De Nederlandsche Bank is required to disclose supervisory information in line with article 31 of the Solvency II Directive (2009/138/EU).
The supervisory information contains three sections
The Solvency II Directive has entered into force on 1 January 2016 and imposes requirements on the supervisory approach taken by national supervisory authorities. In this context, DNB applies the EIOPA guidelines on the supervisory review process in its supervisory approach.
Laws and regulations adopted by the Netherlands to implement the provisions of Directive 2015/35/EU, Regulation (EC) No 2009/138, These texts outline the basic legislative and regulatory framework for supervised insurers. See: Regulatory framework
Administrative rules. For the purposes of supervisory disclosure ‘administrative rules’ refers to documents that give guidance to supervised entities on how to satisfy legislative and regulatory requirements See: Supervision of Insurers.
Regulation (EC) No 2009/138, contains a large number of options and national discretions which may be applied on the basis of national circumstances. This section shows how these options and national discretions are exercised in the Netherlands. See table B: Staatsblad 2015, 308 | Overheid.nl > Officiële bekendmakingen
This section displays aggregate statistical data on key aspects of the implementation of the prudential framework in the Netherlands. The disclosures include national statistical data on the insurance sector, credit risk, operational risk, market risk, and supervisory actions and measures. See: Statistics
This section covers the general criteria and methodologies used by de Nederlandsche Bank in the Supervisory Review and Evaluation Process. See: Brochure ATM.
Dutch mortgage funds received €2 billion in new investments from institutional investors such as pension funds and insurers in the first three quarters of 2024, DNB figures show. This is less than in previous years and can be attributed to market interest rates having risen sharply during 2022.
Read more Investor interest in Dutch mortgage funds continues to decline
On Tuesday 5th November from 3:00-4:45 PM CET DNB will organize a physical information session about fit and proper assessments.
Read more Information session about fit and proper assessments DNB
Embedded finance offers customers the convenience of in-app payment options and on-the-spot insurance. This seamless integration of financial services, available exactly when and where they are needed, makes life simpler. But this innovation also entails new risks.
Read more Embedded finance: striking a balance between convenience and risk in the digital economy
Liability-Driven Investment funds (LDI funds) mainly invest in long-term government bonds and long-term interest rate derivatives. The use of these interest rate derivatives exposes LDI funds to liquidity risks in case of large interest rate fluctuations.
Read more Limited liquidity risks in Euro LDI funds
