If you do not hold a licence from the European Central Bank (ECB), you are not permitted to pursue the business of a bank in the Netherlands pursuant to Section 2:11 of the Financial Supervision Act (Wet op het financieel toezicht - Wft).
We pursue a policy of active enforcement and perform checks at regular intervals. If you pursue the business of a bank without a licence or statutory exception, DNB can take several enforcement measures, including issuing cease and desist orders and imposing administrative fines.
Non-compliance with the Financial Supervision Act constitutes a criminal offence under the Economic Offences Act, which we can report to the public prosecutor's office.
News item supervision
DNB is raising the countercyclical capital buffer (CCyB) from 1.0% to 2.0%. The requirement will apply to all banks – both Dutch and foreign – that have loans outstanding in the Netherlands.
Read more
Statistical news release
Dutch investors started off well in 2023 – in the first quarter, the value of investments held by Dutch households increased by €7.8 billion. Despite the turmoil in financial markets, Dutch households also invested more in equities and bonds issued by banks.
Read more
News item supervision
Did you know that you can track the status of your assessment application in My DNB? As of 11 May 2023 you can see the status of your assessment application in My DNB – Supervisory Applications Service.
Read more
