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A look at post-retirement income

Analysis
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By and large, households in the Netherlands are able to replace approximately 60% of their previous income with a state pension (AOW) and supplementary retirement income, and 63% if savings are included. Sometimes people deliberately choose to use their private wealth – including depleting home equity – for retirement. In that case, the median percentage is 78%. Expected pension income varies substantially between types of workers and socio-economic groups.

Published: 13 September 2024

By: Cindy Biesenbeek Jim Been Koen Caminada Kees Goudswaard (Universiteit Leiden) Marike Knoef (Tilburg Universiteit)

DNB Analyse - Retirement savings adequacy in the Netherlands

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