If you do not hold an authorisation issued by DNB, you are not permitted to operate as a electronic money institution pursuant to Section 2:10a of the Financial Supervision Act, unless you qualify for the Exemption Regulation.
DNB pursues a policy of active enforcement and perform checks at regular intervals. If you provide electronic money services without authorisation or exemption issued by DNB and you have not been excepted from the authorisation requirement, we can take several enforcement measures, including issuing cease and desist orders and imposing administrative fines.
Economic offence
Non-compliance with the Financial Supervision Act constitutes a criminal offence under the Economic Offences Act, which we may report to the public prosecutor's office.
25 June 2026
News item supervision
In the third edition of ‘Integrity Supervision in Focus’ (ISF), we share the key insights from our integrity supervision.
Read more De Nederlandsche Bank publishes ‘Integrity Supervision in Focus 2026’
25 June 2026
News item supervision
This week, you may receive an email from De Nederlandsche Bank (DNB). This email concerns technical adjustments required to continue corresponding with DNB by email.
Read more DNB email on technical adjustments
23 June 2026
News item supervision
FATF released an update of its ‘grey’ and ‘black’ lists.
Read more Update FATF-warning lists June 2026
11 June 2026
Enforcement measures
De Nederlandsche Bank (DNB) imposed an order subject to penalty on Yoursafe B.V. (Yoursafe) on 5 February 2026. The order subject to a penalty is a remedial measure imposed because Yoursafe failed to submit the independent auditor's report to DNB by the deadline.
Read more Order subject to penalty imposed on Yoursafe B.V. for failing to submit the independent auditor’s report on the 2024 financial statements or the annual accounts for 2024 by the deadline