DNB works towards solid and sound financial institutions and therefore supervises pension funds and insurers. On-site supervision is one of the supervisory tools available to DNB.
The on-site investigation is an in-depth supervisory investigation that largely takes place on location at a financial institution. It is complementary to regular account supervision and focuses on specific topics or themes at one or more institutions. The investigation is characterised by, among other things:
DNB's supervision is risk-based. This means that the choices DNB makes in its supervision depend, among other things, on the impact class of a pension fund or an insurer. The impact class in turn depends on the importance of this institution for the stability of the financial system. An on-site investigation focuses on institutions with a medium to high impact class.
DNB has developed a brochure to help pension funds and insurers better prepare for such investigations. We would like to refer you to this brochure for further explanation on, for instance, the investigation process and what DNB expects from a pension fund or an insurer during an on-site investigation.
Are you curious about other information on DNB's supervision besides on-site investigations? For more information on our ATM process see the brochure Redesigned supervisory approach.
For more information on on-site supervision of banks see Guide to on-site inspections and internal model investigations (europa.eu).
Dutch mortgage funds received €2 billion in new investments from institutional investors such as pension funds and insurers in the first three quarters of 2024, DNB figures show. This is less than in previous years and can be attributed to market interest rates having risen sharply during 2022.
Read more Investor interest in Dutch mortgage funds continues to decline
On Tuesday 5th November from 3:00-4:45 PM CET DNB will organize a physical information session about fit and proper assessments.
Read more Information session about fit and proper assessments DNB
From 25 November 2024, Jochem Dijckmeester will succeed Cindy van Oorschot as Divisional Director of Pension Supervision at DNB.
Read more Jochem Dijckmeester appointed Divisional Director of Pension Supervision
Embedded finance offers customers the convenience of in-app payment options and on-the-spot insurance. This seamless integration of financial services, available exactly when and where they are needed, makes life simpler. But this innovation also entails new risks.
Read more Embedded finance: striking a balance between convenience and risk in the digital economy
