This dashboard shows the volume and trends of Dutch households' savings at banks in the Netherlands. These are savings with an agreed maturity (savings deposits) and deposits redeemable at notice (such as internet savings accounts). The dashboard also shows withdrawals and deposits, as well as interest credited over the years.
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The deposits redeemable at notice category includes deposits without any agreed maturity which can be withdrawn subject to prior notice at no substantial cost. One example is internet savings accounts, which a customer can generally only access after transferring an amount to a payment account.
Deposits with an agreed maturity are deposits that cannot be converted into ready cash before an agreed term expires, or only upon payment of a penalty.
Dutch households' savings consist of deposits redeemable at notice and deposits with an agreed maturity. In addition to savings, Dutch households have balances in overnight deposits (payment accounts). Overnight deposits are deposits which are convertible into cash or can be accessed by credit transfer or debit card without significant delay, restriction or penalty.
The charts below show credited interest and the bank interest paid on savings (deposits with an agreed maturity and deposits redeemable at notice). These are the average annual interest rates on outstanding amounts (no new business).
The ECB'S website allows comparison between the average interest rates paid on all bank deposits (including deposits with an agreed maturity and deposits redeemable at notice) in other European countries.
The present dashboard shows the statistics we publish on Dutch savings. View more data in the tables:
More information
Consult the full list of savings data and our latest news items on savings.
19 June 2025
News
Dutch people are still strongly attached to cash as a payment option. This is according to a survey commissioned by De Nederlandsche Bank. An overwhelming majority of respondents (92%) say that being able to pay with cash is socially important.
Read more The Dutch support cash regardless of whether they use it
06 June 2025
Press release
The Dutch economy is set to grow by 1.1% in 2025. Uncertainty and trade tensions will continue to mute economic growth at around 1% a year for the following two years. This is according to the Spring Projections as published by De Nederlandsche Bank (DNB) on Friday.
Read more Uncertainty and trade tensions weigh on economic growth
27 May 2025
News
Recent years have seen Dutch banks lend more to domestic businesses, following a period in which growth in corporate lending lagged behind the euro area average. This is according to new figures from DNB which are discussed in the Dutch economists’ journal ESB today.
Read more Dutch corporate bank lending picks up
22 May 2025
News
Based on a broader definition of investment income, the average Dutch current account surplus for the period 2021-2023 falls from 8.8% to 7.5%. This has emerged from an analysis conducted by DNB. The broader definition is in line with a recent International Monetary Fund (IMF) recommendation.
Read more Broader definition of income leads to lower current account surplus