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Card payments

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This dashboard shows the value of payments made using Dutch debit and credit cards, broken down by country and sector.  

The data shows the 10 largest countries by value of card payments, covering the European Economic Area (EEA), the United Kingdom and the United States. For point-of-sale payments, the country is determined by the location of the physical payment terminal. For online purchases, it is determined by the merchant’s registered address. 

Sectors 

The sectors are made up of firms engaged in similar economic activities. A sector may therefore consist of several types of firms offering similar products or services.  

Card payments are categorised into the following six sectors: 

  • Retail: the sale of various physical and digital goods. 

  • Food: this sector includes, among others, supermarkets, bakeries and specialist food shops. 

  • Hospitality sector: hotels, restaurants, cafés and other providers of food and drink for immediate consumption. 

  • Services: personal and business services, including consultancy, repairs and maintenance, leisure, culture and sport, and rental services. 

  • Fuel & charging: attended and unattended petrol stations, as well as electric charging stations. 

  • Transport: the transport of people and goods, such as public transport, airlines and delivery services. 

Factors affecting spending 

Spending may vary from quarter to quarter by country and sector. The factors that affect spending include: 

  • Country location: it may be worth doing your shopping or filling up with petrol in neighbouring countries. 

  • Holiday periods: people traditionally choose a different destination for winter sports than they do for the summer holidays. 

  • Registered addresses of Big Tech firms: large corporations may have a significant share in sales of certain online services. 

More data

More information and data for all available countries can be found in:

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