Outdated browser

You are using an outdated browser. DNB.nl works best with:

Legislation and regulations governing market access for insurers


Published: 12 July 2023

This page provides an overview of the legislation governing market access for insurers, as well as the accompanying guidance we have prepared.

Financial Supervision Act

Supervision of insurers and market access in the Netherlands is governed by the Financial Supervision Act (Wet op het financieel toezicht – Wft). The Wft stipulates that insurers must have authorisation to operate. The authorisation requirement and the supervision of insurers are based on the European Solvency II Directive (2009/138/EC). DNB is responsible for issuing authorisation and exercising prudential supervision of insurers. The Netherlands Authority for the Financial Markets (AFM) is responsible for supervision of market conduct in the Netherlands.

Discover related articles