In the third edition of ‘Integrity Supervision in Focus’ (ISF), we share the key insights from our integrity supervision. The ISF supports institutions in developing proportional and risk-based approaches to compliance with the Anti-Money Laundering and Terrorist Financing Act (Wet ter voorkoming van witwassen en financieren van terrorisme – Wwft), the Act on the Supervision of Trust Offices 2018 (Wet toezicht trustkantoren 2018 – Wtt) and the Sanctions Act (Sanctiewet – Sw).
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It is in line with our other periodic supervisory publications, such as Supervision in Focus (2025–2026) and Supervisory Strategy (2025–2028). While these publications outline the broader supervisory framework, the ISF provides an up-to-date overview of relevant integrity risks, as well as the latest developments and findings from our supervisory practice.
In this third edition, we focus in particular on sector-wide examinations, including those into sanctions screening, discrimination and how institutions comply with the Wwft in a proportionate manner. In addition, we look at the establishment of the Anti-Money Laundering Authority (AMLA), which is expected to play a key role in boosting the European fight against money laundering and terrorist financing.
We also discuss sector-wide supervisory developments, such as the growing use of AI in the financial sector, and take a closer look at the key risks and challenges in each sector.
Integrity Supervision in Focus (ISF) 2026
07 September 2026
Enforcement measures
On 22 June 2026, De Nederlandsche Bank (DNB) imposed an administrative fine of €59,770 on investment firm GMG Europe B.V. (GMG) for repeatedly failing to maintain sufficient own funds.
Read more Fine imposed on GMG Europe B.V. for repeated capital shortfalls
07 September 2026
News item supervision
Dutch small and medium-sized banks (Less Significant Institutions, LSIs) can withstand a severe economic downturn. This is shown by De Nederlandsche Bank's (DNB) annual stress test conducted in 2026.
Read more Results of DNB’s LSI Supervisory Stress Test
19 August 2026
Enforcement measures
De Nederlandsche Bank (DNB) imposed a fine of €29,700 on trust International Trust Services B.V. (ITS) on 24 November 2025. The fine was imposed because ITS failed to commission an audit in 2022 concerning the period from January to December 2021.
Read more Fine for trust office International Trust Services B.V. for failing to commission an audit
13 August 2026
News item supervision
DNB extends the period during which it will not prioritise supervisory and enforcement action in relation to the boundary between the banking book and the trading book.
Read more DNB extends non-enforcement period for boundary between banking book and trading book