Is my money at a foreign bank protected by the Dutch Deposit Guarantee?
The money in accounts at foreign banks operating in the Netherlands is protected by the deposit guarantee of the country of origin of that bank.
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Is the money in my bank protected?
All banks operating in the Netherlands are protected by deposit guarantee. For most banks in the Netherlands, this is the Dutch Deposit Guarantee.
Dutch banks
Your money in Dutch bank accounts is legally protected by the Dutch Deposit Guarantee.
Check which banks are covered by the Dutch Deposit Guarantee
Many banks operate under a single brand name, but there are also banks with several brand names. Do you hold accounts with several branches of the same bank operating under different brand names? Then the maximum of €100,000 applies to the combined balance of these accounts.
Foreign banks
Banks from other Member States of the European Union participate in their own country’s deposit guarantee. In these cases, too, your money is subject to protection similar to the Dutch Deposit Guarantee. Your bank can tell you which deposit guarantee applies to your money.
Interesting articles
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Dutch people are insufficiently aware of deposit guarantee
The volume of savings at Dutch banks is rapidly increasing. At the same time, only a little over half of all Dutch people know about the protection of this money by the Dutch Deposit Guarantee. General awareness is lower among young people and women.
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95% of guaranteed savings deposits of bankrupt ATB now paid out
One month after the bankruptcy of Amsterdam Trade Bank (ATB), 95% of the guaranteed savings deposits have already been paid to ATB’s duped account holders. About 80% of all customers have applied for compensation.
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DNB activates deposit guarantee scheme for Amsterdam Trade Bank N.V. customers
On 22 April 2022, De Nederlandsche Bank (DNB) decided to activate the Dutch deposit guarantee scheme (DGS) for account holders of Amsterdam Trade Bank N.V. (ATB). DNB administers the Dutch Deposit Guarantee on behalf of the Dutch government.
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