Investor compensation scheme – funding and reporting
Financial institutions licensed to provide investment services in the Netherlands participate in the Dutch investor compensation scheme. We ask them for financial contributions and reports on the value of their non-professional customers’ investment value.
Contributions to the fund
Financial institutions licensed to provide investment services in the Netherlands automatically participate in the Dutch investor compensation scheme. A fund has been created for non-bank firms, to which the participating firms contribute. We ask newly licensed firms to pay a €5,000 entry fee to the fund. The fund's current size is €11.3 million. It may be called upon if a participating firm is unable to meet its obligations to investors. Stichting Beleggers Compensatiefonds administers the fund, and we provide support.
Investor compensation scheme submission request
We ask the financial institutions participating in the investor compensation scheme to report annually on the value of the investments of their non-professional customers. This helps us gain insight into covered assets and any trends. The reference date for the 2022 report is 31 December 2021. The report is based on an Excel template and must be submitted through the Digital Reporting Portal (DLR). The template is available for download below. The submission deadline is 25 February 2022.
Investor compensation scheme
The investor compensation scheme protects customers in case something goes seriously wrong with a firm that provides investment services, causing the segregation of its own capital and customers’ assets to break down. The Investor Compensation Scheme should compensate investors for any losses they suffer as a result. Find out how the Investor Compensation Scheme works and what conditions apply.
Relevant laws and regulations
- Financial Supervision Act (Wet op het financieel toezicht – Wft): Section 18.104.22.168.; specifically 3:258 - 3:265
- Decree on Special Prudential Measures, Investor Compensation and Deposit Guarantees under the Wft: specifically Chapter 6 Sections 8 to 17, 24 to 29 and 29a to 29j.
- Directive 97/9/EC of the European Parliament and of the Council pertaining to the ICS of 3 March 1997.