All around us, constant innovations help making things better and easier to use. For example, processes for making payments or banking transactions are made simpler and faster every day. Technologies such as online banking, apps and wearables facilitate this. But how do those innovations work? And what about security? And what are cryptos, CBDC and blockchain? Find the answers here.
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Digital payments are on the rise in the euro area, but cash was still the payment instrument used most often at points of sale (POS) in 2024. More than half (52%) of all POS transactions were paid in cash in 2024.
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The volume of financing provided through fintech platforms operated by non-bank parties has almost doubled in two years, according to new global research by DNB and the Financial Stability Board (FSB). In the Netherlands, this type of lending amounted to €2.3 billion by the end of 2023.
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Geopolitical shocks have a significant impact on the solvency of Dutch and European insurers. This has emerged from a stress test published by the European Insurance and Occupational Pensions Authority (EIOPA) on 17 December 2024.
