Jaap A. Bikker

Short bio

As of August 2018, Jacob Bikker is affiliated to the Research department of the Economics and Research division. He is also emeritus professor of Banking and Financial Regulation at the Utrecht University School of Economics.

Education

1982 - Ph.D. Economics, Free University, Amsterdam; dissertation: Supply-Demand Models for Systems of Geographically Dispersed Markets, with Applications to International Trade Flows and Hospital Admissions in the North of the Netherlands
1977 - M.Sc. Econometrics, Free University, Amsterdam

Research interests  

• Banking, Insurance & Pensions
• Competition on financial markets
• Efficiency of financial institutions
• Gravity models
• Procyclicality & regulation
• Risk management

Working papers

See my Repec page.

Publications in refereed journals

Bikker, J.A. and J.G.J. Bekooij (2023), Market forces in healthcare insurance: the impact of healthcare reform on regulated competition revisited, International Journal of Finance and Economics, forthcoming.

Koetsier, I. and J. A. Bikker (2023), Herd behaviour of pension funds by asset class, International Journal of Economics and Finance, 15(2). Download 

Okolelova, I. and J. A. Bikker (2022), The Single Supervisory Mechanism: competitive implications for the banking sectors in the euro area, International Journal of Finance and Economics 27(2), 1818-1835. Download

Bikker, J.A. and J.J. Meringa (2022), Have scale effects on cost margins of pension fund investment portfolios disappeared? Applied Economics 54(39), 4501-4518. Download

Koetsier, I. and J.A. Bikker (2022), Herd behaviour of pension funds in sovereign bond investments, Journal of Pension Economics and Finance 21(4), 475-501. Download

Gerritsen, D.F. and J.A. Bikker (2020), Bank switching and interest rates: Examining annual transfers between savings accounts, Journal of Financial Services Research 57(1), 29-49. Download 

van Bezooijen, E.F.S. and J.A. Bikker (2019), Financial structure and macroeconomic volatility: a panel data analysis, International Journal of Economics and Finance 11(12). Download

Alserda, G.A.G., J.A. Bikker and F.S.G. Van Der Lecq (2018), X-efficiency and economies of scale in pension fund administration and investment, Applied Economics 50 (48), 5164-5188. Download

Bikker, J.A. and D.F. Gerritsen (2018), Determinants of interest rates on time deposits and savings accounts: macro factors, bank risk, and account features, International Review of Finance 18, 169-216. Download

Bikker, J.A. and T.M. Vervliet (2018), Bank profitability and risk-taking under low interest rates, International Journal of Finance and Economics 23, 3-18. Download

Bikker, J.A. (2017), Is there an optimal pension fund size? A scale-economy analysis of administrative costs, Journal of Risk and Insurance 84 (2), 739-770. Download

Bikker, J.A. (2017), Competition and scale economy effects of the Dutch 2006 health care insurance reform, Geneva Papers on Risk and Insurance - Issues and Practice 42, 53–78. Download

Bikker, J.A. and D. van der Linde (2016), Scale economies in local public administration, Local government Studies 42(3), 441-463. Download

>Bikker, J.A. (2016), Performance of the life insurance industry under pressure: efficiency, competition and consolidation, Risk Management & Insurance Review 19, 73-104. Download working paper

Bikker, J.A., T. Knaap and W. Romp (2014), Measuring and explaining implicit risk sharing in defined benefit pension funds>, Applied Economics 46, 1996-2009. Download

Gorter, J.K. and J.A Bikker (2013), Investment risk-taking of institutional investors, Applied Economics 45, 4629-4640.Download

Ferwerda, J., M. Kattenberg, H.-H. Chang, B. Unger, L. Groot and J.A. Bikker (2013), Gravity models of trade-based money laundering, Applied Economics 45, 3170-3182. Download

van Leuvensteijn, M., C. Kok-Sørensen, J.A. Bikker and A.A.R.J.M. van Rixtel (2013), Impact of bank competition on the interest rate pass-through in the euro area, Applied Economics 45, 1359-1380. Download

Spierdijk, L. and J.A. Bikker (2012), Mean reversion in stock prices: implications for long-term investors, Journal of Investment Strategies 2, 1-12. Download working paper

de Dreu, J. and J.A. Bikker (2012), Investment risk-taking of institutional investors, Journal of Banking & Finance 36, 2145–2156. Download

