMRO Bank N.V.ABN AMRO Bank N.V., Centrumbank, Verenigde Spaarbank, VSB-Bank, Generale Bank Nederland, Slavenburg’s Bank, Arn. Theod. Solling & Co., Sallandsche Bank, Bankiershuis Mulder Ten Cate, Nederlandse Credietbank, NCB Bank, Mees Pierson, Bank voor Zeeland, Lentjes & Drossaerts, Friesch-Hollandsche Hypotheekbank, Knoppers-Bogaers-de Wit Commissionairs in Effecten en Vermogensbeheer, KBW Wesselius Effectenbank, Escrow Direct, Direct Escrow, Carbon Settlement Services, Carbon Custody Services, ABN AMRO Escrow & Settlement Services, ABN AMRO Escrow & Settlement, ABN AMRO Settlement Services, ABN AMRO Escrow Services, ABN AMRO Escrow, ABN AMRO Carbon Custody Services, ABN AMRO Carbon Settlement Services, MoneYou, ABN AMRO MeesPierson, Fortis, Fortis Bank NederlandAMSTERDAM
ABN AMRO Clearing Bank N.V.ABN AMRO Clearing Bank N.V.AMSTERDAM
ABN AMRO Groenbank B.V.ABN AMRO Groenbank B.V.AMSTERDAM ZUIDOOST
ABN AMRO Hypotheken Groep B.V.ABN AMRO Hypotheken Groep, Direktbank, Direktbank Praktijkvoorziening, Direktbank Woninghypotheken, Direktbank Vastgoed Hypotheken, WoonNexxt Hypotheken, Alkmaar Hypotheken, CombiVoordeel Hypotheken, Combi-Hypotheken, Combi BudgetPlus Hypotheken, MNF Bank, Albank, Albank Hypotheekbank, FloriusAMERSFOORT
Achmea Bank N.V.Centraal Beheer, Woonfonds, FBTO, Avéro AchmeaTILBURG
Adyen N.V.Adyen N.V.AMSTERDAM
Aegon Bank N.V.Spaarbeleg, Knab, AEGON Bank, AEGON.'S-GRAVENHAGE
Amsterdam Trade Bank N.V.AMSTERDAM
Anadolubank Nederland N.V.AMSTERDAM
ASR Bank N.V.UTRECHT