Following the ECB's recommendation, we apply the ECB Guide on climate-related and environmental risks in our supervision of less significant institutions (LSIs). In doing so, we follow the approach that the ECB applies to the significant institutions (SIs) under its direct supervision.
In early 2021, we asked the Dutch LSIs to complete a self-assessment. The purpose of this self-assessment was for banks to evaluate their own working methods based on the expectations outlined in the Guide and to draw up an action plan. We have evaluated these self-assessments and plans and questioned the banks about them as part of our supervisory dialogue.
The ECB's Guide to climate-related and environmental risks was published on 27 November 2020. It was developed jointly by the ECB and the national competent authorities (including DNB) with the aim of ensuring the consistent application of high supervisory standards across the euro area. The Guide outlines the ECB's recommendations regarding the safe and prudent management of climate-related and environmental risks within the existing prudential framework. The Guide is not binding on institutions, but is intended as a starting point for the supervisory dialogue.
The ECB recommends that the national competent authorities apply the expectations described in the Guide in their supervision of LSIs, taking into account the nature, size and complexity of the activities of the institutions concerned. We follow the ECB recommendation. In April 2020, we published a Good Practices on the integration of climate-related risk considerations into banks’ risk management. Our application of the ECB Guide is complementary to, and in line with, this Good Practices document.
DNB has reviewed the identification and buffer requirements for systemically important banks and maintains the current requirements.
Read more DNB maintains buffers for systemically important banks
On Tuesday 5th November from 3:00-4:45 PM CET DNB will organize a physical information session about fit and proper assessments.
Read more Information session about fit and proper assessments DNB
On 30 September 2024, DNB published the amendments to the two policy rules for the deposit guarantee scheme (DGS). These amendments were publicly consulted in June 2024.
Read more Adoption of the 2024 amendments to the Policy Rules for the Deposit Guarantee Scheme
As at 30 June 2024, Dutch households held some €15 billion in bank deposits in other euro area countries, the latest figures from DNB and the European Central Bank (ECB) show. This means foreign savings keep growing.
Read more Dutch households see foreign bank deposits double in two years