Bikker, J.A., S. Shaffer and L. Spierdijk (2012), Assessing competition with the Panzar-Rosse model: the role of scale, costs, and equilibrium, Review of Economics and Statistics 94, 1025–1044.Download

Bikker, J.A., D. Broeders, D. Hollanders and E. Ponds (2012), Pension funds’ asset allocation and participant age: a test of the life-cycle model, Journal of Risk and Insurance 79, 595-618.Download

Bikker, J.A., O.W. Steenbeek and F. Torracchi (2012), The impact of scale, complexity, and service quality on the administrative costs of pension funds: A cross-country comparison, Journal of Risk and Insurance 79, 477-514. Download

Spierdijk, L., J.A. Bikker and P. van den Hoek (2012), Mean reversion in international stock markets: an empirical analysis of the 20th century, Journal of International Money and Finance 31, 228-249. Download

Bikker, J.A. and J. Gorter (2011), Restructuring of the Dutch nonlife insurance industry: Consolidation, organizational form, and focus, Journal of Risk and Insurance 78, 163-184. Download

Bikker, J.A. (2010), Measuring performance of banks: an assessment, Journal of Applied Business and Economics 11(4). Download

van Leuvensteijn, M., J.A. Bikker, A.A.R.J.M. van Rixtel and J.A.C. Kok Sørensen (2010), A new approach to measuring competition in the loan markets of the euro area, Applied Economics 43, 3155-3167.Download

Bikker, J.A. and L. Spierdijk (2010), Measuring and explaining competition in the financial sector, Journal of Applied Business and Economics 11(1), 11-42. Download

Bikker, J.A., D. Broeders and J. de Dreu (2010), Stock market performance and pension fund investment policy: Rebalancing, free float, or market timing?, International Journal of Central Banking 6(2), 53-79. Download

Bikker, J.A., L. Spierdijk and P.J. van der Sluis (2010), What factors increase the risk of incurring high market impact costs?, Applied Economics 42, 369–387. Download

Bikker, J.A. and J. de Dreu (2009), Operating costs of pension funds: the impact of scale, governance and plan design, Journal of Pension Economics and Finance 8, 63-89. Download

Bikker, J.A. and M. van Leuvensteijn (2008), Competition and efficiency in the Dutch life insurance industry, Applied Economics 40, 2063–2084. Download

Bikker, J.A., L. Spierdijk, R.P.M.M. Hoevenaars and P.J. van der Sluis (2008), Forecasting market impact costs and identifying expensive trades, Journal of Forecasting 27, 21-39. Download

Bikker, J.A. and P.J.G. Vlaar (2007), Conditional indexation in defined benefit pension plans in the Netherlands, Geneva Papers on Risk and Insurance – Issues and Practice 32, 494-515. Download manuscript

Bikker, J.A. and P.A.J. Metzemakers (2007), Is bank capital pro-cyclical? A cross-country analysis, Kredit und Kapital 40, 225-264. Download manuscript

Bikker, J.A., L. Spierdijk and P.J. van der Sluis (2007), Market impact costs of institutional equity trades, Journal of International Money and Finance 26, 974-1000. Download 

Bikker, J.A. and J.W.B. Bos (2005), Competition and efficiency in banking: international comparisons, Economic & Financial Modelling 12, 103-148. Download manuscript  

Bikker, J.A. and P.A.J. Metzemakers (2005), Bank provisioning behaviour and procyclicality, Journal of International Financial Markets, Institutions & Money 15, 141-157. Download

Bikker, J.A. and J.W.B. Bos (2005), Trends in competition and profitability of the banking industry: a basic framework, Suerf Series 2005/2, 88 pages. Download manuscript

Bikker, J.A. (2003), Testing for imperfect competition on the EU deposit and loan markets with Bresnahan’s market power model, Kredit und Kapital 36, 167-212.

Bikker, J.A. (2002), Cross-sector diversification in financial conglomerates: simulations with a fair-value assets and liabilities model, Banca Nazionale  del Lavoro Quarterly Review 55, 363-389.

Bikker, J.A. and K. Haaf (2002), Competition, concentration and their relationship: an empirical analysis of the banking industry, Journal of Banking & Finance 26, 2191-2214. Download

Bikker, J.A. (2002), Efficiency and cost differences across countries in a unified European banking market, Kredit und Kapital 35, 344-380.

Bikker, J.A. and H. Hu (2002), Cyclical patterns in profits, provisions and lending of banks and procyclicality of the new Basel capital requirements, Banca Nazionale del Lavoro Quarterly Review 55, 143-175.

