When a bank fails, we make sure that account holders can quickly regain access to their money. Effective 1 January 2024, this will take no more than seven working days. Back in 2009, it was three months.Read more
Is the money in my bank protected?
All banks operating in the Netherlands are protected by deposit guarantee. For most banks in the Netherlands, this is the Dutch Deposit Guarantee.
Your money in Dutch bank accounts is legally protected by the Dutch Deposit Guarantee.
Check which banks are covered by the Dutch Deposit Guarantee
Many banks operate under a single brand name, but there are also banks with several brand names. Do you hold accounts with several branches of the same bank operating under different brand names? Then the maximum of €100,000 applies to the combined balance of these accounts.
Banks from other Member States of the European Union participate in their own country’s deposit guarantee. In these cases, too, your money is subject to protection similar to the Dutch Deposit Guarantee. Your bank can tell you which deposit guarantee applies to your money.
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The money in accounts at foreign banks operating in the Netherlands is protected by the deposit guarantee of the country of origin of that bank.Read more
The volume of savings at Dutch banks is rapidly increasing. At the same time, only a little over half of all Dutch people know about the protection of this money by the Dutch Deposit Guarantee. General awareness is lower among young people and women.Read more