This dashboard shows the volume and trends of Dutch households' savings at banks in the Netherlands. These are savings with an agreed maturity (savings deposits) and deposits redeemable at notice (such as internet savings accounts). The dashboard also shows withdrawals and deposits, as well as interest credited over the years.
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The deposits redeemable at notice category includes deposits without any agreed maturity which can be withdrawn subject to prior notice at no substantial cost. One example is internet savings accounts, which a customer can generally only access after transferring an amount to a payment account.
Deposits with an agreed maturity are deposits that cannot be converted into ready cash before an agreed term expires, or only upon payment of a penalty.
Dutch households' savings consist of deposits redeemable at notice and deposits with an agreed maturity. In addition to savings, Dutch households have balances in overnight deposits (payment accounts). Overnight deposits are deposits which are convertible into cash or can be accessed by credit transfer or debit card without significant delay, restriction or penalty.
The charts below show credited interest and the bank interest paid on savings (deposits with an agreed maturity and deposits redeemable at notice). These are the average annual interest rates on outstanding amounts (no new business).
The ECB'S website allows comparison between the average interest rates paid on all bank deposits (including deposits with an agreed maturity and deposits redeemable at notice) in other European countries.
The present dashboard shows the statistics we publish on Dutch savings. View more data in the tables:
More information
Consult the full list of savings data and our latest news items on savings.
11 July 2025
News item supervision
To assist service providers in Aruba, the BES islands, Curaçao, and Sint Maarten in complying with legal requirements, the Kingdom Supervisors AFM, CBA, CBCS, and DNB have developed a Good Practice.
Read more Good Practices politically exposed persons
04 July 2025
News
New figures from DNB show that the Dutch used their debit or credit cards to pay for €198 billion worth of products and services in 2024. This represents a 15% increase from 2022. Although point-of-sale card payments still far outnumber them, online card payments in particular are on the rise.
Read more Card payments further up, especially online
30 June 2025
News item supervision
On 31 May 2023, DNB announced an increase of the countercyclical capital buffer (CCyB) to 2%. Banks with loans outstanding in the Netherlands must comply with this requirement since 31 May 2024.
Read more DNB maintains Countercyclical Capital Buffer at 2% – June 2025
24 June 2025
News
In the first quarter, the current account balance was 9,9% of GDP, almost the same as last year. Despite rising geopolitical tensions, imports and exports of goods and services increased.
Read more Current account balance remains high