Bikker, J.A. and K. Haaf (2002), Measures of competition and concentration in the banking industry: a review of the literature, Economic & Financial Modelling 9, 53-98. Download manuscript

Bikker, J.A. (2001), Efficiency in the European banking industry: an exploratory analysis to rank countries, Cahiers Economiques de Bruxelles 172, 3-28.

Bikker, J.A. and J.M. Groeneveld (2000), Competition and concentration in the EU banking industry, Kredit und Kapital 33, 62-98.

Bikker, J.A. (1999), Macro-economic forecasting for the major four EU countries: a two-step Bayesian VAR approach, Cahiers Economiques de Bruxelles 162, 203-231.

Bikker, J.A. and N.O. Kennedy (1999), Composite leading indicators of underlying inflation for seven EU countries, Journal of Forecasting 18, 225-258.

Bikker, J.A. (1998), Monetary transmission in five EU countries: a vector co-integration analysis, Economic & Financial Computing 8, 103-146.

Bikker, J.A. (1998), Inflation forecasting for EU-7 and EU-14 aggregates with Bayesian VAR models, Journal of Forecasting 17, 147-165

Bikker, J.A., M.G.L. Carolina and W.H. Daal (1996), The MONEDA-92 model of the Netherlands Antilles : model building when few data are available, Social and Economic Studies 45, 27-77.

Bikker, J.A. (1996), National savings, the current account & aging population: a pension fund model, Economic & Financial Modelling 3, 3-20.

Berk J.M. and J.A. Bikker (1995), International interdependence of business cycles in manufacturing industry: the use of leading indicators for analyses and forecasting, Journal of Forecasting 14, 1-23.

Bikker, J.A. and P.J.A. van Els (1993), Dynamic portfolio models with restrictions on long-term coefficients: an application to households and the banking sector in the Netherlands, De Economist 141, nr 4, 515-542.

Bikker, J.A., P.J.A. van Els and M.E. Hemerijck (1993), Rational expectation variables in macro-economic models: empirical evidence for the Netherlands and other countries, Economic Modelling 10, 301-314.

Bikker, J.A. (1993), Interdependence between Germany and the Netherlands : forecasting with VAR models, De Economist 141, 43-69.

Bikker, J.A. (1992), Internal and external trade liberalization in the EEC: an econometric analysis of international trade flows, Economie Appliquée 44, 91-119.

Bikker, J.A. and A.F. de Vos (1992), An international trade flow model with zero observations: an extension of the Tobit model, Cahiers Economiques de Bruxelles 135, 379-404.

Bikker, J.A. and A.F. de Vos (1992), A regional supply and demand model for inpatient hospital care, Environment and Planning A 24, 1097-1116.

Bikker, J.A. (1987), An international trade flow model with substitution: an extension of the gravity model, Kyklos 40, 315-337.

Bikker, J.A., W.C. Boeschoten and M.M.G. Fase (1986), Diagnostic checking of macro-economic models: a specification analysis of MORKMON, De Economist 134, 301-350.

Merkies, A.H.Q.M. and J.A. Bikker (1981), The aggregation of lag patterns with an application in the construction industry, European Economic Review 15, 385-405.

Books and publications in books

Bikker, J.A. (ed.), 2022, Pension fund economics and finance: efficiency, investments and risk-taking (in Chinese language), Routledge/Shanghai University of Finance & Economics Press.

Bikker, J.A., 2018, Pension fund economics and finance: efficiency, investments and risk-taking, Routledge.

Bikker, J.A., L. Spierdijk, 2017, Handbook of Competition in Banking and Finance, Edward Elgar.

Bikker, J.A., M. van Leuvensteijn, 2014, Measuring Competition in the Financial Industry: The Performance-Conduct-Structure Indicator, Routledge, Londen & New York.

Bikker, J.A., 2010, An extended gravity model with substitution applied to international trade, in: Brakman, S., and P.A.G. van Bergeijk (eds), The Gravity Model in International Trade: Advances and Applications, Cambridge University Press Press, 135-162. Download working paper version

Bikker, J.A., 2009, Sizing up performance measures of the financial services sector, in : J.-P. Schoder, E. Gnan, F. Lierman and M. Balling (eds), Proceedings on the Suerf Conference 'Productivity in the Financial Services Sector', 11-12 November, 2008, Luxembourg. Download manuscript

Bikker, J.A., L. Spierdijk, 2008, Measuring and explaining competition in the financial sector, In: Proceedings on the G-20 meeting on Competition in the Financial Sector (Bali), Bank Indonesia and Banco de México, February 16-17, 2008, 42-81.

