Below, we list specific subjects that you can read more about on these pages for financial professional parties.
- National and international transposition of the PSD2 rules
- Consequences of PSD2 for incumbent payment service providers
- New payment services under PSD2: payment initiation and account information services
- Obtaining a licence for new PSD2 payment services
- PSD2 and e-commerce platforms
- Services not requiring a licence
Where can I find the national and international PSD2 regulations?
On the 19th of February, PSD2 entered into force in the Netherlands. The Dutch PSD2 regulations can be found in the law, a General Administrative Order (algemene maatregel van bestuur – Amvb) and in the Exemption Regulation under the Wft (Vrijstellingsregeling Wft).
Various international bodies have also drawn up detailed rules under PSD2. The European Banking Authority (EBA) has compiled a number of Guidelines and regulatory technical standards (RTS) to further substantiate PSD2. Payment service providers must comply with these rules, although not all of them have yet entered into force. Below is a link to an overview of all Guidelines and RTSs, including their effective dates.
Various international bodies have also drawn up detailed rules under PSD2. The European Banking Authority (EBA) has compiled a number of Guidelines, Opinions en Q&A’s. Furthermore the European Committee has compiled a number of Regulatory Technical Standards (RTS) and Implementing Technical Standards (ITS). These are important for payment institutions.
The EBA Q&As are available for consultation on the EBA's website, and you can check them first to see if your question may have already been answered. If that is not the case, you can submit your question directly to the EBA through the following link. Via the same link you can also register for an alert service, to keep abreast of all Q&As regarding PSD2 and relevant European secondary legislation.