Scope and execution
The Policy Rule on the Scope and Execution of the Deposit Guarantee Scheme (DGS) sets out how a number of potential special situations must be dealt with during the payout phase. Examples include escrow accounts, structured deposits, and customers holding deposits in different countries.
Objective of the Policy Rule on the Scope and Execution DGS
The Policy Rule on the Scope and Execution of the DGS further specifies policy rules on aspects (i) for which the national rules give DNB discretionary power or (ii) that warrant further clarification. DNB may supplement the Policy Rule with other DGS-related provisions in the future
Escrow accounts and other potential special situations
The policy rule specifies how to deal with escrow accounts and similar situations. Banks need this information to compile the Single Customer View (SCV). The Policy Rule also contains more detailed explanations of the ranking of eligible deposits and how we will deal with temporary high balances, structured deposits, and customers holding deposits in different countries.
Version overview
DNB published the policy rule in 2017 and since then evaluated and amended it periodically. The most recent consolidated version of the Policy Rule is available in Government Gazette (in Dutch) and the consolidated document ‘DGS Policy Rules for Banks’.
The rounds of amendments include transitional periods. Future audit reports must be based in part on previous versions of the SCV Policy Rule. Below is an overview of relevant versions of the document Policy Rules for the DGS for banks.
Table 1. Overview of versions of the Policy Rule Scope and Execution DGS
Version |
Basis for data submission starting |
Download |
---|---|---|
Policy Rules of the DGS for banks – September 2024 |
1 April 2025 |
2024 Amendments DGS Policy Rules – Final adoption – September 2024 (For now in Dutch only) (New version of the integral document will follow) |
Policy Rules of the DGS for banks – December 2022 (fourth publication) Third round of amendments to the DGS Policy Rules 2022 |
1 July 2023 |
Policy Rules of the DGS for banks – December 2022 (fourth publication) |
Policy Rules for the DGS for banks - October 2021 (third version) Second round of amendments 2021 |
1 April 2022 |
Policy Rules for the DGS for banks - October 2021 (third version) |
Policy Rules for the DGS – February 2019 (second version) First round of amendments 2019 |
1 January 2020 |
Not available in English. |
Policy Rules for the DGS – July 2017 |
1 January 2019 |
Policy Rules for the DGS – July 2017 |
For completeness’ sake, we also provide the consultation document and adoption document (For now in Dutch only, the English version will follow) for the 2024 round of amendments.
Downloads
Policy Rules for the DGS
Creation of and amendments to the Policy Rules for the DGS
- 2024 Amendments DGS Policy Rules – Final adoption – September 2024 (For now in Dutch only) (167KB PDF)
- Third round of amendments to the DGS Policy Rules - Final adoption - December 2022 (272KB PDF)
- Consultation document third round of amendments to the DGS Policy Rules - September 2022 (09 September 2022 | 208KB PDF)
- Second round of amendments to the DGS Policy Rules - Final adoption - October 2021 (15 December 2021 | 198KB PDF)
- First round of amendments to the DGS regulations - Final adoption – February 2019 (13 April 2021 | 190KB PDF)
- First round of amendments to the Deposit Guarantee Scheme Regulations - consultation - October 2018 (13 April 2021 | 187KB PDF)
- Consultation Paper on Deposit Guarantee Scheme Regulations – March 2017 (298KB PDF)
DNB uses cookies
We use cookies to optimise the user-friendliness of our website.
Read more about the cookies we use and the data they collect in our cookie notice.