Bikker, J.A., J.W.B. Bos, 2008, Bank Performance: A theoretical and empirical framework for the analysis of profitability, competition and efficiency, Routledge. International Studies in Money and Banking, Routledge, Londen & New York, 176 pag.

Bikker, J.A., and J. de Dreu, 2007, Operating costs of pension schemes, in: O. Steenbeek and S.G. van der Lecq (eds.), Costs and Benefits of Collective Pension Systems, Springer Verlag, Berlin, Heidelberg, New York, 51-74.

Bikker, J.A., J.W.B. Bos, 2006, Recent developments in efficiency and performance of European banks, In: P. Heikkinen and K. Korhonen (eds.), Technology-driven efficiencies in financial markets, Bank of Finland, Expository studies A: 110 2006, 47-83.

Knot, K.W., J.A. Bikker, H. van Broekhoven, H. Everts, H. Horsmeier, P. Klaassen, I.P.P. van Lelyveld, R. Monnik, F. Ruijgt, G. Siegelaer, H. Wanders, 2006, Risk measurement within financial conglomerates: best practices by risk type, In: I.P.P. van Lelyveld (ed.), Economic Capital Modelling: Concepts, Measurement and Implementation, Risk, 20-58.

Bikker, J.A., 2004, Competition and efficiency in a unified European banking market, Edward Elgar, 326 pages. 

Bikker, J.A., I.P.P. van Lelyveld, 2003, Economic versus regulatory capital for financial conglomerates, in: T.G. Kuppens, H.M. Prast, A.A.T. Wesseling (eds.), Supervision on a cross-road, Edward Elgar, 169-216 (plus Reply, 222-223).

Other publications

Bikker, J.A., Jeroen J. Meringa, 2021, Schaalvoordelen in operationele kosten van pensioenfondsen, Tijdschrift voor Pensioenvraagstukken, no. 6, 19-24.

Bikker, J.A., Jeroen J.M. Meringa, 2021, Schaalvoordelen in beleggingskosten van pensioenfondsen: desaggregatie naar beleggingscategorieën en kostencomponenten, Het Verzekerings-Archief 98, 1st quarter. Download

Bikker, J.A., J.J. Meringa, 2021, Schaalvoordelen vrijwel verdwenen bij beleggingen door pensioenfondsen, Economisch Statistische Berichten, 21 April. Download

Koetsier, I., J.A. Bikker, 2020, Kuddegedrag van pensioenfondsen per beleggingscategorie, TPEdigitaal 14(2), 48-60. Download

Bikker, J.A., J. Bekooij, 2020, Marktwerking heeft geleid tot meer concurrentie tussen zorgverzekeraars, Economisch Statistische Berichten, 22 January. Download

Bikker, J.A., I. Okolelova, 2019, Meer concurrentie tussen banken sinds SSM toezicht, Economisch Statistische Berichten 104 (4779), 14 November, 546-549. Download

Koetsier, I., J.A. Bikker, 2018, Kuddegedrag van pensioenfondsen bij staatsobligaties, Economisch Statistische Berichten 103(4759), 132-135. Download

Bikker, J.A., T.M. Vervliet, 2018, Bank winstgevendheid en bank risico in de lage rente omgeving, TPEdigitaal 12(1), 1-7. 

Bikker, J.A., G.A.G. Alserda, 2018, Ontwikkeling in efficiëntie en schaalvoordelen van pensioenfondsen over de tijd, Tijdschrift voor Pensioenvraagstukken 2018/5(1), 24-30.

Gerritsen, D.F., J.A. Bikker, M. Brandsen, 2017, Hoogte spaarrente en overstapgedrag, Economisch Statistische Berichten 102(4753), 7 September, 429-431. Download

Bikker, J.A., G. Alserda, S.G. van der Lecq, 2017, Organisatorische efficiëntie en schaaleffecten bij pensioenfondsen, Economisch Statistische Berichten 102(4750), 15 June, 282-284. Download

Bikker, J.A., 2017, Bedrijfskosten van pensioenvoorzieningen: pensioenfondsen versus levensverzekeraars, Tijdschrift voor Pensioenvraagstukken 13(2), 22-27. Download

Bikker, J.A., D. Gerritsen, 2016, Lagere spaarrente bij hogere kredietwaardigheid van bank, Economisch Statistische Berichten 101(4731), 31 March, 248-241 Download

