Resolution and guarantee schemes
If a bank, insurer or central counterparty fails, De Nederlandsche Bank (DNB) is responsible for winding up the institution in an orderly fashion. This can take place in two ways: in bankruptcy or in resolution. If a bank fails, we will make sure, as the administrator of the Dutch Deposit Guarantee, that account holders get their money back, up to a maximum of €100,000 per person, per bank. The investor compensation scheme protects customers in case something goes seriously wrong with an institution that provides investment services. We are committed to promoting the resolvability of these institutions. This makes it possible to deploy the resolution tools or activate the guarantee schemes when necessary.