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Funds transfers between banks in the EU are effected through De Nederlandsche Bank (DNB) and the other central banks using a dedicated payment system: TARGET2. There is a similar dedicated platform for securities transactions: TARGET2 Securities. TARGET stands for Trans-European Automated Real-Time Gross Settlement Express Transfer. The '2' means 'second generation'. Over 1,700 banks use TARGET2 to carry out euro transactions, for themselves or on behalf of their customers. 

TARGET Instant Payment Settlement, is a service which banks can use to transfer funds instantly for there customers, within seconds, 24 hours a day and 7 days a week (24/7).