Bikker, J.A., 2015, Efficiëntie en concurrentie op de levensverzekeringsmarkt, Het Verzekerings-Archief, issue 3, 125-130. Download

Bikker, J.A., D. van der Linde, 2015, Schaalvoordelen bij de organisatie van het algemeen lokaal bestuur, Economisch Statistische Berichten 100(4711), 4 June, 344-347. Download

Bikker, J.A., 2013, De kostenefficiëntie van pensioenfondsen, Tijdschift voor Pensioenvraagstukken, September, nr 4, 15-22. Download manuscript

Bikker, J.A., 2013, De optimale schaal van pensioenfondsen, Economisch Statistische Berichten 98(4662), 14 June, 378-381. Download

Bikker, J.A., J. Brinkhoff, A.A.T. Wesseling, 2011, De nieuwe Europese financiële toezichthouders, Onderneming & Financiering 19, nr. 4, 31-46. Download

Gorter, J.K., J.A Bikker, 2011, Beleggingsrisico van pensioenfondsen en verzekeraars, Economisch Statistische Berichten Dossier Pensioenherziening 96(4609S), 20 December, 32-36. Download

Bikker, J.A., L. Spierdijk, 2011, Reactie op: Invloed concurrentie op hypotheekrente, Economisch Statistische Berichten 4621 (28 October), 657. Download

Bikker, J.A., J. Ferwerda, B. Unger, 2011, Witwassen door misbruik internationale handel, Economisch Statistische Berichten 4621 (28 October), 650-652. Download

Bikker, J.A., 2011, Mean reversion in aandelenprijzen en kapitaalmarktrente, Pensioen Bestuur & Management 8, 41-43. Download

Bikker, J.A., O.W. Steenbeek, 2010, Schaaleffecten van pensioenfondsen, Economisch Statistische Berichten 95(4595), 15 October 2010, 630-633. Download

Spierdijk, L., J.A. Bikker, P. van den Hoek, 2010, Herstel aandelenmarkten is niet vanzelfsprekend, Economisch Statistische Berichten 95(4588), 25 June, 390-393. Download

Bikker, J.A, 2010, Variable remuneration in banking: bonus or malus? Ælementair 9 (2), May, 8-12. Download

Bikker, J.A., H. Prins, 2010, Anticyclische kapitaaleisen voor banken, Economisch Statistische Berichten 95(4581), 19 March, 185-188. Download

Bikker, J.A., D. Broeders, D. Hollanders, E. Ponds, 2009, De invloed van leeftijd op het beleggingsbeleid van pensioenfondsen, Economisch Statistische Berichten 94 (4573), 27 November, 710-713. Download

Bikker, J.A., 2009, De invloed van ligging en substitutie op de wereldhandel, Economisch Statistische Berichten 94 (4570), 16 October, 634-636. Download

Bikker, J.A., R.H.J. Mosch, 2009, Banken tussen vrijheid en regelgeving, Jaarboek 2008/2009 van de Koninklijke Vereniging voor de Staatshuishoudkunde, SDU Uitgevers, 127-142, (Reprint of ESB 93(4543S), 19 September 2008, 36-44). Download

Bikker, J.A., 2009, Sparen of uitgeven: een paradox? Ælementair 8(4), 3-6. Download

Bikker, J.A., J. de Dreu, 2009, Geavanceerdheid pensioenfondsen en hun beleggingsbeleid, Economisch Statistische Berichten 94(4564), 422-425. Download

Bikker, J.A., 2009, Een misverstand over kosten van collectieve pensioenvoorzieningen (A misunderstanding about costs of collective pension), Me Judice, jaargang 2, 9 June.

Broeders, D.W.G.A, J. A. Bikker, 2009, Pensioen en inflatie: onlosmakelijk verbonden (Pensions and inflation: inextricably bound up), Tijdschrift voor Pensioen­ vraagstukken nr 1 (February), 18-24.

Bikker, J.A., W. Elsenburg, 2009, De markt faalt: toezicht en overheidsingrijpen (Market failure: supervision and government intervention), in: J.A. Bikker et al., De kredietcrisis voorbij?, Noordhof Uitgevers, Groningen, 49-61.

Bikker, J.A., 2008, Prestatie-indicatoren van banken langs de meetlat (Sizing up bank performance measures), TPEdigitaal 2(4), 125-151 (previously: Tijdschrift voor Politieke Economie),Download

Bikker, J.A., 2008, Meten is weten? Prestatie-indicatoren van financiële instellingen langs de meetlat, Oration, Utrecht Universiteit, 40 pages.

