The purpose of this decree is to implement Articles 89 and 90 of the Capital Requirements Directive (CRD IV). Under Article 89 of the CRD IV, banks and investment firms within the meaning of the Investment Firms Directive (IFD) and investment firms under the Capital Requirements Regulation (CRR) must publicly disclose on an annual basis information about their activities, revenues, number of employees, profits or loss and taxes, specified for each of the countries in which they operate. Under Article 90 of the CRD IV, banks and investment firms within the meaning of the IFD and investment firms under the CRR must disclose in their annual report the realised return on assets.
For the sake of clarity, the rules for banks and investment firms have been combined in a single decree. The disclosure requirements apply to all banks and investment firms having their registered office in the Netherlands.
Dutch mortgage funds received €2 billion in new investments from institutional investors such as pension funds and insurers in the first three quarters of 2024, DNB figures show. This is less than in previous years and can be attributed to market interest rates having risen sharply during 2022.
Read more Investor interest in Dutch mortgage funds continues to decline
DNB has reviewed the identification and buffer requirements for systemically important banks and maintains the current requirements.
Read more DNB maintains buffers for systemically important banks
On Tuesday 5th November from 3:00-4:45 PM CET DNB will organize a physical information session about fit and proper assessments.
Read more Information session about fit and proper assessments DNB
On 30 September 2024, DNB published the amendments to the two policy rules for the deposit guarantee scheme (DGS). These amendments were publicly consulted in June 2024.
Read more Adoption of the 2024 amendments to the Policy Rules for the Deposit Guarantee Scheme
