Climate-related risks can translate into physical and transition risks that have a financial impact on the balance sheets of banks. These climate-related risks can potentially result in large financial losses and may present new challenges for banks’ risk management practices.
DNB expects that banks understand the potential impact of climate-related risks on their balance sheets. Any material climate-related risk should be governed in a way consistent with sound risk management similar to any other type of material risk. DNB’s interpretation of how existing regulation applies to climate-related risk management is detailed in the Q&A.
DNB has assessed existing practices in the Dutch banking sector related to the management of climate-related risks. This Good Practice document aims to share some of the good practices that were observed by DNB, with the intention to inform the sector as a whole. These good practices provide non-binding guidance on how banks can organise their processes and procedures to manage the climate-related risks related to their activities.
Climate change poses new challenges to the risk management of banks. Both physical and transition risks can be characterised by significant uncertainty and nonlinearity, while their probability of occurrence may not be reflected in historical data. These challenges thus warrant timely and concerted actions by banks, but also by the wider private and public sector.
DNB heeft de bancaire systeemrelevantiebuffers geëvalueerd en handhaaft de huidige buffers. Als gevolg hiervan blijven de Other Systemically Important Institutions (O-SII) buffers van toepassing voor ING (2%), Rabobank (1,75%), ABN AMRO Bank (1,25%), BNG (0,25%) en de Volksbank (0,25%).
Lees meer DNB handhaaft systeemrelevantiebuffers voor banken
Met de Digital Operational Resilience Act (DORA) wordt van instellingen in de financiële sector verwacht dat ze digitaal weerbaar zijn en hun ICT-risicomanagement op orde hebben. Dit stelt specifieke eisen aan de kennis en ervaring van de personen die het beleid van deze instellingen bepalen.
Lees meer ICT-risicomanagement onder DORA onderdeel van personentoetsingen
In 2025 stelt DNB twee jaarlijkse rapportages al beschikbaar per februari.
Lees meer Vragenlijsten SBA-NFR én IRAP 2025 eerder beschikbaar
FATF heeft een update van haar ‘grijze’ en ‘zwarte’ lijsten gepubliceerd.
Lees meer Update FATF-waarschuwingslijsten oktober 2024
