Size and breakdown of the mortgage market
The development of the size and distribution of residential mortgages on the balance sheets of financial institutions in the Netherlands.
Navigate to dashboard about Size and breakdown of the mortgage marketResidential mortgages
The Netherlands leads Europe in terms of residential mortgage loans: about half of all Dutch households have one. Collectively, Dutch households have more than €800 billion in mortgage debt, or nearly 77% of gross domestic product (GDP). The vast majority of this debt is held by Dutch financial institutions.
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© DNB
DNB maintains these data. They show that banks traditionally sell the most mortgages. However, other financial institutions, such as investment funds and insurers, are becoming more and more active in the mortgage lending market.
This dashboard contains various data related to mortgage loans, such as the size and distribution of mortgage loans on the balance sheets of all Dutch financial institutions, bank mortgage lending rates, and developments in banks' credit underwriting standards (Bank Lending Survey).
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Topics residential mortgages
Bank mortgage lending rates
The average interest lending rate on new mortgage loans taken out from banks has been trending down in recent years.
Navigate to dashboard about Bank mortgage lending ratesMortgage supply and demand (Bank Lending Survey)
The trends in demand for residential mortgage loans based on a survey conducted among Dutch banks.
Navigate to dashboard about Mortgage supply and demand (Bank Lending Survey)