Bikker, J.A., R.H.J. Mosch, 2008, Banken tussen vrijheid en regelgeving (Banks between freedom and regulation), Economisch Statistische Berichten 93(4543S), 19 September, 36-44, Download

Bikker, J.A., J. Gorter, 2008, Efficiëntie van Nederlandse schadeverzekeraars (Efficiency of Dutch non-life insurers), Economisch Statistische Berichten 93(4535), 16 May, 306-308. Download

Naschrift op: Efficiëntie van Nederlandse schadeverzekeraars (Post-script on Efficiency of Dutch property-liability insurers), Economisch Statistische Berichten 93(4542), 5 Sept., 542, Download

Bikker, J.A., L. Spierdijk, 2008, Determinanten van bancaire concurrentie (Determinants of banking competition), Economisch Statistische Berichten 93(4530), 7 March, 148-150. Download

Bikker, J.A., P. Schilp, 2008, Fiscaal begunstigd banksparen (Tax favoured bank saving), Economisch Statistische Berichten 93(4527), 25 January, 58-60. Download

Bikker, J.A., D.W.G.A. Broeders, J. de Dreu, 2008, Het beleggingsbeleid van pensioenfondsen (The investment policy of pension funds), Economisch Statistische Berichten 93(4526), 11 January, 8-10. Download

Bikker, J.A., L. Spierdijk, 2007, De marktmacht van grote banken (The market power of large banks), Economisch-Statistische Berichten 92(4507), 6 April, 212-214.

Bikker, J.A., J. de Dreu, 2006, Uitvoeringskosten van pensioenverstrekkers (Operating costs of pension schemes), in: F. van der Lecq and O. Steenbeek (eds.), Kosten en baten van collectieve pensioensystemen(Costs and Benefits of Collective Pension Systems), Kluwer, 69-96.

Bikker, J.A., J. de Dreu, 2006, Efficiëntie van pensioenfondsen (Efficiency of pension funds), Economisch-Statistische Berichten 91(4494), 22 September, 469-461.

Bikker, J.A., P.J.G. Vlaar, 2005, Indexatiebeleid van pensioenfondsen (Pension funds’ indexation policies), Economisch-Statistische Berichten 90(4472), 7 October, 439-441.

Bikker, J.A., M. van Leuvensteijn, 2005, Concurrentie en efficiëntie van levensverzekeraars (Competition and efficiency of life insurers), Economisch-Statistische Berichten 90(4467), 29 July, 326-329; Reply: J.A Bikker, M. van Leuvensteijn, Levensverzekeringen: toch een aparte markt (Life insurances, still an unusual market), Economisch-Statistische Berichten 90(4469), 26 August, 380-381.

Bikker, J.A., 2005, Wat bepaalt concurrentie tussen banken (What determines competition between banks?), Economisch-Statistische Berichten 90(4459), 6 May, 210-211.

Bikker, J.A., P.A.J. Metzemakers, 2005, Hebben kapitaaleisen procyclische effecten? (Are capital requirements procyclical?), Bank- en Effectenbedrijf 54, January-February, 12-17.

Bikker, J.A., L. Spierdijk, 2004, Invloed institutionele beleggers op beurskoersen (Impact of institutional investors on equity prices), Bank- en Effectenbedrijf 53, June, 12-15.

Bikker, J.A., J.W.B. Bos, 2004, Concurrentie en efficiëntie in het bankwezen (Competition and efficiency in the banking industry), Maandblad voor Accountancy en Bedrijfseconomie, April, 168-176.

Bikker, J.A., P.A.J. Metzemakers, 2004, Kredietvoorzieningen en procycliciteit (Loan loss provisioning and procyclicality), Economisch-Statistische Berichten 89, 20-22.

Bikker, J.A., A.A.T. Wesseling, 2003, Intermediation, intregration and internationalisation: a survey on banking in Europe, DNB Occasional Paper no 3, De Nederlandsche Bank, Amsterdam, 47.  

Bikker, J.A., P.A.J. Metzemakers, 2003, Procycliciteit en Bazel II (Procyclicality and Bazel II), Economisch-Statistische Berichten 88, 396-398.

Bikker, J.A., A.A.T. Wesseling, 2003, Intermediatie, integratie en internationalisering: een overzicht van het Europese bankwezen (Intermediation, intregration and internationalisation: a survey on banking in Europe), Maandschrift Economie 67, 287-314.

