DNB created a booklet outlining its supervisory approach towards small and medium-sized banks in the Netherlands. It also provides insight into the ‘Supervisory Review and Evaluation Process’ which determines an institution’s capital and liquidity requirements. This so-called micro prudential supervision is an important pillar in the supervision of the financial system.
The brochure also refers to the SSM supervisory methodology, for more insight into the SSM supervisory methodology see: ECB Banking Supervision.
As at 30 June 2024, Dutch households held some €15 billion in bank deposits in other euro area countries, the latest figures from DNB and the European Central Bank (ECB) show. This means foreign savings keep growing.
Read more Dutch households see foreign bank deposits double in two years
DNB is extending the period during which it will take no enforcement action on the boundary between the banking book and the trading book.
Read more DNB extends non-enforcement period with respect to boundary between banking book and trading book
There are two new regulatory developments of relevance to banks regarding their crypto asset exposures. Firstly, the Capital Requirements Regulation 3 (CRR3) includes a transitional regime on banks’ direct crypto asset exposures.
Read more New rules for the crypto exposures of banks
Embedded finance offers customers the convenience of in-app payment options and on-the-spot insurance. This seamless integration of financial services, available exactly when and where they are needed, makes life simpler. But this innovation also entails new risks.
Read more Embedded finance: striking a balance between convenience and risk in the digital economy
