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How long will it take to consider my application for authorisation?


When applying for authorisation from DNB, you should bear in mind the following processing times. The time between submitting your application and receiving DNB's decision differs for each application.

Published: 18 March 2022

The statutory consideration period for an application to be authorised as an electronic money institution is three months. The consideration period will start when we have received all information that is required to take a decision.

We have learned from experience that the total application processing time tends to be longer than three months. This is because the consideration period does not start until the application is complete. The consideration period may also be suspended if information is missing, or if your application prompts additional questions. We will then ask you to provide us with additional information. The consideration period will resume when we have received all relevant information. If you do not supplement your application on request, or you fail to do so sufficiently, we may decide to cease consideration of your application.


The time we need to handle your application greatly depends on its quality and completeness and the supplementary information that you provide. If for any reason we are unable to come to a decision within the set period, we will inform you accordingly. Generally speaking, the better the quality of your submitted application (in terms of both content and completeness), the faster we can process it.


If you are considering to submit an application, you can contact our Expert Centre on Market Access to announce your application for authorisation, and to enquire after the expected processing time.