Bikker, J.A., I.P.P. van Lelyveld, 2002, Stabiliteit van financiële conglomeraten (Stability of financial conglomerates), Economisch-Statistische Berichten 87, 740-743.

Bikker, J.A., 2002, Spaarloon: ‘de leukste belastingwet ooit’ (Save-as-you-earn: ‘the nicest tax law ever’), Economisch-Statistische Berichten 87, 630-631.

Bikker, J.A., H. Hu, 2002, Conjunctuur in winst, voorzieningen en krediet van banken en procycliciteit van nieuwe Bazelse kapitaaleisen (Cyclical patterns in profits, provisions and lending of banks and procyclicality of the new Basel capital requirements), Maandschrift Economie 66, 146-169.

Bikker, J.A., H.M. Prast , 2001, De depositoverzekering tegen het licht (A close look at the deposit insurance), Economisch-Statistische Berichten 86, 820-822.

Bikker, J.A., A.P. Huijser, 2001, Bazel II: de opmars van interne ratings II (Basel II: the advance of internal ratings II), Bank- en Effectenbedrijf 50, April, 11-14.

Bikker, J.A., A.P. Huijser, 2001, Bazel II: de opmars van interne ratings I (Basel II: the advance of internal ratings I), Bank- en Effectenbedrijf 50, March, 10-13.

Bikker, J.A., A.P. Huijser, 2001, (R)evolutie in het bankentoezicht ((R)evolution in banking supervision), Economisch-Statistische Berichten 86, 152-154.

Bikker, J.A., 2001, De EU opent eindelijk de jacht op zwart spaargeld (The EU starts the hunt for black savings at last), Economisch-Statistische Berichten 86, 52-55.

Bikker, J.A., 2000, Kredietrisicomodellen: een nieuw instrument voor risicobeheer (Credit risk models: a new tool for risk management), Risico & Rendement, October, vol. 28 (G.8.13), 1-25.

Bikker, J.A., 1999, Risicomanagement bij banken en toezicht daarop (Risk management with banks and supervision on it), FSR Forum 1(4), 13-17.

Bikker, J.A. S.G.A. Kaatee, 1999, Is de EU-bronbelasting op rente waterdicht?  (Is the EU tax deducted at source from interest rate income cast-iron?), Weekblad Fiscaal Recht 128, 193-200.

Bikker, J.A., 1999, Beperkte concurrentie in het bankwezen (Limited competition in the banking industry), Economisch-Statistische Berichten 84, 84-87. Reply: Bikker, J.A, Ook globale maatstaf bruikbaar (Rough measure also useful), Economisch-Statistische Berichten 84, 453.

Bikker, J.A., 1998, Toezicht op liquiditeit van banken: nodig of overbodig?  (Supervision on liquidity of banks: necessary or superfluous?), Bank- en Effectenbedrijf 47, 11, 35-39.

Bikker, J.A., 1997, De rol van geld (The role of money), Lemma, Utrecht, 80 pages.

Bikker, J.A., 1997, Modelkeuze via voorspelkwaliteit: een Bayesiaans VAR model voor Nederland (Selection of models by forecast performance:a Bayesian VAR model for the Netherlands), in: Econometrie in beweging (Developments in econometrics), G. van de Laan et al. (eds), Vrije Universiteit (Free University), Amsterdam, 7-21.

Bikker, J.A., 1997, Psychologie van de belegger (The psychology of the securities investor), Economisch-Statistische Berichten 82, 268-269.

Bikker, J.A. (red.), 1996, Over mensen en economische theorie: 44 voorbeelden uit het leven van alledag (About people and economie theory: 44 examples from every-day-life), Lemma, Utrecht, 163 pages.

Bikker, J.A., 1995, Korte-termijnvoorspellers van de groei van BBP en industriële produktie (Short-term predictors of the growth of GDP and manufacturing production), Economisch-Statistische Berichten 80, 1005-1009.

Berk, J.M., J.A. Bikker, 1994, The international business cycle and economic growth: analysis and forecasting with indicators, Quarterly Bulletin no. 1, De Nederlandsche Bank, 17-37.

Bikker, J.A., 1994, Spaarloon: een kunststuk met grote effecten (Save-as-you-earn: a trick with large effects), Economisch-Statistische Berichten 79, 1037-1040.

