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Is the money in my bank protected?

All banks operating in the Netherlands are protected by deposit guarantee. For most banks in the Netherlands, this is the Dutch Deposit Guarantee.

Dutch banks

Your money in Dutch bank accounts is legally protected by the Dutch Deposit Guarantee.

Check which banks are covered by the Dutch Deposit Guarantee

Many banks operate under a single brand name, but there are also banks with several brand names. Do you hold accounts with several branches of the same bank operating under different brand names? Then the maximum of €100,000 applies to the combined balance of these accounts.

Foreign banks

Banks from other Member States of the European Union participate in their own country’s deposit guarantee. In these cases, too, your money is subject to protection similar to the Dutch Deposit Guarantee. Your bank can tell you which deposit guarantee applies to your money.

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