The money in accounts at foreign banks operating in the Netherlands is protected by the deposit guarantee of the country of origin of that bank.
Reliable financial sector
Taking out health insurance, saving for a home, putting aside money for extra pension income – for all your money matters, you must be able to rely on financial institutions, such as banks and insurers. At De Nederlandsche Bank (DNB) we are working hard to keep the financial sector secure and stable. Financial institutions must hold sufficient capital and comply with the law, and we supervise whether they do so. If they do not, we will take action. If your bank goes bankrupt, we will activate the deposit guarantee scheme. As an account holder, you will get your money back up to a maximum of EUR 100,000.
Interview with Klaas Knot by Martin Arnold of the Financial Times. Published on December 26, 2022.
The Dutch current account balance of €13.9 billion (6% of GDP based on three-year averages) in the third quarter of 2022 was €0.3 billion lower than a year earlier, according to figures from DNB.