Bikker, J.A., J.M. Berk, 1994, De voorspelkracht van de DNB-conjunctuurindicatoren (The forecasting performance of the DNB business cycle indicator), Economisch-Statistische Berichten 79, 900-902.

Bikker, J.A., 1994, Demografische onevenwichtigheid, nationale besparingen en lopende rekening (Demographic disequilibrium, national savings and the current account), Maandschrift Economie 58, 28-48.

Bikker, J.A., J.M. Berk 1994, Conjunctuur in het buitenland: indicatoren voor veertien landen (Foreign business cycles: indicators for fourteen countries), Maandschrift Economie 58, 129-149.

Bikker, J.A., 1993, A leading indicator of inflation for the Netherlands, Quarterly Bulletin no. 3, De Nederlandsche Bank, 43-57.

Bikker, J.A., 1993, Nieuwe ontwikkelingen rondom conjunctuurindicatoren (New developments around business cycle indicators), Economisch-Statistische Berichten 78, 829-831

Bikker, J.A., P.J.A. van Els, M.E.J. Schuit, 1993, 25 spoorboekjes voor Nederland: een analyse met het DNB-beleidsmodel MORIKMON II (25 simulation studies for the Netherlands: an analysis with the DNB policy model MORKMON II), Monetaire Monografie 13, NIBE, Amsterdam, 120 pages.

Bikker, J.A., M.E. Hemerijck, 1992, Kosten en baten van milieubeleid op de lange termijn: een verkennende modelexercitie (The costs and gains of environmental policy in the long term: an exploratory model), Maandschrift Economie 56, 405-420.

Bikker, J.A., 1991, Reële rente en sectorale verdeling van inkomen uit vermogen (Real interest rate and the social economic sector distribution of income from wealth), Preadviezen van de Koninklijke Vereniging voor de Staathuishoudkunde 1991 (Advices of the Royal Netherlands Economic Association), Stenfert Kroese, Leiden/ Antwerpen, 145-166.

Bikker, J.A., 1991, Rente- en dividendstromen tussen sectoren (Flows of interest and dividend payments between social economic sectors), Maandschrift Economie 55, 207-225.

Bikker, J.A., L. de Haan, 1990, DNB-conjunctuurindicator: een terugblik op vooruitzien (The DNB business cycle indicator: the art of looking ahead in retrospect), Economisch-Statistische Berichten 75, 1188-1192.

Bikker, J.A., L. de Haan, 1988, Forecasting business cycles: a leading indicator for the Netherlands, DNB-Quarterly Bulletin no. 3, 71-82.

Fase, M.M.G., J.A. Bikker, 1985, De datering van economische fluctuaties: een proeve van een conjunctuurspiegel voor Nederland 1965-1984 (The dating of economic fluctuations: testing a business cycle indicator for the Netherlands), Maandschrift Economie 49, 299-332.

Vos, A.F. de, J.A. Bikker, 1984, Een struktuurmodel voor de klinische gezondheidszorg (A structural model of inpatient hospital care), VU University Press, Amsterdam, 187 pages.

Bikker, J.A., 1982, Vraag-aanbodmodellen voor stelsels van geografisch gespreide markten, toegepast op de internationale handel en op ziekenhuisopnamen in Noord-Nederland (Supply Demand Models for Systems of Geographically Dispersed Markets, with Applications to International Trade Flows and Hospital Admissions in the North of the Netherlands; PhD-thesis), VU University Press, Amsterdam, 421 pages.

Bikker, J.A., 1978, De wet van Newton en de wereldhandel (The law of Newton and world trade), Economisch-Statistische Berichten 63, 581-582.

Referee of

European Economic Review, Journal of Money, Credit and Banking, Journal of Economics and Business, Journal of Banking & Finance, Contemporary Economic Policy, International Review of Economics and Finance, Quarterly Review of Economics and Finance, Journal of International Financial Markets, Institutions & Money, Journal of Development Economies, Kredit und Kapital, Applied Economics, Geneva Papers on Risk and Insurance, The Manchester School, Working Papers of the Banco de España, Emerging Markets Finance and Trade, Economic Change and Restructuring, Applied Financial Economics, Journal of Pension Economics and Finance, Cambridge Journal of Regions, Economy and Society, Journal of Financial Stability, Journal of African Economies, Journal of Economics and International finance, Oxford Economic Papers, Journal of Financial Services Research, Handbook of Insurance, European Journal of Finance, International Finance, The Economics of Transition.

Latest update: January 2023