Outdated browser

You are using an outdated browser. DNB.nl works best with:

Your money is safe at the bank

vrouw voor woonhuis

In spring 2022, Amsterdam Trade Bank (ATB) went bankrupt. Fortunately, thanks to the Dutch Deposit Guarantee, account holders got their money back up to a maximum of €100,000 per person, per bank. We at DNB took care of everything. An ATB account holder tells her personal story.

Anna (35), from Diemen, had savings in Amsterdam Trade Bank (ATB). “In April, I suddenly got a letter from DNB telling me that ATB had been declared bankrupt”

A bit of a scare

A letter saying your bank is bankrupt: how did Anna feel about that? “I was shocked. But the letter also explained what I had to do to get my savings back. That was surprisingly easy, actually.”

Easy to get your money back

Anna explains what she had to do. “I logged in to a special portal on dnb.nl. There I could see my savings account and my balance. I then had to enter the account number of my payment account at another bank, and within three days, I was refunded my savings.”

Dutch Deposit Guarantee

Money in a payment or savings account is automatically protected by the Dutch Deposit Guarantee. It does not matter which Dutch bank you have an account with – the Dutch Deposit Guarantee is there for everyone. Its protection applies per person, per bank. You are covered for the total amount you have in a bank, from 1 cent up to €100,000. This protection applies to account holders automatically. If a bank goes bankrupt, we make sure you get your money back within seven business days. We arrange everything on behalf of the government.

More information

You can read everything you want to know about the DGS on our website. Executive Director Nicole Stolk's blog and a podcast about the DGS (in Dutch only).