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Homeowners and flood risk: A disconnect between awareness and actions?

Working paper 791
Working Papers

Gepubliceerd: 28 september 2023

Door: David-Jan Jansen

For homeowners, climate change can have implications through physical as well as transition shocks. Based on two surveys among Dutch homeowners, we find evidence for a disconnect between awareness and intentions to mitigate. Owners of at-risk properties are ten percentage points more likely to see floods as the main threat to their home. However, at-risk owners are also five percentage points less likely to consider improving their property's energy efficiency. Trust in flood protection turns out to be a relevant factor. In particular, at-risk owners with high levels of trust are less likely to consider improvements in energy efficiency. We discuss implications for risk communication.

Keywords: homeownership; floods; mitigation; risk communication
JEL codes Q54; Q56; D14

Working paper no. 791

791- Homeownership; floods; mitigation; risk communication

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Download 791- Homeownership; floods; mitigation; risk communication

Research highlights

  • Based on two surveys among Dutch households, this paper finds evidence for a disconnect between climate risk awareness and intentions to mitigate.
  • Owners of at-risk properties are more likely to see floods as the main threat to their home, but less likely to consider improving their property's energy efficiency.
  • Trust in flood protection turns out to be a relevant factor.
  • In particular, at-risk owners with high levels of trust in flood protection are less likely to consider improvements in energy efficiency.
  • Risk communication should make explicit that ensuring adequate levels of flood protection will also require continued investments.

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