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We need a thriving economy that does not damage the environment. That is not the case now. Take climate change and the loss of biodiversity. That is why we need to take action and make changes. If we want to be successful, we need to work together on a worldwide scale and see how we can meet the costs. The financial sector plays a major role, as do central banks and governments. At De Nederlandsche Bank (DNB) sustainability is high on the agenda. We advise the government and include sustainability in our supervision, our investments and our business operations. And we bring parties together to come up with solutions. Time is running out, because the longer we wait, the greater the uncertainty and the likelihood of economic shocks.