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The public and the media have raised questions about service provision at Amsterdam Trade Bank (ATB). De Nederlandsche Bank (DNB) is in close consultation with the institution and we expect to be able to provide further information shortly.
ATB is a Dutch bank licensed by DNB that is subject to European and Dutch banking supervision rules and the Dutch deposit guarantee scheme (DGS). This means that account holders are protected up to €100,000 per person.
More information on the deposit guarantee scheme: Dutch Deposit Guarantee
When a bank fails, we make sure that account holders can quickly regain access to their money. Effective 1 January 2024, this will take no more than seven working days. Back in 2009, it was three months.
Read more Customers of bankrupt bank have access to their money even faster
Dutch households are putting more and more money in bank accounts abroad, according to the latest quarterly figures from DNB and the ECB. Countries where savings rates have recently risen are particularly popular among Dutch savers.
Read more Dutch households save more abroad
The money in accounts at foreign banks operating in the Netherlands is protected by the deposit guarantee of the country of origin of that bank.
Read more Is my money at a foreign bank protected by the Dutch Deposit Guarantee?
The volume of savings at Dutch banks is rapidly increasing. At the same time, only a little over half of all Dutch people know about the protection of this money by the Dutch Deposit Guarantee. General awareness is lower among young people and women.
Read more Dutch people are insufficiently aware of deposit guarantee
