DNB's iForum aims to stimulate technological innovation within the financial system. It is designed as a platform for joint initiatives that create value for both supervised institutions and DNB. We are looking to create this value through an ongoing dialogue on the impact of technological innovations on the sector, and by developing joint pilots and experiments in the areas where technology and supervision meet.
The iPanel advises the iForum at a strategic level. The iPanel currently consists of 13 members. They represent the financial sector and work at senior management level in their own organisation.
The purpose of the iForum is to facilitate close cooperation between the financial sector and DNB in the field of technological innovation. The initiatives set up by the iForum must be in line with DNB's and the AFM's statutory tasks. This includes initiatives related to DNB's supervisory activities, such as an experiment involving real-time supervision. However, the iForum does not exercise any supervision itself.
DNB coordinates and organises the iForum. The other participating organisations do not have to pay any contribution. However, since the initiatives within the iForum focus on cooperation between DNB and the financial sector, the participating organisations may need to make available funds and staff.
No, the iPanel does not advise on how DNB carries out its supervision. Conversely, DNB may submit certain changes to its supervisory approach to the iPanel for consultation.
No, the iPanel never discusses individual supervisory cases, because some of the participating organisations are themselves under DNB's supervision.
DNB invites new members to the iPanel after consulting the participating sector associations.
Other supervisory authorities, such as the Dutch Data Protection Authority(DPA), the Authority for Consumers and Markets (ACM) and the European Central Bank (ECB), do not participate in the iForum. Where an initiative of the iForum touches the activities of another supervisory authority, we involve that supervisory authority.
No, in the iForum we discuss the impact of technological developments on the financial sector and DNB's supervision. We discuss other issues with the sector in other consultation structures.
DNB and the AFM have set up two other initiatives: the InnovationHub and the Regulatory Sandbox. In doing so, we want to create room for innovation in the financial sector . The important difference with the iForum is that in the InnovationHub and the Regulatory Sandbox, we communicate with individual institutions on a confidential basis. In the iForum, on the other hand, we focus on consultations and joint experiments with the sector as a whole.
The iForum complements the InnovationHub and the Regulatory Sandbox, which will both continue to exist. Of course, the iForum may discuss experiences gained in the InnovationHub and the Regulatory Sandbox in broad terms, and conversely, experiments conducted in the iForum could be used in the Regulatory Sandbox.
De Nederlandsche Bank (DNB) issued an instruction on 29 September 2022 to trust office CIS Management B.V. (CIS) for serious deficiencies in its systematic integrity risk analysis (SIRA). DNB confirmed to CIS on 18 December 2023 that it had sufficiently complied with the instruction.
Read more Instruction issued to trust office CIS Management B.V. for serious shortcomings in its SIRA
We have established that in many cases the quality of prudential reporting has room for improvement. Therefore, we have published good practices on data quality.
Read more Good Practices on data quality put up for consultation
There are two new regulatory developments of relevance to banks regarding their crypto asset exposures. Firstly, the Capital Requirements Regulation 3 (CRR3) includes a transitional regime on banks’ direct crypto asset exposures.
Read more New rules for the crypto exposures of banks
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Read more Publication new banking package CRR3/CRD6
