This dashboard shows the volume and trends of Dutch households' savings at banks in the Netherlands. These are savings with an agreed maturity (savings deposits) and deposits redeemable at notice (such as internet savings accounts). The dashboard also shows withdrawals and deposits, as well as interest credited over the years.
The deposits redeemable at notice category includes deposits without any agreed maturity which can be withdrawn subject to prior notice at no substantial cost. One example is internet savings accounts, which a customer can generally only access after transferring an amount to a payment account.
Deposits with an agreed maturity are deposits that cannot be converted into ready cash before an agreed term expires, or only upon payment of a penalty.
Dutch households' savings consist of deposits redeemable at notice and deposits with an agreed maturity. In addition to savings, Dutch households have balances in overnight deposits (payment accounts). Overnight deposits are deposits which are convertible into cash or can be accessed by credit transfer or debit card without significant delay, restriction or penalty.
The charts below show credited interest and the bank interest paid on savings (deposits with an agreed maturity and deposits redeemable at notice). These are the average annual interest rates on outstanding amounts (no new business).
The ECB'S website allows comparison between the average interest rates paid on all bank deposits (including deposits with an agreed maturity and deposits redeemable at notice) in other European countries.
The present dashboard shows the statistics we publish on Dutch savings. View more data in the tables:
More information
Consult the full list of savings data and our latest news items on savings.
Dutch households are putting more and more money in bank accounts abroad, according to the latest quarterly figures from DNB and the ECB. Countries where savings rates have recently risen are particularly popular among Dutch savers.
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In the area of Interest Rate Risk in the Banking Book (IRRBB) newly introduced reporting schemes for significant institutions (and a few less significant institutions) will be added to the existing reporting.
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Supervisory authority De Nederlandsche Bank (DNB) is submitting a new anti-money laundering approach to financial institutions and other stakeholders as part of a public consultation. In a policy document presented today [...]
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In his introductory remarks at the Fifth Macroprudential Policy and Research Conference at the ECB in Frankfurt Klaas Knot discussed some of the challenges in using macro-prudential tools.
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