Dutch deposit guarantee scheme register
Your money in Dutch bank accounts is legally protected by the Dutch deposit guarantee scheme. This register contains the list of Dutch banks and the various trade names under which these banks operate.
What is the Dutch deposit guarantee scheme?
The deposit guarantee scheme protects the money held in Dutch bank accounts. This automatic protection is from 1 cent to EUR 100,000 and applies per person, per bank. Should a bank go bankrupt, DNB will ensure that you get your money back. Read more about the Dutch deposit guarantee scheme.
What can you find in the register?
Under "Statutory name / Trade name”, the register shows the list of Dutch banks protected by the Dutch deposit guarantee scheme and the various trade names they use. Many banks operate under a single name, but there are also banks with several trade names. The maximum amount of EUR 100,000 applies per person, per bank. The money in all your accounts with the different trade name branches of the same bank must therefore be added together. This total amount is protected up to EUR 100,000 per person. Read more about the protection per bank and take a look at the sample calculations .
Foreign banks are not listed in the register
Is your bank not listed in the Dutch deposit guarantee scheme register? Then the money in the accounts you hold with this bank is not protected by the Dutch deposit guarantee scheme. This is because this foreign bank operates in the Netherlands through a branch or direct services. Banks from countries in the European Union, Iceland, Liechtenstein and Norway participate in that country’s own deposit guarantee scheme. In these cases, too, your money is subject to protection similar to the Dutch deposit guarantee scheme. Your bank will have more information about the foreign deposit guarantee scheme in which your bank participates. Read more about the protection of savings held at foreign banks operating in the Netherlands.
How do you search the register?
In the first box you do not have to make a choice. In the second box, type the name of a bank or part of the name, and click ‘Search’. This can be the statutory name or the trade name. Click “Search”. You can also leave this box empty to get the complete list. Clicking a search result will take you to a detail page with more information about the bank.