Is my money protected?

If you answer "yes" to both questions, you can be almost certain that your money, or your company's money, is protected up to $25,000 per person or company, per bank, subject to a few exceptions. Please refer to the

If you answer "no" to either of the questions, your money, or your company's money, is most likely not protected under the deposit guarantee. 

1. Is your money, or your company's money, in an account with a bank in Bonaire, Sint Eustatius or Saba that is covered by the deposit guarantee for the Caribbean Netherlands?

The banks covered by the deposit guarantee are listed on the Which banks? page. A bank account is an account such as a payment account, a savings account or a time deposit. 

2. Are you, or is your company, formally registered as the owner of the account(s) in which the money is held?

The $25,000 maximum protection applies per person or company, per bank. This maximum therefore applies to the combined amount for all accounts that you, or your company, has with one bank. In the case of a joint account, the maximum applies per person. 

Sometimes someone holds a bank account on behalf of another person. This is called an escrow account. If such an escrow account meets a number of criteria, the other person’s or company’s account is protected by the deposit guarantee.