What does DNB expect from payment service providers that use dedicated secure business payment authentication procedures and protocols under the exemption from applying strong customer authentication?
Payment service providers can be exempted from applying strong customer authentication pursuant to Article 17 of Commission Delegated Regulation (EU) 2018/389 (RTS SCA CSC). The decision to opt for exemption is at the institution's discretion and subject to specific requirements. The security level of the authentication procedure or protocol the institution wishes to use instead must in any event be equivalent to the level described in Directive (EU) 2015/2366.
Institutions wishing to opt for exemption pursuant to Article 17 must first in advance submit the following information to DNB:
We will assess the effectiveness of the authentication procedure as part of our regular supervision of the institution.
To further support the assessment of the article 17 exemption, the institution is required to submit the attached form. This form serves to further specify the abovementioned bullet points. This form, including all supporting documentation and –information is to be submitted to the regular contact person (supervisor) of the institution at DNB.
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